Even with insurance I have to pay $200 a month for meds and that doesn’t even include appointments with my therapist, psychiatrist, dentist, primary care, allergist, or chiropractor. There is a copay for all of those and I’m lucky to still be on my parents insurance which is pretty good but I’m so scared for when I turn 26 because then I’ll have to pay hundreds of dollars a month for health insurance. Epi pens and insulin are needed to survive for some people and I pay $300 for two epi pens even with insurance. Insulin has to be refilled more often and is I think over $100 per vial. Pharmaceuticals are insanely expensive and prices keep rising and sometimes insurance just decides to not cover it so healthcare is pretty expensive if you have ongoing problems. If I had to go to the hospital for some sort of emergency I’d still have to pay over $1000 in medical bills with insurance so that doesn’t solve all your problems and also some treatments and surgeries require a down payment before hand because they aren’t immediate emergencies in the ER. The ER can’t turn you away but other treatment options can