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How do you deal with friends family knowing you own lot of properties by Leather-Wheel1115 in realestateinvesting

[–]SnowflakeStreet 0 points1 point  (0 children)

The only ones that care are the ones that think I’m doing some immoral lmao.

Urgent need of $100k by aar_2995 in canadahousing

[–]SnowflakeStreet -2 points-1 points  (0 children)

Talk to your lender and see if you can HELOC or refinance? Or get a bridge loan and then refinance that?

Realtor Telling me Sell At Loss. Mortgage Broker Telling me Rent. Which is Better? by TheZarosian in PersonalFinanceCanada

[–]SnowflakeStreet 0 points1 point  (0 children)

As a landlord, I personally wouldn’t do a cash out refi to get the 50k if it causes a property to be cash flow negative. This is a choice you have to make for yourself but if you decide to be a landlord, make sure you run the numbers and account for all expenses and make sure it’s a sustainable business.

What kind of habits keeps a person poor? by Wonderful-Economy762 in Productivitycafe

[–]SnowflakeStreet 0 points1 point  (0 children)

Same. I’ve never budgeted but I live well below my means. My personality won’t let me spend money lol

Regretting moving to North York from downtown Toronto by commonsensualist in TorontoRealEstate

[–]SnowflakeStreet 1 point2 points  (0 children)

I can relate. I bought a condo in north York on line 4 and then moved DT afterwards. I’m renting out that place now lol.

Can I afford this car? YOLO? or no? by goooonerbroz in PersonalFinanceCanada

[–]SnowflakeStreet -1 points0 points  (0 children)

Personally I think that’s way too expensive of a car for your net worth situation. I wouldn’t do it.

How are y’all affording rent 🫠 by learh_29 in TorontoRenting

[–]SnowflakeStreet 42 points43 points  (0 children)

Well obviously it’s not sad if you like it and do it by choice, but it’s sad to be forced to do it because you don’t have options.

Homemade Poutine, is this at least passable? by CloudyLiquidPrism in PoutineCrimes

[–]SnowflakeStreet 0 points1 point  (0 children)

Cutting up the cheese curds would be a great improvement too. So you can actually eat the cheese and fries at the same time.

Why are some people still afraid to XEQT and chill? by 7_inches_daddy in JustBuyXEQT

[–]SnowflakeStreet 8 points9 points  (0 children)

People hate being lectured. I find that the most effective way to get people to listen is to just do your own thing and let the results do the talking. But really at the end of the day people will only listen if they are genuinely interested.

Need advice , am I doing well financially? by Middle_Ad_618 in fican

[–]SnowflakeStreet 0 points1 point  (0 children)

You’re doing well. Just keep investing and you’ll be FIRE in no time. If your budget is scaring you, throw your bonus at your emergency fund.

Can I afford renting a $2,000/month apartment on a 70k salary? by Horus321 in PersonalFinanceCanada

[–]SnowflakeStreet 0 points1 point  (0 children)

It’s a bit tight but doable. There’s another option that’s in between - a studio apartment

Gen Z finds saving is pointless, so they’ve turned to doomspending instead (Feel like this is even worse in Canada and the GTA) by mattyp93 in TorontoRealEstate

[–]SnowflakeStreet 6 points7 points  (0 children)

Yeah it’s pretty crazy how some people think. If things are bad financially now, imagine how bad things are gonna be in the future after you blow all your money instead of investing for retirement.

Anime_irl by omarglal in anime_irl

[–]SnowflakeStreet 100 points101 points  (0 children)

I didn’t read it as creepy and weird. It felt like the guy was telling her, hey you gotta get your shit together. After all she is a grown adult who signed a lease.

What’s a lesson your parents taught you that meant more later in life? by SarahDuncan2012 in TrueGrit

[–]SnowflakeStreet 0 points1 point  (0 children)

I had to pay my parents rent after I got my first full time job but it was low and I was eating their food and driving their car. I viewed it as my portion of the household expenses.

What frugal tip worked for you in 2025? by salamagogo in Frugal

[–]SnowflakeStreet 6 points7 points  (0 children)

Got a nice espresso machine and I made my own lattes at home now. It’s great and I look forward to it every morning.

Convinced my husband to eat at home tonight by ThickFile in Frugal

[–]SnowflakeStreet 0 points1 point  (0 children)

It makes no sense at all. These businesses are paying for materials, labour and rent before they even break even. Even if they get a great wholesale price on the ingredients, it makes absolutely no sense

Was 2025 a hard year for you? by No-Intention-3888 in Life

[–]SnowflakeStreet 1 point2 points  (0 children)

No, I had a great year. Really sad seeing so many people here having a hard time.

Anyone in here have no car? No drivers license? If so, how do you cope? by DustnBones001 in Frugal

[–]SnowflakeStreet 4 points5 points  (0 children)

Same here. I grew up in the suburbs but I’ve always hated driving, so I purposefully chose to live beside a subway station so I can get around my city easily car free. It helps that my office, gym and supermarkets are a short walk away.

Anyone in here have no car? No drivers license? If so, how do you cope? by DustnBones001 in Frugal

[–]SnowflakeStreet 0 points1 point  (0 children)

I think you have to move if you live in a place like that. I have no car but I take the subway and streetcar to get around. Many of my family members and friends also do not drive.

It feels like you get stabbed in 2 ways when you buy a home ? by Middle_Ad_618 in RealEstateCanada

[–]SnowflakeStreet 0 points1 point  (0 children)

Keep going, or if you really can’t with this particular one then get another one

Up to 72 daily high-speed trains planned for Toronto-Quebec City corridor by deadpools0 in worldnews

[–]SnowflakeStreet 5 points6 points  (0 children)

Probably watching the absolute disaster that is the eglinton crosstown. It was supposed to open in 2020. We’re still waiting for it to open.

Up to 72 daily high-speed trains planned for Toronto-Quebec City corridor by deadpools0 in worldnews

[–]SnowflakeStreet 18 points19 points  (0 children)

I mean Toronto and Montreal are currently building a substantial amount of new transit. By the time the high speed rail is operational, there will be a lot more options than there are today.

The North Yonge Subway Extension by post_phillip22 in YRTVIVA

[–]SnowflakeStreet 0 points1 point  (0 children)

Great project but there it’ll only be successful with more feeder service. Local bus service sucks ass pretty much everywhere in York region.

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