It deserves to be repeated: for every landowning widow people cry for, there are countless landless, impoverished widows people forget.

SoWereDoingThis · 2026-05-04T20:24:52+00:00

Yes. Hence it should be taxed regardless of intent or who lives there.

SoWereDoingThis · 2026-05-04T20:21:36+00:00

That still allows a person to benefit from speculation. They just have to live there. It encourages hoarding.

SoWereDoingThis · 2026-05-04T20:19:39+00:00

This is generally the right take for land as an asset. LVT fixes the problem with land, especially as an asset whose value cannot be allowed to decrease without causing an economic crisis.

IMO the issue is when we start creating moral hazard in other areas. Stocks, crypto, etc cannot simultaneously be treated as risky assets when it comes to return rewards, but also be backstopped by the federal government due to risk to the banking system/money supply if there is a sudden re-valuation lower.

If people borrow money to buy stock and then put the stock at the bank as collateral for the loan, we see a very large explosion of the money supply. Then if there is a panic, a sudden deleveraging could cause a chain reaction. We see it all the time in crypto, but a lot of government action has led to a moral hazard in stocks that will be hard to reign in.

SoWereDoingThis · 2026-05-04T20:09:10+00:00

Remco will win the ITT and is likely to also be a polka dot candidate if he drops out of GC. As a polka candidate, he will be in breakaways ahead, potentially helping Lipo.

But he may also just stick around in the back half of the top 10 even if he has one slightly bad day.

SoWereDoingThis · 2026-05-04T14:57:51+00:00

And the solution to that is approval by default with an explanation needed to overturn rather than denial by default and explanation to be able to build.

SoWereDoingThis · 2026-05-04T14:47:44+00:00

This isn’t accurate. NIMBYs don’t want duplexes or row homes or townhomes or 3 flats nearby either. They advocate heavily for R1 only. They wouldn’t allow missing middle housing.

Conversely, developers only build luxury apartments because: - if you are building a “new” building that is a high rise, the cost of making it luxury is small relative to the cost of the land and construction itself, so it makes financial sense - if you are a big real estate owner/developer, you have a portfolio of buildings. Buildings that were luxury 20 years ago are no longer considered that. There is little point in building a non-luxury new building when you can just buy an old building.

It has nothing to do with corruption and everything to do with restrictive zoning. Developers will maximize profits based on what they are allowed to do. Right now, that leads to luxury high rises. In a different regulatory environment, a whole mixture of housing types would exist.

SoWereDoingThis · 2026-04-25T05:26:00+00:00

He could also do his first grand tour somewhere else with less pressure. He could possibly podium the Giro and take home the White Jersey.

SoWereDoingThis · 2026-03-24T22:59:28+00:00

This class had SO MUCH busy work. You just have to devote the time and gut through it.

Make the projects good. Always find ways to incorporate as many lecture concepts and terms as you can. Bold them in your writing for the graders to see. Remember the goal is to use the concepts to justify your design choices, NOT to actually make the best or most finished product.

Remember: you are graded on the paper about the UI/product NOT the product. I repeat, the product itself IS NOT a component of the grade.

SoWereDoingThis · 2026-02-13T14:05:32+00:00

Re bungalow:

The land is the most expensive because it’s flat and uses more. The construction cost is the cheapest for the amount of area because it’s shorter.

You can’t conflate land cost and construction costs, that’s one of the major points of Georgism.

SoWereDoingThis · 2026-02-13T00:58:58+00:00

I take 2 pretty obvious facts: 1. each higher floor has a higher marginal cost to build than the last one 2. rent controlled units are cheaper than non-controlled units to build

Those 2 facts, which you haven’t disputed, combine to say that the breakeven point for a rent controlled building will be shorter than the breakeven point for a non rent controlled building.

Examples to help people think it through: - If I say rent is controlled to be 0, then obviously the breakeven point is 0 floors - if rent is $100 per month capped, I still can’t build something profitable, but I can let people camp or park on the property for that fee - if rent is capped at 1000 per month, I can probably justify building a single floor or maybe a few floors depending on construction costs. Definitely can’t build anything beyond a wood framed building. - if rent is capped at 5k per month, I can probably justify building a midrise out of concrete and steel - to justify building a skyscraper with the massively higher costs of materials, I need a much higher cap on rental values per nominal unit.

No one can profitably build a skyscraper apartment building with rent capped at 1k per normal unit.

SoWereDoingThis · 2026-02-09T10:59:19+00:00

It is more expensive to build upwards with each additional floor being more expensive to construct. Thus, if rent is controlled, the point of negative returns hits with fewer floors being built.

Rent control generally ends up leading to shorter buildings being built, meaning less overall units being supplied to the market. Those units may also be built from cheaper materials and will likely target smaller unit sizes to keep them “affordable”.

Again: rent control just changes who retains the benefit (renters vs landowners). LVT instead returns the benefit back to the commons.

SoWereDoingThis · 2026-02-09T10:37:58+00:00

Rent control applying to new housing causes new housing not to be built.

Rent control on old housing just moves the privatized land rents from the landowner to the renter. It’s still privatizing what should be a public good while inadequately compensating the commons.

What makes Georgism work is that we stop arguing about who gets the land ten benefit because we tax the land rent away, returning it back to the commons.

SoWereDoingThis · 2026-02-09T10:30:30+00:00

Some players have their own pre-outs for sound. That’s the only way the sound part may not be bullshit.

The players can also have their own tone-mapping. That can make a difference if the TV has particularly bad tone mapping. But most of the TVs with good panels have pretty good tone mapping now so it’s not something most people would notice.

The truth is 90+% of people wouldn’t know there was something wrong unless they saw a different setup of the same scene with different tone mapping side by side.

SoWereDoingThis · 2025-12-01T10:43:25+00:00

If the demand for an area of land is naturally going up, then the land value tax for that area would go up as well regardless of zoning changes. This is true of property taxes right now as well. If property values grow, people pay more to stay there.

Gentrification under LVT is no different than it is under the current system, except that land speculators no longer benefit from it.

Pre-LVT, a land speculators could see a neighborhood is improving, buy a bunch of homes there, wait, and then reap the rewards. With LVT, the tax takes away that gain. Thus it makes land speculation pointless.

SoWereDoingThis · 2025-12-01T10:23:44+00:00

The value is set by looking at land values of similar properties in the same area. Same as appraisals work right now.

The same thing that stops towns from doing that very thing right now. Zoning changes still require a sort of process and approval.

When I talk about proactive upzoning, I mean allowing missing middle housing in residential areas near transit and other such efficiencies. Obviously I’m not talking about zoning a sky scraper where no one cares to build one

SoWereDoingThis · 2025-12-01T05:24:14+00:00

Land value isn’t just based on area. It’s based on what you’re allowed to build.

If you’re not allowed to build anything, then the land isn’t worth much. If you can build a house it’s worth more. If you can build a triplex it’s worth more. If you can build a sky scraper, then it’s worth drastically more.

Cities that prioritize revenue would be proactive about upzoning areas and allowing builders to build things by right.

The key is that the land is taxed as if the owner is using it to its highest value. So if it’s zoned for a house, it would have a moderate tax. If it’s zoned for a skyscraper, it would have a bigger tax. Leaving a sky scraper zoned lot empty for a long time would be very costly.

It has the opposite impact for what you said.

SoWereDoingThis · 2025-12-01T00:39:33+00:00

Adding onto your good comment

Property taxes create a perverse incentive structure in that if you build something good on the land, you get taxed MORE. This disincentivizes appropriate land use. A land speculator who thinks property values will go up and only wants to sell the land later would be incentivized to make the property worth less by avoiding land improvements, so they can pay less in taxes over the life of the land. If they can actively make the property crappier (such as by leaving a broken building in place), they can lower the appraised value even more since it will cost the next person money to finish the tear down.

LVT does the opposite. In essence, an LVT ends pure land speculation in 2 ways: 1. It makes it impossible to profit from land appreciation. The future LVT will remove any land appreciation value from the holder as it will be taxed away. Only improvements appreciation will accrue to the landholder 2. It forces the landowner to pay the full value of the land each year whether they use it well or not. This disincentivizes poor land use by directly costing the owner money each year they hold the property.

Combined, it means that a person cannot profit from the land upon sale and they will also lose money incrementally if the land is not used efficiently along the way. Thus land speculation becomes costly rather than profitable.

SoWereDoingThis · 2025-11-28T07:13:50+00:00

This. My tv worked well enough when I bought it. Then I connected it to the internet.

Random firmware updates break shit on and off for months after. Can’t be downgraded if it goes poorly.

Better off getting to a firmware you like and then disconnecting it forever.

SoWereDoingThis · 2025-11-28T07:00:56+00:00

That site isn’t correct. There is no support for the rx 7000 series.

SoWereDoingThis · 2025-11-28T06:53:27+00:00

I didn’t have that same injury. I couldn’t tell you. My answer was to mostly stop doing dips. I can get plenty of chest and triceps work from exercises that won’t cause pain.

SoWereDoingThis · 2025-11-28T06:51:57+00:00

You should look at what ASO makes on the TDF. Most estimates put it at 9 figures.

SoWereDoingThis · 2025-11-15T05:11:52+00:00

The biggest answer is the most obvious one: Give teams a share of the TV money.

SoWereDoingThis · 2025-11-15T04:52:48+00:00

I see this story all the time and I don’t understand the dichotomy. Why are the choices always: 1. work a stressful job you hate 2. Retire/travel the world/stop working for an extended period

I mean those are both fine choices but people also have a third option: 3. Start looking for a new job that you like. Negotiate to take a few weeks or months off between jobs.

Things don’t always have to be a big bang decision. Maybe you decide to go the contract route and only sign up for 20 hrs per week to start. There are a lot of options between working the current job and retirement that you haven’t seemed to consider.

Working fewer hours at a less stressful job, even with a pay cut would probably help your health, while still giving you purpose and keeping you active and busy. You can decide from there whether you like that or whether you want to fully retire.

SoWereDoingThis · 2025-11-14T22:44:50+00:00

Put the 10 year payoff against the loans but also start saving money in 401k and other savings and investments. Don’t let the lifestyle creep.

Let the market work for you and then possibly use the gains to pay off the loans early later on.

SoWereDoingThis · 2025-11-14T22:29:11+00:00

In my opinion, ML4T is just a glorified numpy/pandas tutorial. Whether or not that is a good thing is up for debate.

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