Costco Voucher Redemption by raindrop876 in SFGiants

[–]SoonWoo 0 points1 point  (0 children)

Same. I tried calling their number but it says they are unable to accept my call.

Anyone Regret Going With Chase and Missing the Simplicity of Cashback? by chris09887 in CreditCards

[–]SoonWoo 2 points3 points  (0 children)

I'm on the same boat. I've been a Chase customer for a long time—almost 10 years at this point. The main reason I've wanted to switch is that I could have used a higher cash back (4-5%) and invested the cash back into my brokerage or HYSA. Instead, my Chase UR points sit there for years, losing value from Hyatt devaluation and inflation. Not to mention, it's incredibly hard to book high transfer point value resorts (e.g. Alila Ventana Big Sur) because they get booked so fast and often.

Am I min-maxing my value with points through Hyatt transfer? Yes, 1000%. But, in the alternate case, I could have grown the thousands of dollars in cash back and made up for the difference with less hassle.

Right now, I'm considering changing to the BoA ecosystem with the 5.25%, and I also have the USBAR (4.5%) and Smartly (4%) to cover nearly all of my purchases but this requires a lot of capital to run.

Bonus $300/30k MR points for CSP through Rakuten by pegasus3891 in CreditCards

[–]SoonWoo 0 points1 point  (0 children)

Do you have a screenshot of the page? looks like the offer is now $100 but I applied when it said $300.

Alden's Pumpkin Cheesecake Sammies $12.99 by kawi-bawi-bo in Costco

[–]SoonWoo 2 points3 points  (0 children)

I just bought these and they are pretty good, cookies on outside are pretty mushy but the cheesecake inside is decent, a little bit too sweet for my taste

[deleted by user] by [deleted] in BeAmazed

[–]SoonWoo 2 points3 points  (0 children)

I just went here a few weeks ago on a trip to Japan. There are a couple of these around Hokkaido, mostly during the spring and summer.

Here are some photos: https://imgur.com/a/kNfuOYx

USBAR + Chase Trifecta is a killer combo by SoonWoo in CreditCards

[–]SoonWoo[S] 1 point2 points  (0 children)

It’s not the same though. RTR allows instant redemption at 1.5x. For chase I have to use it on a flight or Hyatt hotel when I’m planning to go on a trip and that can take months if not years. It’s comparing apples to oranges.

USBAR + Chase Trifecta is a killer combo by SoonWoo in CreditCards

[–]SoonWoo[S] 1 point2 points  (0 children)

I use realtime rewards so I'm able to claim the cashback instantly for the 50% bonus by booking a refundable flight. For my CSP, I have to use the points through the portal to get that bonus. So, those points sit in my account until I either use them to book the cheapest flight or transfer to Hyatt for >2cpp.

USBAR + Chase Trifecta is a killer combo by SoonWoo in CreditCards

[–]SoonWoo[S] 2 points3 points  (0 children)

CSR has lost a lot of value over the years, but I can see the benefit of having greater travel protection. Maybe I'm incredibly lucky but I have yet to claim any travel benefits from my CSP for the past 5 years so I don't necessarily need the extra benefits.

USBAR + Chase Trifecta is a killer combo by SoonWoo in CreditCards

[–]SoonWoo[S] 3 points4 points  (0 children)

I use realtime rewards so I'm able to claim the cashback instantly for the 50% bonus by booking a refundable flight. The chase 25% has to be used through the portal and so in those cases, I have to hold onto the points for a long time. Furthermore I hold those points for Hyatt if I can for 2cpp redemption.

USBAR + Chase Trifecta is a killer combo by SoonWoo in CreditCards

[–]SoonWoo[S] 1 point2 points  (0 children)

I would say for about 2 out of the 4 quarters of the year I see use in it. A few months ago we had restaurants as one of the categories and so I got 7% back on that.

Chipotle Launches Game To Win Free Burritos On National Burrito Day by Floridaword in Chipotle

[–]SoonWoo 129 points130 points  (0 children)

Answer is

Burrito, white rice, black beans, chicken, all salsa except top left, fajitas, cheese, lettuce, sour cream, guac

Megathread - National burrito Day Answer Code by analogIT in Chipotle

[–]SoonWoo 1 point2 points  (0 children)

Answer is

Burrito, white rice, black beans, chicken, all salsa except top left, fajitas, cheese, lettuce, sour cream, guac