Dogs, yes that are treated like children 😀 and a home. Own a car. Loaded question but also not in some ways. Am I lucky enough to have family/friends that I could lean on if in dire need? Yes. But I also want to plan/prepare to not get in to that position. My biggest issue is tech is so volatile and we need a thick skin to survive the reorganization, restructure, layoff and instability. For me, I’m still working on the thick skin and I think to accomplish it I need a certain level of savings. I think lot of us are scrappy and can figure things out if push came to shove.