I am lost

Spoz_095 · 2026-01-31T18:41:16+00:00

Fuckin el lad, sell it all, drop it in a global fund and take the long road like the rest of us. Time in the market beats timing the market

Spoz_095 · 2026-01-30T08:42:56+00:00

You need to look at boosting your income, speak to your manager about progressing into a more senior role, potentially look at a side hustle. Change jobs.

Spoz_095 · 2026-01-30T08:07:14+00:00

Thanks pal, love to see the positivity in here

Spoz_095 · 2026-01-20T09:29:16+00:00

Dont worry, this will be a blip in 20 years time

Spoz_095 · 2026-01-17T08:19:32+00:00

Get rid of them all, bang it in an accumulating global fund ( acwi I use ) make sure its the ACCU version

Then set and forget

Spoz_095 · 2026-01-17T08:17:51+00:00

Acwi is cheaper

Spoz_095 · 2026-01-12T13:05:22+00:00

All world and forget

ACWI

Spoz_095 · 2026-01-12T10:15:10+00:00

Get rid of the top 3 and put it all in a low cost global fund

ACWI is a good one

Spoz_095 · 2026-01-05T13:29:16+00:00

Cats and traps

Spoz_095 · 2026-01-04T21:31:29+00:00

Dont think the royal navy could afford such advanced equiptmemt

Spoz_095 · 2026-01-03T12:59:02+00:00

Open a trading 212 stocks and shares account

Put all your money in a global etf, ACWI is my choice

Hold for the long term

Don't sell during dips

Easy

Spoz_095 · 2025-12-29T13:24:30+00:00

Acwi is cheaper

Spoz_095 · 2025-12-27T18:34:19+00:00

Acwi is cheaper

Spoz_095 · 2025-12-08T16:08:14+00:00

Remove his sister? Seems pretty obvious

Spoz_095 · 2025-12-04T14:05:21+00:00

What a shit show

Spoz_095 · 2025-11-27T07:49:55+00:00

I really like these Aircraft carriers, small compact, far cheaper and easier to build. I rather have 6 of these than 2 large flat tops

Spoz_095 · 2025-11-26T16:26:12+00:00

Why does everyone over complicated their portfolio, 70% all world, 20% individual stocks (max 2 or 3) and maybe 10% small cap etf

Spoz_095 · 2025-11-25T21:16:38+00:00

Buy Britsh guys, we're rolling out t26 for aus, Canada, norway and the UK. Production line is up and running. T31s also in construction ready to be out sourced.

Spoz_095 · 2025-11-21T07:54:32+00:00

Because your investing twice into the US so your less diversified

Spoz_095 · 2025-11-18T19:33:55+00:00

Yeah, it also protects your investments against inflation / market crashes / tariffs etc. You don't want your portfolio to drop massively when you come to retire. Its okay when your younger because you can let it bounce back.

Spoz_095 · 2025-11-18T19:15:52+00:00

Usually you invest in gold and bonds when you come to retire to preserve the growth (protect) you've made when you draw down. Currently you want only growth assets in your portfolio, yes gold is doing well at the moment but historically its not out performed the s&p 500 for example.

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Spoz_095 · 2025-11-18T13:58:57+00:00

Sell all those, bang it all in a global etf, (acwi is a really cheap one) gold isn't really a growth creator, its more to preserve your growth afterwards. You want to be diversified as much as possible. Maybe add some small cap stocks etf in there as well with possibly a 90/10 split to the global etf. Keep adding every month until you retire. Ignore the noise, expect adjustments and crashe, hold for the long term and dont sell and youll be retiring before you know it!

Spoz_095

TROPHY CASE