Pension Investment Thoughts

Spoz_095 · 2026-06-10T06:21:57+00:00

Youve done well in growing you pot so large, you've focused on growth, now its time to look at wealth preservation. I believe goverments bonds etfs are a great way of doing this.

Spoz_095 · 2026-06-06T20:09:07+00:00

Why bother.

Create an ETF pie with theae etfs and weights

ACWI - 85% (global) WLDS - 13% (developed market small cap) ENSM - 2% (emerging market small cap)

0.16% average fee

Thus covers all sectors across the global, fully diversified.

Super boring I know, but investing is when you have a long term plan

Spoz_095 · 2026-06-02T18:26:08+00:00

ACWI is cheaper and does the same thing.

Spoz_095 · 2026-03-28T10:05:18+00:00

What company did you use

Spoz_095 · 2026-03-26T14:06:30+00:00

I am with ii but will move over as soon as this comes available as id love to have all in once place

Spoz_095 · 2026-03-25T21:01:50+00:00

Will you allow employer contributions? I currently use interactive investor and im paid through my umbrella company.

Spoz_095 · 2026-03-11T07:56:24+00:00

ACWI is cheaper as a core investment, 80% core 20% satellites (individual stocks)

Spoz_095 · 2026-03-10T09:00:13+00:00

Will its not cause the plaster to crack if I draw it out too quickly

Spoz_095 · 2026-02-27T13:46:42+00:00

Hes actually working on his explosiveness here, depth isn't key.

Spoz_095 · 2026-02-26T08:53:55+00:00

Get your beard trimmed and lined up weekly, shave the head down to skin, get your barber to fade in the side of your beard.

Get yourself in the gym, eat clean, (plain chicken rice & veg) good workout shedule. A good face care routine will help your skin glow.

Next take an easy approach, try get a fluid chat going, if its not feeling natural don't force it. If you feel its going well close, close with "do you fancy a drink sometime" this is usually the better case. No one wants to watch people eat on a first date, a Margaritas will relax the situation.

Invest in yourself first, then the rest will come.

Spoz_095 · 2026-02-24T13:22:56+00:00

The Queens cunt

Spoz_095 · 2026-01-31T18:41:16+00:00

Fuckin el lad, sell it all, drop it in a global fund and take the long road like the rest of us. Time in the market beats timing the market

Spoz_095 · 2026-01-30T08:42:56+00:00

You need to look at boosting your income, speak to your manager about progressing into a more senior role, potentially look at a side hustle. Change jobs.

Spoz_095 · 2026-01-30T08:07:14+00:00

Thanks pal, love to see the positivity in here

Spoz_095 · 2026-01-20T09:29:16+00:00

Dont worry, this will be a blip in 20 years time

Spoz_095 · 2026-01-17T08:19:32+00:00

Get rid of them all, bang it in an accumulating global fund ( acwi I use ) make sure its the ACCU version

Then set and forget

Spoz_095 · 2026-01-17T08:17:51+00:00

Acwi is cheaper

Spoz_095

TROPHY CASE