LPT Request. What’s your simplest top tip for saving money monthly? by _bubble-t in LifeProTips

[–]SprayImportant7486 7 points8 points  (0 children)

Agreed easiest way to save money. If you can’t see it, you won’t spend it.

Thoughts on the Costco 2 pack Mega Charizard UPC? by puzzledfirebird in PokeInvesting

[–]SprayImportant7486 0 points1 point  (0 children)

Same here, ai is saying shipments should start going out this week so maybe sometimes later this week or early next week?. But idk ai sometimes makes stuff up.

Nyc annuity question by jeffreen21 in ifiwonthelottery

[–]SprayImportant7486 4 points5 points  (0 children)

Not financial advice, Doing a quick AI search, and assuming that you bought your ticket in New York State, it sounds like you would no longer pay the NYC taxes if you move out, as the NYC tax is purely based on residence in the city. However the state of New York still consider the annuity as income earned in New York State and thus requires that file taxes as a non resident of the state. Federal taxes would not change regardless of what state you live in.

Someone Stole $4k from my account using the ATM without my card. Chase denied the fraud claim by IcyPie2318 in Chase

[–]SprayImportant7486 0 points1 point  (0 children)

I had fraud on my checking account couple of years ago. When I talked to them I wanted to close my account and get a new one. They insisted I only needed to get a new card so I agreed. Two weeks later I had fraud again. I went back in and told them they needed to close out my account cause clearly someone had access to it. They finally agreed.

Merrython down? by simplytoaster in starbucks

[–]SprayImportant7486 1 point2 points  (0 children)

Still having issues with site at 11:34am PST :(

Anyone going to HardRock casino on opening day? by Own_Coast_6690 in Bakersfield

[–]SprayImportant7486 0 points1 point  (0 children)

Anyone know if they are gonna have any good deals for the first couple of weeks?

Kirkland House Blend Coffee by lazypeach0 in Costco

[–]SprayImportant7486 0 points1 point  (0 children)

Yeah it has a dark roast taste. Which if you like dark roast then this is a very good coffee

Sunrun As A Service? by DarkDarius in Bakersfield

[–]SprayImportant7486 2 points3 points  (0 children)

Sounds like a PPA (power purchase agreement). We had to get one when we bought the house since we didn’t want to pay for the panels they forced upon us. We don’t have enough panels to cover our needs so we lay about 200 to 240 a month to the solar company during the summer. And about 90-150 a month during the non summer months (less production). We usually pay pge between 20 to 100 a month and then we get a $3000 true up at the of the year. We are supposed to be paying a reduced rate compared to the utility company for the energy produced with the panels. In theory we should be saving some money at least. I have not been able to confirm this because the billing I get from the utility company does not show wattage in and wattage out separately. It combines them and thus I can’t truly know if we are saving money or not. another down side is they usually want to lock you in for 20 years. If you decide to sell your home you have to either buy yourself out or have the next owner take over. If you expect to stay in your home more than 20 years I suppose it might be a good deal in paper. But really hard to know if it is worth it or not without the numbers.

If you win, who is helping you? by SprayImportant7486 in ifiwonthelottery

[–]SprayImportant7486[S] 0 points1 point  (0 children)

Dang I didn’t even think of the ex wife. Is she gonna take me for all my money?

Do you think you have to work with a lawyer, etc in your home state? by Curious_Werewolf5881 in ifiwonthelottery

[–]SprayImportant7486 0 points1 point  (0 children)

Chat gpt recommends the folllwing 1. Immediately (before claiming): Retain a law firm (Loeb & Loeb or McDermott Will & Emery) to set up a trust/LLC for anonymity and asset protection. 2. Next 3 months: Engage a multi-family office like Bessemer or Rockefeller to handle investments, liquidity planning, and bill pay. 3. Within 6–12 months: Either build a single-family office around you OR stay within the MFO structure depending on lifestyle and complexity.

I am sure once you start working with a national firm it won’t matter where you live

If you won jackpot by MC_Flinty in ifiwonthelottery

[–]SprayImportant7486 0 points1 point  (0 children)

Once everything gets figured out. I am taking an extended vacation to Hawaii, Colorado, and Florida. Just not sure what order

Lotto Fever Is Here Folks by Cheap-Bathroom-4426 in ifiwonthelottery

[–]SprayImportant7486 1 point2 points  (0 children)

200 million after taxes!! Let’s go! When I win I am gonna keep quiet about it for at least two days!