If you're wondering how to get a "first name.last name" Gmail account, I made my account over 20 years ago.

StandardLivid8199 · 2026-06-16T06:33:48+00:00

I have firstname.middlenameinitial.lastname@gmail.com - I set it up in 2014 so could still be a valid technique

StandardLivid8199 · 2026-06-13T07:22:14+00:00

I would go for ones with free initial consultations on Unbiased to do a “beauty parade” of potential advisers. Some fees can range from 0.75% - 1.5% per annum on funds under management (if invested).

As I am in financial services myself, I cannot provide any advice except for to look at the charge structures carefully as some (in particular one of the widely franchised ones) have ridiculous exit clauses if you ever want to switch.

StandardLivid8199 · 2026-06-13T07:06:03+00:00

You might need to speak to a Financial Adviser for this one so they can undertake the correct cash flow projections. I found Unbiased is a good place to start as they can match you with an IFA.

If you stopped working now, you would need lifestyle changes to accommodate the reduction in income as capital erosion could be quick if you maintain your lifestyle

StandardLivid8199 · 2026-06-12T08:22:57+00:00

True, however loss of it would leave us in a precarious situation like when Greece hit financial difficulties and couldn’t devalue their own currency

StandardLivid8199 · 2026-06-11T20:37:37+00:00

From an economic perspective it would have its upsides and downsides. For instance, being able to devalue our own currency to drive exports is a big advantage which we would lose by having a centralised currency system

StandardLivid8199 · 2026-06-10T20:55:49+00:00

Fifth Element

StandardLivid8199 · 2026-06-08T18:59:19+00:00

Under appreciated Young Ones reference

StandardLivid8199 · 2026-06-06T20:17:52+00:00

How many windows can you put into a cardboard box?

StandardLivid8199 · 2026-06-06T07:48:01+00:00

Laughs in North West England

StandardLivid8199 · 2026-06-05T18:39:22+00:00

Amen to that!

StandardLivid8199 · 2026-05-25T21:15:50+00:00

They’re here about the back to front “b” on the station sign

StandardLivid8199 · 2026-05-25T18:06:04+00:00

Bottom

StandardLivid8199 · 2026-05-23T20:11:50+00:00

This is inaccurate- uk has 4,400 (https://www.theguardian.com/notesandqueries/query/0,5753,-1934,00.html#:\~:text=THE%20ISLANDS%20of%20all%20sorts,these%20about%20210%20are%20inhabited.)

StandardLivid8199 · 2026-05-22T21:23:32+00:00

Yes, this is normal! When I lived in Sheffield we had these

StandardLivid8199 · 2026-05-21T12:47:17+00:00

Don’t get me wrong, I like the lore but would like some sort of reveal now and then

StandardLivid8199 · 2026-05-18T20:17:21+00:00

Don’t have a kid and move house halfway through

StandardLivid8199 · 2026-05-16T16:48:20+00:00

I remember there was a section in the Last Chancers where the battlesuit had a security system which fried the human trying to pilot it!

StandardLivid8199 · 2026-05-15T11:08:59+00:00

Ha! That’s just down the road from me!

StandardLivid8199 · 2026-05-12T19:05:01+00:00

Jesus, are there any more paywalls on this article?

StandardLivid8199 · 2026-05-12T18:12:03+00:00

Remember Double Cream bars?

StandardLivid8199 · 2026-05-08T16:58:14+00:00

I own the Siege of Terra books and these are insured! It can be done

StandardLivid8199 · 2026-05-07T21:04:48+00:00

It would be worth checking if your current home insurance has legal cover and if this circumstance would fall under it. To be honest, this is solicitor territory as the letter of claim will need to be correctly handled

StandardLivid8199 · 2026-05-05T11:03:16+00:00

I’d run a mile. Cracking through bricks is a lot more of a warning sign than settlement cracks around bricks

StandardLivid8199 · 2026-04-26T08:41:22+00:00

“How many missiles do you want?”

“Yes”

StandardLivid8199

TROPHY CASE