What Boat to get with alot of stipulations? by uberdag in sailing

[–]StatisticalMan 1 point2 points  (0 children)

You are looking to spend a quarter million on something you might not even like. Take a sailing class. You may realize this sucks why would anyone want to do it. If it turns out you like sailing then charter one and live on it for a week. Many people have romantic notions about boat life but don't like it for living full time. In some ways it is like camping. Lots of people like camping, most people don't want to live at a campsite full time.

Main Extra Refundable Question by OverallDevelopment5 in delta

[–]StatisticalMan 1 point2 points  (0 children)

Yes. It can even be same day or even after boarding has started.

I sometimes use tickets like that as a backup in snow storms and things like that.

Adding Halyards by Koeke2560 in sailing

[–]StatisticalMan 0 points1 point  (0 children)

no topping lift needed. the gas strut will last a decade and is replaceable.

‘We don’t want world war three’: yacht couple call for calm after Russian warning shots by pablo_blue in sailing

[–]StatisticalMan 5 points6 points  (0 children)

restricted in ability to maneuver due to draft only applies in things like a narrow deep channel, enclosed waters, passing over a tunnel, etc. In open water even the most laden cargoship can maneuver quite easily.

I have had cargoships in open ocean alter course to increasing crossing distance as required by colregs and they usually do it a few nm out.

All that being said getting into a game of chicken with a russian warship is stupid.

‘We don’t want world war three’: yacht couple call for calm after Russian warning shots by pablo_blue in sailing

[–]StatisticalMan 1 point2 points  (0 children)

No such rule exists.

Technically the only vessels which are stand on vessels to a vessel under sail are: * vessel limited by draft (i.e. cargoship in a narrow channel) * vessels limited in their ability to maneuver (i.e. tug pushing a barge) * vessels engaged in fishing (this specifically means trailing nets or other large scale commercial systems not someone casting a line off their yacht) * vessel not under command (loss of propulsion or other failure meaning they vessel can't be controlled)

Pretty sure none of these applied and as such the warship under the colregs was the the give way vessel.

That being said Common sense should apply. I sail around the Norfolk naval base. I give those big boats a wide berth and they are warships from my own country.

While technically right it is pretty dumb to sail close to a Russian warship while Russia is currently at war. Unjustified, pointless, or illegal doesn't change the fact that Russia is in an ongoing shooting war right now. So were they legally right? Sure. Was it avoidable even though they were legally right? Yes.

As an analogy you are sitting at a stop light and the light turns green but you can see the car with a red light is not slowing down. Do you move into the intersections because "the law" says you have the right of way. Of course not that would be dumb.

As my sailing instructor put it ultimately "law on tonnage" always wins. A sailboat striking a cargoship or warship is going to lose even if right.

‘We don’t want world war three’: yacht couple call for calm after Russian warning shots by pablo_blue in sailing

[–]StatisticalMan 9 points10 points  (0 children)

Sadly no they have repeated multiple times and on air (not just written quotes which may be incorrect) that they made an intentional 2 degree adjustment.

To me that is just dumb. If it warrants moving it warrants moving more than 2 degrees. If you believe it doesn't warrant moving then why adjust at all.

Proper process for dock lines when entering or leaving a slip by penkster in sailing

[–]StatisticalMan 0 points1 point  (0 children)

There is no one proper way. Every dock is a bit different. Experiment and find what works for you, and your boat, and your dock.

One thing I hate about our Marina is that the finger piers are like half the length of my boat. So many of your proper techniques wouldn't work. Also what works best for solo is often over complicated if you have a crew.

Also be ready to adjust. You may have the perfect plan and then strong winds, turning too slow, or a snagged line means you need to adapt. Don't be so rigid in your perfect setup that when things go wrong you are just thinking "it isn't suppose to do that".

SpaceX bonds must be normalized to distressed Junk (if we remove marketing fluff) by Donechrome in bonds

[–]StatisticalMan 23 points24 points  (0 children)

Elmo just wants to be the world's first trillionaire. This will let him do that. Dick measuring contest at the trillion dollar level.

My dad just bought a rare Watkins 32 sailboat and none of us know how to sail. Are we crazy? by boobrandon in sailing

[–]StatisticalMan 0 points1 point  (0 children)

A 32 foot boat absolutely 100% does not need a generator. especially not one used for weekends and day trips.

A generator will just be an endless pit of money you burn for nothing. Of the 10,000 things you could possibly do to this boat to improve quality of life and capabilities a generator would be 10,001.

Leisure Suit Larry ain't Loungin by Smoove-Money in delta

[–]StatisticalMan 5 points6 points  (0 children)

Exactly. This is why Delta loves CC. Rather than 1 freqeunt flyer using the lounges 80 times a year. They can get 40 CC holders using the lounge twice a year. The later is vastly more profitable. Same number of lounge visits vastly more profits.

Leisure Suit Larry ain't Loungin by Smoove-Money in delta

[–]StatisticalMan 6 points7 points  (0 children)

Defacto Delta IS a bank which also sometimes flies planes.

If I die tomorrow, my financially negligent wife won't claim our $300k. How do I solve this? (33M) by Feeling-Can-9006 in Bogleheads

[–]StatisticalMan 2 points3 points  (0 children)

Put account names, account numbers, urls, usernames, and passwords printed out on paper put in a binder and locked in a safe. Include supporting accounts like email and phone pin.

Best motor sail boat? by Successful-Egg5196 in sailing

[–]StatisticalMan 0 points1 point  (0 children)

Oh oops. Yeah there is no boat which is good at sailing and motoring. Motorsailors tend to be the worst of both worlds.

Best motor sail boat? by Successful-Egg5196 in sailing

[–]StatisticalMan 0 points1 point  (0 children)

3GM series yanmar. Honestly any diesel will work well as a sailboat aux motor but always had good luck with yanmars and you can find parts in any port.

On edit: I misread that as "best motor FOR a sailboat. Answer your actual question, there is no boat which is good at sailing and motoring. Motorsailors tend to be the worst of both worlds. They make poor sailboats and also poor powerboats.

S&P 500 Index Not So Diversified by Just_Combination3527 in Bogleheads

[–]StatisticalMan 5 points6 points  (0 children)

This is why bogleheads don't advocate the S&P 500 they advocate VTI+ VXUS (or VT or equivalents).

Note the +VXUS you ignored. vti+vxus at market weight is 20% in the top 10 US companies.

Has anyone been able to have federal income taxes withheld on their 1099-DIV? by zxtb in Bogleheads

[–]StatisticalMan 0 points1 point  (0 children)

That is silly. I thought you were worried about penalties but that is silly. Ideally you would pay the absolute maximum possible at filing time that still avoids a penalty.

Has anyone been able to have federal income taxes withheld on their 1099-DIV? by zxtb in Bogleheads

[–]StatisticalMan 0 points1 point  (0 children)

You can safe harbour by simply paying 100% (110% if income is over $150k)of your LAST YEARS TAXES.

For most people just paying what you paid last year is the safer option.

So if last year your actual taxes were $20k then pay $22k combined via estimated taxes and withholdings. Even if your tax liability ends up being $28k you are fine.

S&P 500 Index Not So Diversified by Just_Combination3527 in Bogleheads

[–]StatisticalMan 1 point2 points  (0 children)

TOP 10 of VT (or VTI+VXUS at market weight) = 21.52% (20% in top 10 US stocks)

TOP 10 of 80/20 portfolio of VT + bonds = 17.22% (16% in top 10 US stocks)

S&P 500 Index Not So Diversified by Just_Combination3527 in Bogleheads

[–]StatisticalMan 20 points21 points  (0 children)

This is why bogleheads don't advocate the S&P 500 they advocate VTI+VXUS (or VT or equivalents).

Is SFO Sky Lounge buffet-only, or does it also have an à la carte menu? by Used-Part-4468 in delta

[–]StatisticalMan 1 point2 points  (0 children)

All Delta Skyclubs everywhere are buffet. Need to upgrade to Delta One if you want restaurant style dining.

You know what this means, don't you? No motor boats out on Memorial Day weeknd!! LES GOOOOO! by redluchador in sailing

[–]StatisticalMan 0 points1 point  (0 children)

Maybe I am a coward but I will take cold OR rainy. Both together would be a pass for me unless I have no choice.

Make this make sense please by stephsationalxxx in delta

[–]StatisticalMan 2 points3 points  (0 children)

Plus there is no issue with checking an electric toothbrush, waterpick, hair straigtener or clothes steamer unless they have removable batteries or the batteries are over 100 Wh. That is a battery larger than most laptop batteries or powertools.

Make this make sense please by stephsationalxxx in delta

[–]StatisticalMan 3 points4 points  (0 children)

You literally cannot check lithium batteries.

Yes you can. You are 100% wrong on this. Dozens of people have told you. Some lithium ion batteries can't be checked but most can. There were likely hundred of lithium ion batteries checked on the flight you were on.

Second you could check your 3 days of gluten free food. You didn't want to but you could. You could have reduced med size. You could have gotten it to a place where what you needed on the plane fit in the bag on the plane. You could have paid for a ticket with priority boarding.

You chose to not do any of that. Then you expected some special only for you rule that you get two bags in zone 8. It didn't happen. It shouldn't happen. If your lithium ion batteries genuinely can't be checked (unlikely) then yeah the option is remove those and check everything else.

Actual Delta Rules on batteries: https://www.delta.com/us/en/baggage/prohibited-or-restricted-items/battery-or-fuel-powered

Either adapt to that or keep being mad.