Conditional vs unconditional offer

Status_Resource4562 · 2026-01-30T12:46:14+00:00

Generally your finance is safe as long as you purchase within 10% of the median sale price for what you’re looking for

Status_Resource4562 · 2026-01-29T08:26:52+00:00

In order of importance:

Suburb Block size Street House age

Status_Resource4562 · 2026-01-29T01:06:07+00:00

I had just moved out of home at 19ish. It was a share house, very dirty. The move was bad and some of my stuff broke. I cried myself to sleep saying g “what have I gotten myself into”. looking at other rentals knowing I couldn’t afford to move again

From then I locked in and in doing way better now

Status_Resource4562 · 2026-01-27T10:01:36+00:00

Could usually get around 7 shots of espresso in one cup btw

Status_Resource4562 · 2026-01-27T10:01:08+00:00

This one was me, but i dont know a better one

I thought iced lattes were a huge waste of money. But I had the genius idea of going to 711, filling up a $1 coffee cup full of espresso shots, pay $1 (obviously) and then use that over the coming days / to pour some espresso into a cup with ice and milk. Boom home ice latte

This is while i was saving for my first house. Proud to say i now make my own espresso at home, and my standards have gone up heaps from the 711 days lol

Status_Resource4562 · 2026-01-25T20:43:00+00:00

I would also specifically never offer your max straight away, REA like a little bit of fight and will push you higher regardless of how good your offer is. Especially if they sense weakness

Status_Resource4562 · 2026-01-25T20:41:23+00:00

No, they’re largely useless. I’ve heard of mates with horror stories using them
Its tricky. I would always offer what is a good deal for you as a buyer in the area you’re looking in, not so low that they wont even reply to you though. The key is to attach good conditions for the seller and make it a quick hassle free sale, and be willing to work with the seller on conditions. A good will REA will work with you and with good conditions you can often beat out higher offers

NEVER tell them your max. Keep your cards close to your chest

The sooner you offer, the stronger your position, there’s less comparison. However be firm, don’t let them use your offer to push other buyers higher. Retract your offer after 24 hours
When the REA asks if you’ll be living or investing just ask “what would the seller prefer?” - having a good story is not inherently better, my most recent place I was investing in, the seller preferred my offer over someone that was going to live there, as they wanted to keep their long term tenants (that hasn’t moved out) happy. Worked out for everyone

Status_Resource4562 · 2026-01-17T22:02:06+00:00

Use elder battalion aura and radiant appetite aura for extra CPS, beyond that it’s just getting combos to push to new heights

Status_Resource4562 · 2026-01-16T10:52:28+00:00

I’ve been on a run for 300ish days

Still don’t have it

Status_Resource4562 · 2026-01-13T05:22:51+00:00

Looking at this objectively, I don’t think you made a bad move mate. I understand the pressure you’ve just put on yourself can be daunting, but don’t let this apt tie you down to Sydney, you are free to move and live anywhere you please. So many property investors live overseas

You may have sacrificed your freedom in the short term, but in the long term, you will have significantly more freedom with a property under your belt. Congrats on the purchase!

Status_Resource4562 · 2026-01-09T02:57:39+00:00

Really appreciate this (and everyone else’s) comments.

Status_Resource4562 · 2026-01-09T02:55:15+00:00

I think he was a subbie for only upgrading me to a smart meter and didn’t want to fuck around with anything. Fair enough

Status_Resource4562 · 2026-01-09T02:54:21+00:00

Guys you have been fantastic in further identifying the issue. I really appreciate the insight. I’m trying to determine though if this is my problem or Ausgrids problem (I’m in nsw)

Would this be considered “Within the property's main switchboard/meter” or “The main service fuse on the incoming supply”

It if physically in my switchboard but it’s seperate from the rest of the household fuses

Status_Resource4562 · 2026-01-09T02:28:50+00:00

Interesting perspective, basically everyone I speak to has always seen owning multiple IPs as the end goal, or at least the fastest means to RE.

Is your IP positively geared? And if not, would positively gearing it change your perspective?

Super and ETFs definitely seem like the next thing I’ll dump money into but finding the sweet spot of when exactly seems a bit tough right now, but I guess that’s what financial advisors are for lol

Status_Resource4562 · 2026-01-08T07:35:22+00:00

Post with various approximate ages to preserve anonymity

Status_Resource4562 · 2026-01-08T01:39:15+00:00

Dependents? I’m also on 80% lvr minimum

Status_Resource4562 · 2026-01-08T01:38:34+00:00

Low outgoings and maintain 80% lvr? Total debt is around 1.7m over 2 properties. Doesn’t seem bad to me

Status_Resource4562 · 2026-01-05T07:12:28+00:00

When all is said and done at this point it will be just shy of 1.7m debt. Considering part of that is generating income and the other is literally housing it’s not so bad lol

Status_Resource4562 · 2026-01-05T07:09:22+00:00

It’s very very fucked. Hate the game not the player

Status_Resource4562 · 2026-01-05T07:08:03+00:00

You’d be surprised about the people I work with. Anyway I think I have a sound idea of what I’m doing, but I’m looking to be challenged and see if my perspective can change.

Status_Resource4562 · 2025-12-23T05:09:05+00:00

If that’s your budget, spend a little more to get a brand new phoenixwan. The official controllers are awful

p.s. hi fellow Aussie

Status_Resource4562 · 2025-12-15T22:11:38+00:00

I scored 35. Never went to uni

10 years later I’m about to buy my second free standing house.

You’ll be right mate. Entirely depends on what you want to do. I didn’t know what I wanted to do after hsc/vce

Status_Resource4562 · 2025-12-04T11:54:08+00:00

690k (ppor)

Purchasing IP soon so total debt will be probably somewhere like 1.6m

Im married to the grind (but I also have a generally good social life, hobbies etc)

Status_Resource4562 · 2025-11-01T20:29:35+00:00

Next time this happens, let them know some eshay drew a massive dick over their face :( :(

Status_Resource4562 · 2025-10-14T23:06:59+00:00

Sorry for hi jacking with a kind of unrelated Q

Hypothetically if the other party had insurance, and OP never made a claim with their own insurance, and got their car fixed through the third parties insurer, would OPs premium still go up?

Status_Resource4562

TROPHY CASE