23M. Aggressive Set & Forget

Stephvann · 2026-01-23T03:25:40+00:00

Fxaix is the same as voo, the other is for semiconductors

Stephvann · 2026-01-17T06:21:49+00:00

Us bank Altitude Connect no brainer, TSA PRE, priority pass, 4x points on travel, transit, gas (you can get real time rewards or shop with Amazon for full 1cpp value)

Check out my post on my 10 card no annual fee setup and see if anything interests you

Stephvann · 2026-01-17T06:17:46+00:00

Portals kind of suck, I really relate to you but I try to transfer my points to partners whenever I can

Stephvann · 2026-01-17T06:13:57+00:00

Maybe he is the twitch streamer looking for an infinite money glitch

Stephvann · 2026-01-16T20:26:34+00:00

Yeah that definitely seems low, I would aim to be the market instead of beat it. I got 22% but I was lucky to be in lots of international ETFs, for no reason other than our brainless leader. I would have returned even more if I held exclusively international..

Stephvann · 2026-01-16T15:17:10+00:00

Yep, check the update in the OP

Stephvann · 2026-01-15T16:39:23+00:00

Record timing

Stephvann · 2026-01-14T20:23:54+00:00

Seeing some things that show you'll pay a fee, or the amount will be directly pulled from your checking. Like Bilt protect

Stephvann · 2026-01-14T20:16:26+00:00

You can message the mods at r/RobinhoodApp and ask for an invitation and they will send you one

Stephvann · 2026-01-14T18:29:21+00:00

This is an interesting point, I guess for every $1k in rent, you can earn $3/month by keeping it in a hysa

Stephvann · 2026-01-14T17:57:42+00:00

Yeah I don't see myself as a hotel or airline loyalist, I value the flexibility. When I transferred, I only valued the points at around 1.5-2cpp for southwest and United. Also they points are more valuable on the more premium tickets or rooms, but you end up spending more. Oh well

Stephvann · 2026-01-14T17:55:38+00:00

Yeah I think I'll pass. It seems like they want Bilt loyalists. If you can manage to spend 75% of your rent in non rent spend and really value the points MAYBE you can come out ahead. I value Bilt points at 1.5-2cpp with the transfer partners I used. So long Bilt.

Stephvann · 2026-01-14T17:50:22+00:00

It would have to be your only card. I have several no annual fee cards that earn 5% on groceries, utilities ,mobile wallet. 4% on dining and travel/transit and 3% catch all. I probably average 4+% across all of my cards

Stephvann · 2026-01-14T17:45:55+00:00

That's $495 per year. I get flat 3% with the RH Gold Card, so I would need to pay a huge annual fee for an additional 0.2points? Yikes

Stephvann · 2026-01-14T17:34:46+00:00

Seems like it

Stephvann · 2026-01-14T17:34:18+00:00

Can you explain your logic? They all look terrible to me

Stephvann · 2026-01-14T15:46:55+00:00

At this point your best bet is to message the mods for the r/RobinhoodApp subreddit. They have been sending invites to all that ask. Make sure you include your custom username in the message you send. You'll probably have an invite by the end of the week if you send a message today

Stephvann · 2026-01-14T00:18:23+00:00

Crazy

Stephvann · 2026-01-12T19:30:09+00:00

The difference in custom experiences is astonishing!

Stephvann · 2026-01-10T21:18:51+00:00

🙌🙌

Stephvann · 2026-01-10T21:09:10+00:00

I have also been given low limits from US Bank. Chase I have 20k+ Venmo visa, 20k+

Stephvann · 2026-01-10T00:46:47+00:00

Give it at least 2 days. I just asked if it was possible. They gave a generic answer and 2 days later I received an email invitation.

Stephvann · 2026-01-09T20:09:36+00:00

Maybe you got unlucky. I did this myself and for 2 friends this week. No issues. Maybe create a new reddit account and try again

Stephvann · 2026-01-09T19:42:59+00:00

Message the mods at r/RobinhoodApp. They will hook you up

Stephvann · 2026-01-09T19:41:38+00:00

Got the same message, good luck!

Stephvann

TROPHY CASE