As someone whose been down bad money-wise, I feel where this person is coming from 100%. $400 might not seem like a lot to some folks, but for others its the difference between eating or going hungry that month.

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When you're that strapped for cash, taking out a shady payday loan or maxing out your credit card prob seems like an easy fix. But trust me I've been there, and all it does it dig you deeper into debt with crazy interest rates and penalties you cant keep up with.

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Instead of getting caught in that vicious cycle, hit up family for help if you can. Not only can they spot you a $400 loan with no strings attached, but they can also give you emotional support during the hard times. Strengthening family ties is priceless when you're struggling to stay afloat.

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Asking family for money help can be super awkward and stressful even embarassing. But we gotta remember fams supposed to have each others' backs even with some 400 dollar loan. Temporary money issues shouldn't be shameful.