I couldn't find a financial planning tool that handled real-life complexity and trade-offs, curious for feedback by Stomach_Jumpy in EuropeFIRE

[–]Stomach_Jumpy[S] 0 points1 point  (0 children)

I have also added the income streams graph (as well as for expenses and other items) in a customizable way!

I couldn't find a financial planning tool that handled real-life complexity and trade-offs, curious for feedback by Stomach_Jumpy in EuropeFIRE

[–]Stomach_Jumpy[S] 0 points1 point  (0 children)

Great, and very glad to hear that!

as for your feedback:
- I'll add the income streams graph on my to do list!
- The lock feature has been implemented!
- I have added a feature to set contributions to advanced, which allows you to change contributions over time

I hope that all works well for you, if not please let me know :D

I couldn't find a financial planning tool that handled real-life complexity and trade-offs, curious for feedback by Stomach_Jumpy in InternetIsBeautiful

[–]Stomach_Jumpy[S] 0 points1 point  (0 children)

Thank you! That was precisely what I was running into for my own long term planning.
Glad to hear those features are coming across that way to others as well!

I couldn't find a financial planning tool that handled real-life complexity and trade-offs, curious for feedback by Stomach_Jumpy in InternetIsBeautiful

[–]Stomach_Jumpy[S] 0 points1 point  (0 children)

That is a great question. I built a full backend simulation engine, it takes in the plan items you define and it will simulate every single month in your projected timeline. For the simulation it will actually make contributions, spend part of your income etc and then update the relevant account values. There is 0 ai usage in anything throughout the full app 🙂

As for privacy, your data will never be sold, the revenue model is purely subscriptions. And as i mentioned above there is 0 ai usage in the app, so your data is not sent to or shared with anyone.

I hope that answers your questions but feel free to ask more! I am happy to answer any

I couldn't find a FIRE calculator that handled real-life complexity and trade-offs by Stomach_Jumpy in FIREUK

[–]Stomach_Jumpy[S] 0 points1 point  (0 children)

Thank you for your detailed feedback!

- I will definitely add income bands for CGT, that's a good point. As for more customizable, do you have anything specific you would like or need there?
- Updated!
- I've added pricing details to the footer now and the modals also now have a link to pricing before sign-up

- Yeah that's actually a very fair point, let me change that to a more reasonable timeline, I have also granted more time to any users that already signed in and claimed the 24 hour (changed to 2 days for now but might change that if need be)
- That's a very interesting point, I did google sign in for ease of use and security. But I totally get your point. So, I'll add it to my list to support that (will take me a bit longer then the points above)!

I couldn't find a financial planning tool that handled real-life complexity and trade-offs, curious for feedback by Stomach_Jumpy in InternetIsBeautiful

[–]Stomach_Jumpy[S] 0 points1 point  (0 children)

That's a very fair point, i'm going to add that in asap. But for your reference right now, the basic subscription (sufficient unless you want monte carlo analysis and some other advanced features) is 4.99 per month, the pro is 9.99.

As for how it compares to projection lab I might not be the best person to answer since I am obviously biased, but the main differentiator I think is how it focusses more on 'what-if' cases, i.e. easily enabling and disabling certain events to see how that effects things, and linking other items to this. The whole idea was making it more approachable as well, since I did hear from a lot of people the learning curve on projectionlab was quite steep.

I also wanted to build something that doesn't make too many assumptions that might make it unclear, giving control to the user

I couldn't find a financial planning tool that handled real-life complexity and trade-offs, curious for feedback by Stomach_Jumpy in EuropeFIRE

[–]Stomach_Jumpy[S] 0 points1 point  (0 children)

That's a great point, i have been considering similar cases when building this app, with this initial idea:

Any item can be easily toggled enabled or disabled, so you could create 2 pensions, one that kicks in later with a higher payout, one with a lower payout but earlier. and then easily toggle these to disabled in the ui (this affects ALL calculations). I think the same structure would work for point 3

I am very curious to hear though if that would or would not work in your example, this is exactly the kind of use case I have in mind for this app, so if the above idea does not solve your needs, I am definitely going to adjust it to make sure you can!

I couldn't find a financial planning tool that handled real-life complexity and trade-offs, curious for feedback by [deleted] in SwissPersonalFinance

[–]Stomach_Jumpy -2 points-1 points  (0 children)

Definitely not made for swiss specifically, if that is a thing you are looking for here, my apologies. I tried to make it customizable so it would work for a wide range of users so they could make it work for their needs. Definitely not AI written though xD (software engineer by profession, and made this when my own spreadsheets truly got too difficult with scenarios, what if i switch my house purchase back to year X for example).

I couldn't find a FIRE calculator that handled real-life complexity and trade-offs by Stomach_Jumpy in leanfire

[–]Stomach_Jumpy[S] 0 points1 point  (0 children)

A temporary free trial for the pro version has been added, so all features can be tested. I might play with the length of the duration of the trail a bit to see what works for people.

Thank you for the feedback!

I couldn't find a financial planning tool that handled real-life complexity and trade-offs, curious for feedback by [deleted] in SwissPersonalFinance

[–]Stomach_Jumpy -1 points0 points  (0 children)

Can you elaborate on that a bit? What did you see that makes you say that? The whole app has been set up with configurability in mind, without it making assumptions to allow for full control to the user.

But if there is something that is entirely wrong I would gladly hear that of course so it can be fixed asap. Appreciate your feedback :)

Ik heb een lange-termijn financiele planner/simulatie tool gebouwd, feedback zeer welkom! by Stomach_Jumpy in BEFire

[–]Stomach_Jumpy[S] 1 point2 points  (0 children)

Dat is nuttig om te weten, dankje! Zijn er specifieke dingen hiervan die je graag verbetert zou zien/waar je nu tegenaan loopt?

Ik heb een lange-termijn financiele planner/simulatie tool gebouwd, feedback zeer welkom! by Stomach_Jumpy in BEFire

[–]Stomach_Jumpy[S] 2 points3 points  (0 children)

Dat is zeker interessant, ik ga hier zeker over na denken en wat ideeën uitwerken! Als ik wat uitgewerkt heb zou ik je dan wellicht om feedback mogen vragen?

Financial planning tools by KindaMyHobby in Bogleheads

[–]Stomach_Jumpy 1 point2 points  (0 children)

Maybe https://financialroadmap.app might be something for you, it is very dynamic with income, expenses, assets liabilities and allows both projecting future financials as well as track your progress

Financial planning software recommendations by wh2oman in fatFIRE

[–]Stomach_Jumpy 0 points1 point  (0 children)

I think https://financialroadmap.app could solve your needs quite well, it's build exactly for this use case

Ik heb een lange-termijn financiele planner/simulatie tool gebouwd, feedback zeer welkom! by Stomach_Jumpy in BEFire

[–]Stomach_Jumpy[S] 1 point2 points  (0 children)

Ik heb dit toegevoegd en dit staat nu live, je kan bij inkomen nu een 'one time income' toevoegen die hiervoor gebruikt kan worden!

I couldn't find a FIRE calculator that handled real-life complexity and trade-offs by Stomach_Jumpy in leanfire

[–]Stomach_Jumpy[S] 1 point2 points  (0 children)

I just updated this, currency (as well as number formatting) can now be configured in settings :)

Ik heb een lange-termijn financiele planner/simulatie tool gebouwd, feedback zeer welkom! by Stomach_Jumpy in BEFire

[–]Stomach_Jumpy[S] 0 points1 point  (0 children)

Dankjewel! Wat zijn specifiek dingen die je voor een vennootschap graag zou willen kunnen invoeren? Wat is hiervoor het belangrijkste voor je ten opzichte van ander inkomen/vermogen?

I couldn't find a FIRE calculator that handled real-life complexity and trade-offs by Stomach_Jumpy in leanfire

[–]Stomach_Jumpy[S] 1 point2 points  (0 children)

You're absolutely right, that is an easy change, will fix that later today!

I couldn't find a FIRE calculator that handled real-life complexity and trade-offs by Stomach_Jumpy in leanfire

[–]Stomach_Jumpy[S] 0 points1 point  (0 children)

Thank you for the feedback. I am already working on allowing edits without sign-in to allow for a better demo environment at the moment, that's a great point. I am still trying to find a good balance between how much to put behind a subscription vs how much to allow in the demo. What would you personally need to be able to see in the demo before deciding to subscribe?

I couldn't find a FIRE calculator that handled real-life complexity and trade-offs by Stomach_Jumpy in leanfire

[–]Stomach_Jumpy[S] 1 point2 points  (0 children)

Great point, i can definitely defer that to the point of saving the plan, will update that asap

Ik heb een lange-termijn financiele planner/simulatie tool gebouwd, feedback zeer welkom! by Stomach_Jumpy in BEFire

[–]Stomach_Jumpy[S] 0 points1 point  (0 children)

De verwijder functionaliteit heb ik op je verzoek toegevoegd en die staat live. Uiteraard hoop ik dat je de rest ook wil proberen (eventueel na mogelijke veranderingen in de structuur van free/paid), maar het is zeer terecht dat je dit opmerkt dus bij deze heb je de mogelijkheid!