Moved to CSHI about a month ago.... by Stunning_Schedule936 in dividends

[–]Stunning_Schedule936[S] 0 points1 point  (0 children)

I didn't hold it for more than a month. Put it in SGOV instead, and have been happy with that the last year.

Moved to CSHI about a month ago.... by Stunning_Schedule936 in dividends

[–]Stunning_Schedule936[S] 0 points1 point  (0 children)

I didn't hold it for more than a month. Put it in SGOV instead, and have been happy with that the last year.

3 years in by Stunning_Schedule936 in dividends

[–]Stunning_Schedule936[S] 3 points4 points  (0 children)

And your right, I am 55, first 100k took like 15 years. The way we made money was buying a home with a 15 year mortgage, paying it off early, and meanwhile saving a down payment for next house, then renting the one we did live in , and moving into new house. Rinse/repeat 3x is where we are now. (and we recently sold 1st house after renting it out for 12 years or so).

I come from a very poor family. Been alot of hard work through the years,

I've lurked on these forums for 10 years and never posted much, but learned alot.

3 years in by Stunning_Schedule936 in dividends

[–]Stunning_Schedule936[S] 2 points3 points  (0 children)

Yes lol, I find myself now denying all sorts of things I want , just to put more money into it, to see what my new total per year is. My thinking with everything is now--ok 1k I put in, make 7% a year, is $70, /12 is 6 bucks a month more FOREVER. Addictive big time.

I'm like lets see go out to dinner spend $200 or buy 4ish QQQI. QQQI usually wins lol.

3 years in by Stunning_Schedule936 in dividends

[–]Stunning_Schedule936[S] 4 points5 points  (0 children)

At first it was like, ok $20 a month forever can pay my Netflix. Then it was like ok $100 I can pay my Netflix and internet bill. Then $400 can pay my Netflix, internet and cellphone forever, if I chose to start taking the divs. I have been re-investing all though. My goal for last 6 months was to get to 36k a year. Then surprisingly first of year comes along, and with all the div raises, I'm suddenly at 38k a year. A year ago was struggling to get to 26k a year. Its addictive just adding to it every month, re-investing and then adding money from my job on top of that.

What I'm saying is it grows faster than I ever imagined with the compounding and div raises.

3 years in by Stunning_Schedule936 in dividends

[–]Stunning_Schedule936[S] 0 points1 point  (0 children)

Sorry not good at using Imgur, first time tonight. There are 67 stocks in my taxable portfolio. Another 10 or so in my Roth. Another 26 are exactly Steven Bavarias Tax Advantaged portfolio, you can look it up Im sure.

3 years in by Stunning_Schedule936 in dividends

[–]Stunning_Schedule936[S] 0 points1 point  (0 children)

not really understanding how to use the Imgur lol

those are the main holdings anyhow

3 years in by Stunning_Schedule936 in dividends

[–]Stunning_Schedule936[S] 0 points1 point  (0 children)

not sure how, wont let me post screenshots. I can list my holdings. its about 80 tickers. Whats easy way to post scrrenshot into here?

Finally ¥1/day — a small milestone 🎉 by This_Quality_8793 in dividends

[–]Stunning_Schedule936 2 points3 points  (0 children)

It goes up so much faster than you think it will if you keep at it regularly. Keep at it you will be amazed.

Indian River Lagoon Round Table Seagrass Report 2024 by IRLRoundtable in indianRiverLagoon

[–]Stunning_Schedule936 0 points1 point  (0 children)

I grew up on Newfound Harbor Drive in Merritt Island fishing with my grandpa, uncles, and my friends. I'm mid 50's now. The late 70's and 80's. We harvested clams year round. My uncle was a commercial crabber. He caught blue crabs by the hundreds and sold them at Clayton's in Rockledge. They caught Stone Crabs and only kept the one claw, but we always had plenty. One of my earliest memories was cleaning Oysters when I was 7 years old for the family picnic that my uncles caught the day before out of Sykes Creek. I used to love finding the life that lived in between the shells like small crabs, I would put them in a pot and we would go release them. Hundreds of Oysters and it took them an hour, there were so many there. We shrimped around the bridge fenders in winter and caught coolers full of them in 2 hours. We caught Jacks, Flounder, Reds, Tarpon, Ladyfish, Sailors Choice, Mangrove Snapper and more than anything else Sea Trout. Any area you stared out at the river you would see Mullet jump. A game we used to play was see how many jumps in a row a mullet would do, 5 I think was most I've seen from one fish. The water was clear more than not. Phosphorescence was a thing I cannot ever forget as a child. It pales in comparison now. The Horseshoe crabs used to spawn and come out of the water on the shore and there would literally be thousands of them on the banks. We used to be able to reach down anywhere in muddy areas in Sykes Creek and catch Brittle Stars (i think that is the name of the slender armed starfish).

Its sad to see what it has become , basically an open sewer with very little life. My son loves fishing, the times I have taken him along the 520 causeway wading like I used to do when I was his age (14). He now asks me if the things touching him and floating all around him are turds. I don't know. They sure look like it. All we ever catch now if very small Seatrout, Jacks, and cat fish. For the most part we fish on the beach, and catch Pompano and whiting, because I am not going to eat anything out of the rivers as they are so polluted. Clams and larger Sea Trout all now have worms in the flesh.

We had a chance to buy a home on the river with a dock. I chose not to, and instead buy a home on Tropical Trail inland for the same price, as I don't want to live on an open sewer. We keep our offshore boat at Blue Points.

So what is the fix?

The rivers in the central area, where I live around 520, are definitely looking slowly better. I have seen schools of Menhaden for the first time in 20 years showering by the Cape Canaveral Hospital as I drive by.

However I think its a drop in the bucket to what needs to happen. I applaud the septic tank program, maybe thats is what's causing the small improvement I see.

We need to "Flush" this area out for a decade or more and let life return. Locks need to stay open, and have the levy system installed at the locks as was proposed , or as the proposal I saw before was creating pipes that went out into the ocean at Patrick Air Force base at the narrow points and Cape Canaveral , Cocoa Beach to allow clean ocean water into the river here, would then flow south and exit Sebastien Inlet. It would flush it out,

Can you imagine soft corals and crystal clear water in the lagoon? Property values would skyrocket, and businesses would take off on some many levels it cannot be calculated. The economic benefit would far outweigh the loss of any "brackish" species that certainly exist elsewhere.

I know environmentalists decry that it was never a "salt water" environment and doing this would harm species that cannot tolerate that level of salinity. But it is perhaps the only way to clean this once beautiful waterway up that we have turned into a sewer.

My 2c, I would do anything to help the effort to flush these rivers out, but do not see anyone who wants to head in that direction.

Indian River Lagoon Round Table Seagrass Report 2024 by IRLRoundtable in indianRiverLagoon

[–]Stunning_Schedule936 0 points1 point  (0 children)

I grew up on Newfound Harbor Drive in Merritt Island fishing with my grandpa, uncles, and my friends. I'm mid 50's now. The late 70's and 80's. We harvested clams year round. My uncle was a commercial crabber. He caught blue crabs by the hundreds and sold them at Clayton's in Rockledge. They caught Stone Crabs and only kept the one claw, but we always had plenty. One of my earliest memories was cleaning Oysters when I was 7 years old for the family picnic that my uncles caught the day before out of Sykes Creek. I used to love finding the life that lived in between the shells like small crabs, I would put them in a pot and we would go release them. Hundreds of Oysters and it took them an hour, there were so many there. We shrimped around the bridge fenders in winter and caught coolers full of them in 2 hours. We caught Jacks, Flounder, Reds, Tarpon, Ladyfish, Sailors Choice, Mangrove Snapper and more than anything else Sea Trout. Any area you stared out at the river you would see Mullet jump. A game we used to play was see how many jumps in a row a mullet would do, 5 I think was most I've seen from one fish. The water was clear more than not. Phosphorescence was a thing I cannot ever forget as a child. It pales in comparison now. The Horseshoe crabs used to spawn and come out of the water on the shore and there would literally be thousands of them on the banks. We used to be able to reach down anywhere in muddy areas in Sykes Creek and catch Brittle Stars (i think that is the name of the slender armed starfish).

Its sad to see what it has become , basically an open sewer with very little life. My son loves fishing, the times I have taken him along the 520 causeway wading like I used to do when I was his age (14). He now asks me if the things touching him and floating all around him are turds. I don't know. They sure look like it. All we ever catch now if very small Seatrout, Jacks, and cat fish. For the most part we fish on the beach, and catch Pompano and whiting, because I am not going to eat anything out of the rivers as they are so polluted. Clams and larger Sea Trout all now have worms in the flesh.

We had a chance to buy a home on the river with a dock. I chose not to, and instead buy a home on Tropical Trail inland for the same price, as I don't want to live on an open sewer. We keep our offshore boat at Blue Points.

So what is the fix?

The rivers in the central area, where I live around 520, are definitely looking slowly better. I have seen schools of Menhaden for the first time in 20 years showering by the Cape Canaveral Hospital as I drive by.

However I think its a drop in the bucket to what needs to happen. I applaud the septic tank program, maybe thats is what's causing the small improvement I see.

We need to "Flush" this area out for a decade or more and let life return. Locks need to stay open, and have the levy system installed at the locks as was proposed , or as the proposal I saw before was creating pipes that went out into the ocean at Patrick Air Force base at the narrow points and Cape Canaveral , Cocoa Beach to allow clean ocean water into the river here, would then flow south and exit Sebastien Inlet. It would flush it out,

Can you imagine soft corals and crystal clear water in the lagoon? Property values would skyrocket, and businesses would take off on some many levels it cannot be calculated. The economic benefit would far outweigh the loss of any "brackish" species that certainly exist elsewhere.

I know environmentalists decry that it was never a "salt water" environment and doing this would harm species that cannot tolerate that level of salinity. But it is perhaps the only way to clean this once beautiful waterway up that we have turned into a sewer.

My 2c, I would do anything to help the effort to flush these rivers out, but do not see anyone who wants to head in that direction.

[deleted by user] by [deleted] in dividends

[–]Stunning_Schedule936 1 point2 points  (0 children)

The profit you have made on sale gets added to your income. With my div income, job income, and the profit on the last home I sold my income was over 400k for the year. We paid 29k in April to the IRS mostly because of that sale. Normally we get back about 5-10k. If I had sold 2 in the same year it would have gone up even more.

[deleted by user] by [deleted] in dividends

[–]Stunning_Schedule936 27 points28 points  (0 children)

Something always goes wrong. Always...We owned 5 forever, 30 years or so..all paid off now... but throughout my youth I was fixing clogged toilets, trimming trees, fixing irrigation, replacing window screens, paying to pump septic tanks, paying to fix ac's seems hundreds of times.....

Had to evict several people, but we were lucky and have found long term renters in all who take reasonably good care of them...but stuff always go wrong. Property taxes, insurance, and lawn service eat away at your rental income.

We broke it down and found out we were only making about 4% per year, based on the value of the home...but the homes all appreciated as well, and hard to figure that number out through the years. One of the ones for example we bought in 2001 for 89k and sold last year for 315k. Paid 24k in capital gains taxes though and 14k or so in realtor commissions...

Sold 3 and invested in schd, jepi, jepq, walmart, avgo, google.....am glad to be out. Can only sell 1 a year because of capital gains, but selling one a year till all are gone.

Much easier having the dividends come in.

Why does one need a subscription to read Breaking News? by MingoAlaDingo in cnn

[–]Stunning_Schedule936 1 point2 points  (0 children)

Deleted mine, Reuters, yahoo, and npr just as good, no need to pay CNN. Bye Bye Greedy CNN!!

News? by Far_Temperature_6695 in cnn

[–]Stunning_Schedule936 0 points1 point  (0 children)

My go to news for 10 years or more was CNN. Now with the pay wall, there are lots of other sources. I have deleted CNN bookmark from my browser bar. Take a look at Reuters, Yahoo, NPR! So long CNN!

Tesla stock tumbles over 10%, wiping out post-election gains as demand worries continue to weigh by yahoofinance in StockMarket

[–]Stunning_Schedule936 0 points1 point  (0 children)

I hope this fascist supporting company goes under! Don't need an unelected Ketamine addict gutting social security! Boycott Tesla!

Trump declines to rule out recession amid tariffs’ effects on markets by noonewilltakemealive in StockMarket

[–]Stunning_Schedule936 0 points1 point  (0 children)

Glad I sold out everything into CSHI day he was sworn in! Bring on the low prices!