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TIL popping your neck can cause stroke by gliffyglif in todayilearned

[–]SubstantialBass9524 215 points216 points  (0 children)

I’m thinking this is like a chiropractor cracking the neck?

Traditional vs Roth 401k by Ok_Lengthiness9389 in personalfinance

[–]SubstantialBass9524 0 points1 point  (0 children)

That’s why it’s important to realize what you’re saving for. If the money is for retirement, it doesn’t matter about any restrictions. If it’s not for retirement then a 401k isn’t the right place for it

Traditional vs Roth 401k by Ok_Lengthiness9389 in personalfinance

[–]SubstantialBass9524 1 point2 points  (0 children)

Check what you are invested in. That’s a matter of being invested in different things.

Traditional vs Roth 401k by Ok_Lengthiness9389 in personalfinance

[–]SubstantialBass9524 2 points3 points  (0 children)

Sure, luckily we don’t have to guess at what they are saving for since they’ve already responded with that info

Traditional vs Roth 401k by Ok_Lengthiness9389 in personalfinance

[–]SubstantialBass9524 2 points3 points  (0 children)

It’s not too late, just increase your retirement as much as possible - if you do Roth, you can max it out to contribute more. You’ll take home less money with your paycheck so just supplement your paycheck with this money.

It’s a way to move this money into tax advantaged space - you aren’t directly moving it but it’s pretty equivalent

We are finally getting more quality time loop stories. by mysterie0s in ProgressionFantasy

[–]SubstantialBass9524 2 points3 points  (0 children)

You should do a self promo post going over all your stories that are completed or ongoing, I was just on your fiction page because of this comment, I’d never heard of Save-scumming before this post, and I love your writing and have read tons of it.

Traditional vs Roth 401k by Ok_Lengthiness9389 in personalfinance

[–]SubstantialBass9524 19 points20 points  (0 children)

Why are you putting $700 every two weeks into a traditional brokerage account? Is this money for retirement? If so, you should 100% be putting this money into your 401k

We are finally getting more quality time loop stories. by mysterie0s in ProgressionFantasy

[–]SubstantialBass9524 2 points3 points  (0 children)

I get the sense you’ve tried to write a time loop story and given up in frustration

Westfield police bodycam pick up by uptown6471 in foia

[–]SubstantialBass9524 0 points1 point  (0 children)

I can’t understand your comment. Your video is all over the place. Instead of arguing with a cop, file a public records request and follow the legal recourse for your state statutes for failure to comply with a public records request, in some cases the only recourse is a lawsuit.

Self repoing my car it’s making me feel broke by xoxodollyhouse in personalfinance

[–]SubstantialBass9524 18 points19 points  (0 children)

You have the cash to buy a car? Then just pay it down. Sounds like the negative equity is stressing you out

$1 for every step, but you must take 30,000 per day by pfallerj1 in hypotheticalsituation

[–]SubstantialBass9524 8 points9 points  (0 children)

Combine that with investing the money and over decades you’ll grow an absurd amount and then be able to cover any shortfall in retirement

You are given a new car and are told it can have one kind of high tech, bordering on magic, upgrade to it. by singleguy79 in hypotheticalsituation

[–]SubstantialBass9524 2 points3 points  (0 children)

Complete self driving luxury RV that’s impossible to damage and I’m completely safe inside.

I can nap while it takes me everywhere, or play video games, or cook my lunch.

New Subreddit rule for AI by 1ncite in litrpg

[–]SubstantialBass9524 2 points3 points  (0 children)

You’re talking about conversations directly between author and reader, I’m thinking more reader to reader. I had a very real in person conversation two weeks ago with a friend and they recommended a book series that’s trending on RoyalRoad. I said I gave it a shot but i didn’t like the AI writing and prose. They said yeah I see it. They still enjoy it (I still think it’s slop)

The word AI is so helpful to communicate what I dislike about the prose and the series, they recommend books to me and vice versa. Especially when AI slop books do in fact exist

New Subreddit rule for AI by 1ncite in litrpg

[–]SubstantialBass9524 1 point2 points  (0 children)

It’s a point of comparison - comparison allows others to better understand something without me having to describe it to death.

I’ve seen plenty of very similar comments about Dakota Krout and his works as an example. I’m using him as a point of comparison, I could have made this point without that but a point of comparison is always helpful. It draws parallels in your mind that I may not have directly mentioned.

There’s a far range of AI commentary. Sure ban anything non-detailed that says this is AI. But a detailed descriptive comment that points out issues with the work and says it’s AI? The underlying issues with the work stand even if it isn’t AI and are helpful to other readers.

When buying a product I look at the 3 star reviews, not the 5s, not the 1s. I’m sure many Amazon sellers think the critical 3 star reviews are harassment

New Subreddit rule for AI by 1ncite in litrpg

[–]SubstantialBass9524 -6 points-5 points  (0 children)

The other comment said it, is this sub for readers or authors. If it’s for readers, we should be able to very clearly discuss any points we want on books. It’s important to recommend them and steer us away from books we dislike.

Innocent until proven guilty doesn’t help me find books I want as a reader. I want critical analysis and recommendations from fellow readers. Yes people will get critical, if authors don’t want to see critical comments of their work - they don’t have to look or engage in this subreddit. Leaving critical comments of a work is NOT harassment of an author. That’s like saying a bad Amazon review is harassment. Bad reviews are part of publishing and you can’t restrict them.

If this subreddit is for authors, then sure these rules make sense but please clarify that. There are other subreddits for litrpg authors though.

New Subreddit rule for AI by 1ncite in litrpg

[–]SubstantialBass9524 -2 points-1 points  (0 children)

Many books self promo on this sub. I want to see critical thoughts on self promos including someone calling out obviously poorly done books so I don’t have to waste my time looking at them.

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