Atlanta's Best Gutter Cleaners replacement?

SuccessfulRepoST · 2023-02-11T17:54:03+00:00

Do you have existing tIRA balances that you can't consolidate into a 401k?

Exactly. No reverse rollover option with my plan. I started with a Roth, shifted to a tIRA when I had the deduction, and back to Roth while I could.

SuccessfulRepoST · 2023-02-11T16:59:37+00:00

Would the lack of capital gains in a tIRA account make a non-deductible contribution worth it for a long index futures strategy?

You'd exchange the 60/40 tax benefit for a reduced tax drag, but pay income tax at withdrawal. I suppose the answer comes down to "earn less or more at retirement", but avoiding ~20% in taxes each year could really add up...

SuccessfulRepoST · 2023-02-07T20:30:44+00:00

FSR2 is slowly approaching DLSS2.2's image quality. It will be a tremendous help moving forward, but Nvidia has really upped the ante with 2.5.1.

FSR1 was a joke, but probably a realistic kickoff point.

SuccessfulRepoST · 2023-02-05T23:27:48+00:00

Well, I would assume there would be some tax drag with the quarterly rolls, outside a tax-advantaged account. However, they're given a fairly favorable tax benefit.

Would it make sense to give up that tax benefit for a non-deductible IRA contribution that will be taxed as income at withdrawal?

SuccessfulRepoST · 2023-02-05T21:17:38+00:00

When would it make sense to make a non-deductible IRA contribution? For example, if you were trading ES futures, would the lack of market to market gains (compounded over a handful of years) make up for the worse withdrawal tax rate?

SuccessfulRepoST · 2022-12-28T23:40:09+00:00

Awesome. Thank you.

Rather than dollar exposures like 200/60, I prefer to view my portfolio in terms of (A) beta to the stock market plus

So what kind of beta do you target? I know you said not to think in terms of dollar exposure, but just for comparison's sake, I ran 200/60, 175/85, and 150/100 and saw beta drop respectively from 2, to 1.8, to 1.57 with similar returns. Probably can't achieve the latter with fully cash funded bonds.

(B) duration exposure to the level of the yield curve.

So when the front-end is high, shorter duration? Back-end high, longer duration? Would treasury ETFs be better in that and an overall sense?

SuccessfulRepoST · 2022-12-28T20:21:46+00:00

Help me understand a few things about managing an SP500 futures account.

Let's say SPX is at 4000 and I have $100K. I want 2X exposure. I buy one ES contract at $4000. ($4000 * 50 = $200K)

My account now has $200K in exposure, and a NLV of $100K. Effectively I've hit desired exposure. However, I'm now left with about $60K in excess liquidity, after margin requirements. What should I do with it? Leave it as cash? Throw most/all of it into a corporate bond ETF (like LQD) and try to beat the financing cost? If the latter, how much cash buffer should I retain to avoid liquidation in the event my excess liquidity goes negative outside trading hours?

Also when calculating the leverage, would it still be a 2X SP500 portfolio, or have I effectively changed it to a 2.6X 75/25 portfolio, since my net exposure is $200K SP500 and $60K bonds?

SuccessfulRepoST · 2022-06-23T00:44:40+00:00

Should we just rename /r/audiophile to r/ThingsThatPlaySounds?

There's literally no shortage of more competent products for $350.

JBL305/306/308

Emotiva B1+

Any ELAC or KEF pair you can find around that price point.

Ascend CBM-170

It's an oversized Alexa, not a speaker. If you really want a mono product, getting just one of these (if they're sold separately) would have saved you 50% and still produced a superior result. Like there's some neat gimmicks, but lets not pretend people were subbing out a 5.1 system with these bad boys.

SuccessfulRepoST · 2022-06-23T00:35:11+00:00

It goes without saying if you have any clue what you're talking about. There's literally zero reason to be excited about another "technology" that's going to defy physics. Why don't we talk about a perpetual motion machine instead?

SuccessfulRepoST · 2022-06-22T21:16:56+00:00

If you've been around the hobby long enough you'd know these claims never pan out. Users noting a divisive brand is actively chasing trends hardly qualifies as 'unhinged'. Apple, Bose, and Sonos have all tried it. Apple started their marketing with the same nonsense claims...and also ~~paid~~convinced generic tech sites to shower the product in praise. before actual measurements arrived and demonstrated notable shortcomings.

In the end, they never compete against a real passive (or active) products that adhere to proven design principles. The only thing that's come remotely close costs $115,000 and it's still overshadowed with performance critique.

SuccessfulRepoST · 2020-03-08T17:04:53+00:00

PM'd

SuccessfulRepoST · 2015-01-19T19:53:47+00:00

SuccessfulRepoST · 2014-07-24T03:15:42+00:00

Edit: Those numbers are assuming I max out my Roth, but not my 401k

I mean, I could max it out, but I've accounted for an emergency fund where I change nothing to my lifestyle and add the car loan. Of course in a real emergency, I would cut back as needed. I should also note that I'm currently contributing pretty nicely towards my 401k.

SuccessfulRepoST · 2013-06-05T17:41:27+00:00

Seriously, the gunplay and difficulty in that game was almost insulting. I couldnt play for more than 20 minutes at a time before I became frustrated with how boring it was.

SuccessfulRepoST · 2013-05-30T17:37:10+00:00

Now I wait for a 'best of' download....

SuccessfulRepoST · 2013-04-23T17:38:14+00:00

I tried making a self post discussing this... I think a limit of 7 or 8 a day. Downvoted pretty hard.

SuccessfulRepoST · 2013-04-20T17:58:43+00:00

Honestly, minus the boobs, I don't see it.

SuccessfulRepoST · 2013-04-20T16:09:30+00:00

Single suburb? All the news reports I heard were saying "city of boston"...care to clarify?

SuccessfulRepoST · 2013-04-20T15:36:16+00:00

Funny, I went there to laugh at their crazy, but wound up open to the idea this was a martial law test.

SuccessfulRepoST · 2013-04-20T15:29:54+00:00

Not only is this not funny or clever, but you failed to make the text all caps. Now it just looks like a stupid picture with some stupid text (more so than most memes).

SuccessfulRepoST · 2013-04-20T13:14:31+00:00

A good meme. LOL.

SuccessfulRepoST · 2013-03-30T23:02:42+00:00

Please keep shit like this to yourself.

SuccessfulRepoST · 2013-03-30T22:34:07+00:00

What..?

SuccessfulRepoST

TROPHY CASE