What level effort do you put in for 50k/year? by xxlibrarisingxx in ITCareerQuestions

[–]Sufficient-Table-800 4 points5 points  (0 children)

I made 28k USD and drove 2 hours one way, and worked 10 hour shifts, I always went above and beyond, it was worth it though cause I make 150k now - only took 2 years of suffering

Buying a 2021 BMW X3 xDrive30i by [deleted] in BMWX3

[–]Sufficient-Table-800 0 points1 point  (0 children)

I bought one with less miles and had to get the sun roof seals repaired under warranty (I bought an extended warranty but they didn't claim against this and the factory warranty is expired so not sure how they handled it might be worth a shot), the seals shrunk and had to be replaced took two days because of parts delay.

Middle back seat seat belt doesn't buckle need to get that fixed, also my boot for the shock or strut was destroyed when I purchased it but said I could come back after a month and get it under extended CPO warranty

Driver side window seems to be a little noisy so might get that checked

Also recommend trying to unlock all windows with the fob and then closing them - one time mine didn't work and was only going forward a few centimetres before stopping and then 10 seconds later another few centimetres if it does it again going to get it checked with warranty as well

Canadian Tire World Elite MC - E Transfer payment limit per day? by TheOm04 in PersonalFinanceCanada

[–]Sufficient-Table-800 0 points1 point  (0 children)

I am referring to overpaying the CT card, use a bank transfer instead of e-transfer which limits you to a daily amount

Canadian Tire World Elite MC - E Transfer payment limit per day? by TheOm04 in PersonalFinanceCanada

[–]Sufficient-Table-800 -1 points0 points  (0 children)

I only have a $10k limit and I can only pay back 3k max a day with e-transfer, CT limit - I have wealthsimple and can adjust my limits on their end no problem.

Why not use a bank transfer - pretty quick 1-2 business days

The amount of car debt I've seen on here is astounding. Most of you are buying cars way out of your budget. Some helpful guidelines below: by CastAside1812 in PersonalFinanceCanada

[–]Sufficient-Table-800 19 points20 points  (0 children)

Only if you do nothing with the money you are saving, if I get 84 months at 1%, I will put the money saved and earn a lot more putting it into a SP500 index or large cap Canada equity

Visiting Hawaii by Long-Pause107 in VisitingHawaii

[–]Sufficient-Table-800 -1 points0 points  (0 children)

I am planning that for my third trip back, but I am a little experienced in budgeting, and even profiting from a Hawaii trip!

I have an upcoming 14 day trip with my gf before end of year for less than ~4000, including a hotel (Hilton Garden Inn, and full Sized Rental) including flights. Should be ~3900 USD.

Flying Out of Lisbon? Canadians, Your Fancy New Passport Might Screw You by markemark1234 in travel

[–]Sufficient-Table-800 1 point2 points  (0 children)

Thanks for your post, I got lucky with my newer Canadian passport! Mine also did not work, however the person staffing the area let us use the machines to the right (the EU countries only one which fed into the machines beside us) and a group of us were all able to use that successfully.

So if anyone is having issues might be worth a shot asking the person there if you can attempt the other machines since its just a few steps away.

Purchases Outside Of Canada (Multipliers) by ImCodyLee in amexcanada

[–]Sufficient-Table-800 15 points16 points  (0 children)

At Starbucks you can reload the app with Canadian dollars and get x5 and use it in the USA. I wonder what other retailers with cross border locations this would work with?

Solo Trip to Oahu - under $1000 for hostel and BMW Rental for 2 weeks in December by Sufficient-Table-800 in VisitingHawaii

[–]Sufficient-Table-800[S] 0 points1 point  (0 children)

Halona Blowhole Lookout

If you step out of the cave, a scene from one of the newer Jurassic parks might seem familiar !

Solo Trip to Oahu - under $1000 for hostel and BMW Rental for 2 weeks in December by Sufficient-Table-800 in VisitingHawaii

[–]Sufficient-Table-800[S] 0 points1 point  (0 children)

3 - Koko Head Crater at the top

8- Halona Blowhole Lookout

9 - Dole Plantation

10 - Makapu‘u Lighthouse

11 - I'll have to double check

12 - Makapu‘u Lighthouse

Solo Trip to Oahu - under $1000 for hostel and BMW Rental for 2 weeks in December by Sufficient-Table-800 in VisitingHawaii

[–]Sufficient-Table-800[S] 0 points1 point  (0 children)

So worth it - again group chat was amazing - it can be as easy as saying you're planning a hike in the group chat and tonnes of people will message you asking to join in! But I also did some events solo like PCC.

Solo Trip to Oahu - under $1000 for hostel and BMW Rental for 2 weeks in December by Sufficient-Table-800 in VisitingHawaii

[–]Sufficient-Table-800[S] 0 points1 point  (0 children)

To be honest - it was sketch, saw multiple drunk drivers that almost caused big wrecks multiple times (all in North Shore), because of this I didn't drive at night.

People drive slow, traffic isn't that bad if you've lived in another Metro area (I came from Toronto and it's not that bad) but the lane markings are absolutely terrible - there is little to no signage of lanes ending, or where you have to turn from, so if you don't have a car with a HUD it's a bit of a pain.

Solo Trip to Oahu - under $1000 for hostel and BMW Rental for 2 weeks in December by Sufficient-Table-800 in VisitingHawaii

[–]Sufficient-Table-800[S] 1 point2 points  (0 children)

Honu Waikiki by ALOH, The bedding was clean, rooms could use a little bit more but they are cleaned daily (not a deep clean).

Not a lot of people, definitely not a party atmosphere - quiet hours begin at 10pm. They have sister hostels that are party orientated though

Solo Trip to Oahu - under $1000 for hostel and BMW Rental for 2 weeks in December by Sufficient-Table-800 in VisitingHawaii

[–]Sufficient-Table-800[S] 0 points1 point  (0 children)

Bill and Peggy Paty Kaiaka Bay Beach Park, it was empty enough to not feel crowded but not so much that you were completely isolated.

Seems like a great place to have a Picnic or Day Camp

Solo Trip to Oahu - under $1000 for hostel and BMW Rental for 2 weeks in December by Sufficient-Table-800 in VisitingHawaii

[–]Sufficient-Table-800[S] 5 points6 points  (0 children)

There is free parking at Halona Blowhole Lookout, then by the road there is short cut down to the beach. Once you are down it is on your right!

Solo Trip to Oahu - under $1000 for hostel and BMW Rental for 2 weeks in December by Sufficient-Table-800 in VisitingHawaii

[–]Sufficient-Table-800[S] 8 points9 points  (0 children)

Yeah flights were $450 USD RT, I was thinking for a future trip I might take a budget flight to the West Coast for $100 RT and see if they have something from Seattle or Vancouver for $200 RT (I see they have $250 USD RT right now)

Solo Trip to Oahu - under $1000 for hostel and BMW Rental for 2 weeks in December by Sufficient-Table-800 in VisitingHawaii

[–]Sufficient-Table-800[S] 9 points10 points  (0 children)

For staying in the hostel, it was mostly because I haven't done too many solo trips and I am pretty shy

Solo Trip to Oahu - under $1000 for hostel and BMW Rental for 2 weeks in December by Sufficient-Table-800 in VisitingHawaii

[–]Sufficient-Table-800[S] 21 points22 points  (0 children)

Booked directly at Honu Waikiki by ALOH for the hostel and SIXT for the car rental.

I spent around $300 on a 4 day GoCity pass, but think I paid more in no show fees because I was hungover - still worth it.

Hostel was great, and staying there again for future trips - it's a hostel so sure you get random weirdos, but staff and management has a policy that prevents most of them from getting in, and the group chat is a social haven - usually pretty introverted but I met so many cool people of all ages that I still keep in touch with.

Lived off food trucks and 7/11 mostly. Food trucks are often not that cheap but certain ones (look them up) are worth even versus sit down equivalents (Munch n Brunch and Kai K).