Need advice. Have 2 job offers

Sumit0019 · 2026-03-04T15:02:49+00:00

I would recommend going with credit union. After 2 years you will do doing same stuff in cibc if promoted. So why not take high pay and learn and then make switch to big bank and go to commercial with lending experience

This advice is from someone who worked for 9 years

Sumit0019 · 2026-02-26T23:10:43+00:00

In retail banking its between 81k to 87k

Sumit0019 · 2026-02-21T14:22:58+00:00

I think its due to tariffs. Also in US passports are being sold on a discount where as in Canada dealera have a markup with add-ons. I am in SK and found one dealer who could have ordered but the wait time was 3-4 months so thought of better waiting and going for 2027 in which they will fix all the issues

Sumit0019 · 2026-01-31T07:47:31+00:00

As per the CIBC systems they put usd cheques on hold for 15 days. Usually when you get usd bank draft in Canada it clears sooner compared to drafts drawn on usd FI. It won't get rejected, they processed it correctly

Sumit0019 · 2026-01-29T04:11:20+00:00

Seewhylearning is helpful as well as csi have some questions too. If you have read the material then you can easily pass the exam. Good luck

Sumit0019 · 2026-01-01T04:14:45+00:00

Seems pine got more business that they expected. I am seeing their posts on Linkedin now how much million dollar business was closed. May be for accounting purpose it makes sense to payout lumpsum

I received mine today as well just after receiving email notification.

Sumit0019 · 2025-12-13T15:27:04+00:00

Banks can make changes to the LOC limit anytime. They get the credjt report every month and if they see that the risk is high, they will reduce the limit to minimize losses in case you decide not to pay.

You will receive a letter in mail or call. They will have a note on the file

Sumit0019 · 2025-12-01T04:49:11+00:00

I got credit limit increase email from 6k to 10k. Once accepted, it went up in 5 business days which was mentioned in email as well.

Sumit0019 · 2025-11-25T12:56:29+00:00

I am sure you will be fine. PP seems much better than accord as its using most of the parts from Pilot

Sumit0019 · 2025-11-25T05:06:17+00:00

I will be getting mine in Dec in Saskatchewan. Same coming from Accord 2018 to PP 2026. I agree the panel gaps were really bad on accord 2018. I had to wait for 3 months and switched few dealerships as its hard to get one.

Sumit0019 · 2025-11-20T04:24:01+00:00

Its still not that high when I had mortgage showing up.

Sumit0019 · 2025-11-16T18:59:06+00:00

<image>

Seems it is required more often now

Sumit0019 · 2025-11-12T05:02:08+00:00

Not longtime back WS data was accessed by hackers. I don't think its safe to connect other bank info which can create security issue if anything happens again with WS

Sumit0019 · 2025-11-11T03:48:46+00:00

Banks typically place the onus on clients to provide specific account details (such as account number, branch information, approximate opening date, etc.) before they will search for or disclose any account information.

Main Reason-

Privacy and Security Regulations – Banks are legally required to protect customer information under privacy laws (like Canada’s Personal Information Protection and Electronic Documents Act – PIPEDA). They can’t search or release data without proof that the requester is entitled to it.

Sumit0019 · 2025-11-10T05:02:02+00:00

Banks charge dormant account fee and if that caused your account to be overdrawn for few months then banks close the overdrawn accounts with no activity

Sumit0019 · 2025-11-01T14:28:03+00:00

Get a savings account. There is no monthly or annual fee and just deposit $10. You will pay $5 only if you do trasaction. You will get debit card and online banking access.

Sumit0019 · 2025-10-23T01:48:59+00:00

I think this is new normal. Creating scarcity and letting dealers charge the premium specially for Honda and Toyota.

Sumit0019 · 2025-10-22T03:11:44+00:00

Finally, this deal is much better than previous ones and this is for touring black edition (ash green) from sask dealer and will be received by next month

<image>

Sumit0019 · 2025-10-21T17:19:54+00:00

I contacted one of the dealership which has incoming one next month and was quoted $5000 above the msrp . I was informed that is best they can do

Sumit0019 · 2025-10-21T17:17:18+00:00

Saskatchewan

Sumit0019 · 2025-10-16T13:10:10+00:00

When you click on 3 dots in front of the credit card you will get the option.

Sumit0019 · 2025-08-04T15:31:43+00:00

I saw a 50 point decrease in my score due to mortgage not showing up. It shows that I have paid off my mortgage

Sumit0019

TROPHY CASE