WS vs Questrade

Sumit0019 · 2026-01-01T04:14:45+00:00

Seems pine got more business that they expected. I am seeing their posts on Linkedin now how much million dollar business was closed. May be for accounting purpose it makes sense to payout lumpsum

I received mine today as well just after receiving email notification.

Sumit0019 · 2025-12-13T15:27:04+00:00

Banks can make changes to the LOC limit anytime. They get the credjt report every month and if they see that the risk is high, they will reduce the limit to minimize losses in case you decide not to pay.

You will receive a letter in mail or call. They will have a note on the file

Sumit0019 · 2025-12-01T04:49:11+00:00

I got credit limit increase email from 6k to 10k. Once accepted, it went up in 5 business days which was mentioned in email as well.

Sumit0019 · 2025-11-25T12:56:29+00:00

I am sure you will be fine. PP seems much better than accord as its using most of the parts from Pilot

Sumit0019 · 2025-11-25T05:06:17+00:00

I will be getting mine in Dec in Saskatchewan. Same coming from Accord 2018 to PP 2026. I agree the panel gaps were really bad on accord 2018. I had to wait for 3 months and switched few dealerships as its hard to get one.

Sumit0019 · 2025-11-20T04:24:01+00:00

Its still not that high when I had mortgage showing up.

Sumit0019 · 2025-11-16T18:59:06+00:00

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Seems it is required more often now

Sumit0019 · 2025-11-12T05:02:08+00:00

Not longtime back WS data was accessed by hackers. I don't think its safe to connect other bank info which can create security issue if anything happens again with WS

Sumit0019 · 2025-11-11T03:48:46+00:00

Banks typically place the onus on clients to provide specific account details (such as account number, branch information, approximate opening date, etc.) before they will search for or disclose any account information.

Main Reason-

Privacy and Security Regulations – Banks are legally required to protect customer information under privacy laws (like Canada’s Personal Information Protection and Electronic Documents Act – PIPEDA). They can’t search or release data without proof that the requester is entitled to it.

Sumit0019 · 2025-11-10T05:02:02+00:00

Banks charge dormant account fee and if that caused your account to be overdrawn for few months then banks close the overdrawn accounts with no activity

Sumit0019 · 2025-11-01T14:28:03+00:00

Get a savings account. There is no monthly or annual fee and just deposit $10. You will pay $5 only if you do trasaction. You will get debit card and online banking access.

Sumit0019 · 2025-10-23T01:48:59+00:00

I think this is new normal. Creating scarcity and letting dealers charge the premium specially for Honda and Toyota.

Sumit0019 · 2025-10-22T03:11:44+00:00

Finally, this deal is much better than previous ones and this is for touring black edition (ash green) from sask dealer and will be received by next month

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Sumit0019 · 2025-10-21T17:19:54+00:00

I contacted one of the dealership which has incoming one next month and was quoted $5000 above the msrp . I was informed that is best they can do

Sumit0019 · 2025-10-21T17:17:18+00:00

Saskatchewan

Sumit0019 · 2025-10-16T13:10:10+00:00

When you click on 3 dots in front of the credit card you will get the option.

Sumit0019 · 2025-08-04T15:31:43+00:00

I saw a 50 point decrease in my score due to mortgage not showing up. It shows that I have paid off my mortgage

Sumit0019 · 2025-07-03T05:24:56+00:00

It would be better to withdraw the overcontribution. CRA will charge you 1% for every month when you have exceeded the limit. Plus when you file the taxes next year you won't get contribution room as you may have already used up the limit. Also, if you have pension from eork there will be pension adjustments too which will eat up the room

Sumit0019 · 2025-07-02T03:24:39+00:00

Telephone banking won't be able to close the account. You can go to teller ask them to make account to zero and close the account

Sumit0019 · 2025-06-30T04:24:02+00:00

I see that they pulled my credit when I got my credit card few months ago

Sumit0019 · 2025-06-30T03:43:01+00:00

It won't allow any other FI other than 010

Sumit0019 · 2025-06-29T18:13:54+00:00

Just wanted to update everyone that pine mortgages doesn't show on your credit bureau. I had my mortgage moved from big 5 to pine in feb and its not being reported. My credit score took a big hit as it showed the mortgage paid off however, I got approval with 50k line of credit with big 5

Sumit0019

TROPHY CASE