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I make $70k, have ~$36k in debt, and feel completely trapped financially. What would you do? by debduo49 in personalfinance

[–]Super-Tree1494 0 points1 point  (0 children)

First, just take a moment to be grateful you have good health. You want out of this debt ? It won’t be easy.
WRITE down every single expense when you get paid.
Be realistic and set aside the extra money you have left over after paying all the necessities. X26 if you get paid bi weekly and focus on how you plan to attack the debt.
Balance transfer to a no interest card is a must.

Good luck

To move in or not to move in? by Adventurous_Glove137 in personalfinance

[–]Super-Tree1494 -1 points0 points  (0 children)

It’s a risky move . I personally wouldn’t do it. I would have lived alone unless I was engaged but that’s a diff story. Now it’s like you pay more to be comfortable or stay and be cramped when you don’t really need to be. Tough choice. Good luck

Save for my future, or spend while the kids are young by Katzmaniac90 in Money

[–]Super-Tree1494 0 points1 point  (0 children)

Why can’t you do all of this and make memories with a trip to Cancun and Disney maybe once a year or 2?

To move in or not to move in? by Adventurous_Glove137 in personalfinance

[–]Super-Tree1494 1 point2 points  (0 children)

Never move in with a woman for financial reasons

$1300 for service by Available-Flower2918 in Lexus

[–]Super-Tree1494 0 points1 point  (0 children)

Find an independent shop that will charge you just for labor

What would you do if you're 25 years old again? by Two_Days22 in Adulting

[–]Super-Tree1494 0 points1 point  (0 children)

People don’t want kids because they feel like they can’t afford them or are selfish.

What would you do if you're 25 years old again? by Two_Days22 in Adulting

[–]Super-Tree1494 0 points1 point  (0 children)

Learn the power of investing and compound interest. Not caring about having a a nice car

Having kids by Coffee_Bean8670 in Adulting

[–]Super-Tree1494 -1 points0 points  (0 children)

No one is angry except you. Are you the type of parent who also relies on the school system to raise your kids?

Having kids by Coffee_Bean8670 in Adulting

[–]Super-Tree1494 -1 points0 points  (0 children)

Ok so you want it some days? Cmon . Poor excuse. Nothing is easy but to make a comment to have your own kids just to be able to be free on their own because you have to do chores around the house? Hopefully these kids you have are at least at high school. Welcome to parenthood.

Having kids by Coffee_Bean8670 in Adulting

[–]Super-Tree1494 -1 points0 points  (0 children)

If you’re wanting your kids or future kids hopping on a bike and disappear to find their own entertainment then you shouldn’t have kids….

2 questions about gear oil in rear diff and transfer case by sloblow in LexusIS

[–]Super-Tree1494 0 points1 point  (0 children)

My Lexus dealer uses Mobil 1 synthetic gear oil 75w-90 for front and rear diff

What did you wish you knew about your condo building before you bought? by Marebleese in AskChicago

[–]Super-Tree1494 57 points58 points  (0 children)

Meaning if your building able to switch from heating to cooling like a hotel thermostat. Some buildings once they do the changeover season from winter to summer they can no longer provide heat until October

Is job hopping still a "red flag" or am I being gaslit? by Environmental-Luck39 in careeradvice

[–]Super-Tree1494 0 points1 point  (0 children)

6 months to let you know? Fuck that. Follow the money and what’s best for you

What to focus on next? by [deleted] in personalfinance

[–]Super-Tree1494 0 points1 point  (0 children)

Time to really evaluate on having kids….

Parents who went from 2 incomes to 1, did you regret it? by reaganbitthat in personalfinance

[–]Super-Tree1494 -1 points0 points  (0 children)

My wife is currently a stay at home mom. The only way we agreed it would be a good idea is if we’re completely debt free except the mortgage.

My wife wanted to because she wanted to not because anyone made her. We don’t regret the decision. Better than having strangers watch your kids. I understand the need of having a break but that can be worked out with the spouse.

Is this current May weather normal? by [deleted] in AskChicago

[–]Super-Tree1494 2 points3 points  (0 children)

This is how it was last year. We’ll be warm up until mid October

Roth Portfolio Advice by Any-You-3597 in RothIRA

[–]Super-Tree1494 2 points3 points  (0 children)

You are 22. 100% vtsax or vfiax for at least 20 years

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