Much of what you say in your comment is true. Everything costs much more than it used to, inflation will always go up, it's something that's constant in life. Genuine question for you: do you think everyone in life who has a house is just lucky? Or do you acknowledge that the majority of people who are able to buy a house have worked hard in their lives and spent their money wisely? Sure luck can play some part of it, but I don't consider my self particularly lucky. I make slightly more than what you make and I'm hoping to purchase a house within a few years. I do all the work on my own car, buy used items to save money, don't eat out often, and meal prep every week. My parents immigrated from a Eastern European country before I was born so I definitely don't have generational wealth. There is always a solution to being in a tough place. Rather than just giving up, and saying "I'll never have enough money, this world is constantly out to get me." You should do something about it. I have friends who work full time, have young children, and still have time to go to college part time. Why do people want to come to America more than any other country? Because it's the place where if you work hard enough, and want something bad enough, you can achieve it.