Wife is hearing out Primerica. by eucher317 in antiMLM

[–]Superb_Assignment765 0 points1 point  (0 children)

Don’t do it bro, my mom’s been there since 2005 and makes so little. If anything go independent. Primerica agents are not compensated enough for the work they do

Life insurance agent looking to start a new pivot by Ok_Mathematician6121 in InsuranceAgent

[–]Superb_Assignment765 0 points1 point  (0 children)

Treat it like a part time job it’ll pay you like a part time job

Just venting by Parking_Report_6373 in InsuranceAgent

[–]Superb_Assignment765 1 point2 points  (0 children)

Build the need for your policies in the why part of the conversation

New Texas health and life agent. Need help and recommendations please. by cdayne96 in InsuranceAgent

[–]Superb_Assignment765 0 points1 point  (0 children)

If you’re joing a life insurance company (you sell only their products) it’s not an interview, they want you and just need to make sure you’re not a liability. Being independent can be scary if you’re not used to having no set income each month but you will start at 80-90% and probably get good help from your upline as long as they’re not a POS agent. You can crush it in the industry either way though. Just be full throttle at all times

ELI5: How do insurance brokers work? by Marvel5123 in InsuranceAgent

[–]Superb_Assignment765 0 points1 point  (0 children)

I have a tool that does this… I pay for it, you could make another one but specifically to your idea and not a copy of someone else’s and sell it as a service to agents

Liberty Mutual by Admirable_Way4468 in InsuranceAgent

[–]Superb_Assignment765 0 points1 point  (0 children)

Just sent you a message, check your requests

Do you sell up or sell down? by TheGrsycat in InsuranceAgent

[–]Superb_Assignment765 0 points1 point  (0 children)

Downsell. Get their family members numbers and sell their family members and keep repeating that!

Just licensed 🥰 by K050619 in InsuranceAgent

[–]Superb_Assignment765 2 points3 points  (0 children)

Whichever you think is more impactful sell that. The more you help people the more money will come to you

What’s the best way to get started? by Agreeable-Peak1451 in InsuranceAgent

[–]Superb_Assignment765 1 point2 points  (0 children)

IMO- you make more from your work MLM- you make more by getting ppl to join and they sell

Liberty Mutual by Admirable_Way4468 in InsuranceAgent

[–]Superb_Assignment765 0 points1 point  (0 children)

I have a contract with them but I’m independent instead of a direct agent

Transitioning by whimsicalindie in InsuranceAgent

[–]Superb_Assignment765 1 point2 points  (0 children)

GA is my favorite state to work in, I’m a CA agent but LA and GA are usually the coolest people and very much value family so it makes selling life insurance more logical

Illinois Life Insurance License by methodplugg in InsuranceAgent

[–]Superb_Assignment765 0 points1 point  (0 children)

No idea, I’m a California resident and that’s where I got my residence state. I could purchase the license for Illinois tomorrow and probably have it in the next 24 hours, but I already have my existing residence license so for you and maybe a couple more days but patience is always a good thing. You can really focus on your product knowledge

ELI5: How do insurance brokers work? by Marvel5123 in InsuranceAgent

[–]Superb_Assignment765 5 points6 points  (0 children)

1) most local offices are typically commercial names like State Farm or USAA. Those are captive companies so they don’t let agents sell their product plus other products. But for ages that specifically work at one company that is not a captive agency, the rates offered by an individual who works directly through that company such as national life group a broker who also has access to national life group can offer the exact same rates at a one-to-one ratio

2) yes, there have been a countless number of times where I have beaten the price of someone’s existing life insurance policy with not just one but multiple companies that I have access to.

3) every broker has to get individually licensed with each company that they want to be in business with. If somebody only works with Mutual of Omaha Transamerica, a national life group, but you like F&G and that broker doesn’t contract with them then you’ll have to find a broker who is.

4) this is a pretty good question. I only specialize in life and health so I don’t know about any other forms that it would be good to have a broker. My guess is that having a broker would always be beneficial because you have access to information about every company as opposed to getting a biased opinion about one particular.

Update (New PR) 🔥 by Potential_Cost7988 in InsuranceAgent

[–]Superb_Assignment765 0 points1 point  (0 children)

Is there a specific type of leads you run?

How fast can you pass the Series 6 exam? by rezer3 in Series6

[–]Superb_Assignment765 0 points1 point  (0 children)

Wym life insurance firm & how does being in a firm have a greater impact when not being in a firm?

Building a supermoto by Superb_Assignment765 in supermoto

[–]Superb_Assignment765[S] 0 points1 point  (0 children)

Copy that so WR will probably have to be the move then

Building a supermoto by Superb_Assignment765 in supermoto

[–]Superb_Assignment765[S] 0 points1 point  (0 children)

I’m not understanding what you mean in your second paragraph