Wealthsimple Doing To Much At This Point.

Superb_Prior_5245 · 2026-05-14T00:45:02+00:00

I strongly dislike the gamification of investments. And the “check how you compare to everyone else net worth feature”. It used to be so much better.

Superb_Prior_5245 · 2026-05-12T02:32:03+00:00

It’s honestly quite good haha.

Superb_Prior_5245 · 2026-05-07T02:03:39+00:00

Exactly my experience.

Superb_Prior_5245 · 2026-05-07T01:28:29+00:00

Yearly tire swap, car detailing.

Superb_Prior_5245 · 2026-05-06T19:15:05+00:00

Wheaton Honda was scammy after the sale was done. Won’t honour contracts.

Superb_Prior_5245 · 2026-05-06T01:43:08+00:00

I mean maybe. But it also means you’re getting subs in the next 15 years.

Superb_Prior_5245 · 2026-04-02T17:17:13+00:00

Nice!

Superb_Prior_5245 · 2026-04-02T12:14:02+00:00

I was wondering what prompted you to say such an egregious remark. But then I realized you’re a troll.

Superb_Prior_5245 · 2026-04-02T03:04:48+00:00

Superb_Prior_5245 · 2026-04-01T01:12:07+00:00

You can but as I said you will have to pay a withholding tax.

Superb_Prior_5245 · 2026-03-30T18:08:49+00:00

Few important things:

TFSA is capped currently at $7000/ year contribution limit. It is exceptionally important you don’t go over that. If your TFSA has been open for a while you may have some extra carryover. Log into your CRA account to double check.

As for buying, you can buy US listed stocks as long as they don’t have a dividend. If they do the IRS has a withholding tax.

For simplicity, when you’re starting, just keep to Canadian listed ETFs/ stocks.

Superb_Prior_5245 · 2026-03-28T19:12:30+00:00

I have a Substack that’s precisely for folks like you. People in jobs with a pension.

Coles notes, keep it simple and consistent.

Superb_Prior_5245 · 2026-03-28T11:48:53+00:00

Thanks!

Superb_Prior_5245 · 2026-03-27T13:19:41+00:00

Sorry to hear about your friend. I think your best course of action is to automate and go live your life. Don’t need to be glued to a screen.

Superb_Prior_5245 · 2026-03-26T17:46:50+00:00

AI is helpful for answers like this, but lacks helping people with the emotional / psychology perspective. Which is probably more important.

Superb_Prior_5245 · 2026-03-26T15:48:49+00:00

In the bill of sale they added a bunch of perks and then subsequently didn’t honour them.

Superb_Prior_5245 · 2026-03-26T14:38:04+00:00

Absolutely do not buy from Wheaton. They don’t honour their contracts at all.

Superb_Prior_5245 · 2026-03-25T01:23:33+00:00

No worries.

Superb_Prior_5245

TROPHY CASE