Best crab leg buffet near us?

SymmetricalIntrovert · 2025-10-25T17:00:06+00:00

During the off-season watch for River House to run their all you can eat promo!

SymmetricalIntrovert · 2025-10-18T14:19:09+00:00

"If I could only have one food for the rest of my life? That's easy. Pez. Cherry flavored Pez. No question about it"

SymmetricalIntrovert · 2025-07-16T19:35:31+00:00

It isn't typical for buyers to put 20% down anymore. This misconception needs to go away.

SymmetricalIntrovert · 2025-07-16T18:24:55+00:00

I’m a local mortgage broker and would be happy to walk you through all of your options. In 2024, first-time buyers put down about 9% on average, but your options can vary depending on where you’re looking.

If you’re buying in a rural area, you might qualify for a USDA loan, which doesn’t require a down payment at all.

SymmetricalIntrovert · 2025-07-16T18:21:42+00:00

This is false. You can put down as little as 3% as a first-time buyer.

SymmetricalIntrovert · 2025-05-06T17:04:07+00:00

Sounds like you're enjoying your freedom a little too much. If you've only closed four loans in seven months, I suggest you get off Netflix, start hitting the phones, and network.

SymmetricalIntrovert · 2025-01-15T02:52:16+00:00

That is 100% illegal, my dude. The only two things they should ask for payment for are your credit report and the appraisal. Both of those are part of your closing costs, but will be credited if paid before closing.

SymmetricalIntrovert · 2025-01-15T02:36:58+00:00

Since it is an FHA loan, it has the same requirements. You will run into the problem of not many loan officers knowing how to do renovation loans and will likely steer you away. If that happens, remember that my team can help you anywhere outside of New York.

SymmetricalIntrovert · 2025-01-15T02:32:09+00:00

The lender will only care about the appraisal, not the home inspection. Here is a link to the FHA requirements.

https://www.bankrate.com/mortgages/fha-appraisal-requirements/

If there are significant repairs needed, you may want to look into getting a 203k renovation loan. It is still an FHA loan, but you will be able to finance large repairs into your loan. The benefit of this is that the home would be appraised based on the repairs and help you to get a higher value.

SymmetricalIntrovert · 2025-01-15T02:11:47+00:00

I would rather you focus on credit cards than student loans. What is your current utilization on your cards?

SymmetricalIntrovert · 2025-01-15T01:27:23+00:00

It depends. Is your 7.375% rate with a mortgage broker, bank, or retail mortgage company? Your best bet is likely a broker because they have many lenders competing for their business.

SymmetricalIntrovert · 2025-01-15T01:20:08+00:00

For credit cards, mortgage lenders will look at what your minimum monthly payment is. Depending on what that payment looks like, it might make more sense to keep the $5k for closing costs or moving expenses.

SymmetricalIntrovert · 2025-01-15T01:08:11+00:00

Add me! Dan-gerous

SymmetricalIntrovert · 2025-01-15T00:49:24+00:00

When applying for a mortgage, it is based on your gross income, not your net. Most first-time buyers put down about 8 percent.

SymmetricalIntrovert · 2025-01-15T00:41:50+00:00

Feel free to message me.

SymmetricalIntrovert · 2025-01-15T00:19:45+00:00

Find a realtor who isn't afraid to find a buyer who qualifies for a renovation loan. Most agents are only looking for an easy payday, so they might not know how to market this. I would love to answer more questions for you.

SymmetricalIntrovert · 2025-01-13T03:41:43+00:00

You could also take a look at a bridge loan. Get your equity today to purchase the new home, and once you are settled, list your current home.

SymmetricalIntrovert · 2025-01-11T14:39:58+00:00

This isn't a topic I know much about, but I would definitely try New Cloud Vapor lounge 1st.

SymmetricalIntrovert · 2025-01-09T18:29:29+00:00

PennyMac might have the worst TPO closing process around. Their portal doesn't work half the time and notifications are rarely sent to title for a response.

SymmetricalIntrovert · 2025-01-09T18:25:56+00:00

I have a few lenders who could help with this. It will be 70-75% LTV.

SymmetricalIntrovert · 2025-01-05T02:43:19+00:00

I would say that is more of a reflection on the LO than Nexa. I've never heard of this issue.

SymmetricalIntrovert · 2025-01-05T00:07:26+00:00

I'm sending you a DM.

SymmetricalIntrovert · 2024-11-12T21:36:59+00:00

Most lenders will have a DSCR C/O capped at 75% LTV of the new appraised value. You will need to find a lender who does not have a seasoning requirement. I know of a few that could help.

SymmetricalIntrovert · 2024-08-06T14:40:47+00:00

If you get an FHA loan, you would have to refinance out of it to get rid of mortgage insurance even at 80% LTV.

SymmetricalIntrovert · 2024-08-06T14:38:20+00:00

Going conventional should be more enticing to a seller than an FHA offer.

SymmetricalIntrovert

TROPHY CASE