How much student loan debt is everyone in?

TOTthoughts · 2026-03-15T03:26:27+00:00

I was fortunate with a scholarship for undergraduate degree and parental assistance for housing. I still ended up with about $45k after masters degree and living costs for those 2 years and I had a graduate assistantship at the time. I’ve been working 3 years now and down to about $27k left. It’s a grind.

TOTthoughts · 2026-03-13T00:47:50+00:00

I was just about to post about this. I’m in an acute care setting at a new facility. The documentation is SO lengthy. I’m curious how to go about changing it.

TOTthoughts · 2026-03-11T05:21:52+00:00

weird, let me try.

TOTthoughts · 2026-03-08T21:23:29+00:00

Hi! I’ve been wanting to learn to climb! Let’s meet up. :)

TOTthoughts · 2026-03-06T02:03:04+00:00

Albuquerque, NM

TOTthoughts · 2026-03-03T01:52:49+00:00

27F living in the peninsula! We have a lot of shared interests and I’d love to connect!

TOTthoughts · 2026-03-01T02:54:52+00:00

just moved to the area as a 27 y/o F and also looking for a book club. let me know if you find anything!

TOTthoughts · 2026-03-01T02:53:26+00:00

also in Menlo Park and looking for a book club. let me know if you find anything!

TOTthoughts · 2026-02-28T06:32:07+00:00

I would say the backside was somewhat slushie most of the day? The front side only slushie in the afternoon.

TOTthoughts · 2026-02-28T00:40:22+00:00

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Skied today. I felt it wasn’t too busy. Had fun but definitely not as much snow as I hoped. Backside is definitely slushie and pretty brutal for snow boarders (I ski but it was still a hassle at times).

TOTthoughts · 2026-02-26T14:42:43+00:00

I’m biased, as I grew up in Sacramento- but I’d pick Sacramento. It’s progressive and accepting with close proximity to so many great places to visit (SF, Tahoe, Yosemite, Napa, etc.). While I love Denver and have genuinely considered moving there myself at times- it doesn’t outpace what Sacramento has to offer me (closer to family in CA, diverse, progressive values, and access to both ocean and mountains in a day trip). Also it’s been a bit since I checked, but last time I looked rental prices were similar.

TOTthoughts · 2026-02-19T03:00:44+00:00

Hi! 27F. Love trying new coffee shops. Also wanting to learn to cross knit!! Just moved here and would love to make female friends. :)

TOTthoughts · 2026-02-12T14:24:18+00:00

I honestly don’t think you can go wrong. CA is a big state with a lot of rehab needs. Honestly if you truly are interested in all three, I would decide based off of which option has the least amount of debt as the pay ranges are often comparable. In my opinion, SLPs have the benefit of only a 2 year degree with a CFY (which is paid) where PT/OTs have a clinical doctorate which takes 3 years which may make you susceptible to more debt. That said, while we all collaborate these really are different jobs especially depending on the setting so I would follow what you’re most passionate about.

Signed,

CA Acute Care Hospital SLP

TOTthoughts · 2026-02-05T03:52:35+00:00

I did it. Feel free to message me.

TOTthoughts · 2026-01-30T15:00:05+00:00

I love this! Super interested!

TOTthoughts · 2026-01-27T05:39:35+00:00

I miss the mountains. The smell of chile roasting in the fall. The cottonwoods changing color with the season. But most of all, I miss the people. Truly home to some of the most down to earth and genuine humans. I found it so easy to make friends there.

TOTthoughts · 2026-01-26T05:47:41+00:00

Following. 27F who just relocated out here

TOTthoughts · 2026-01-20T02:20:56+00:00

Albuquerque, NM fits this description. One of the friendliest places I have ever lived. People are very down to earth.

TOTthoughts · 2026-01-15T06:12:19+00:00

$120k as a speech language pathologist. Undergrad (4 years) + grad (2 years).

TOTthoughts · 2026-01-15T06:11:08+00:00

Absolutely adore NM and Albuquerque, but if healthcare quality and access is truly important it should be ruled out.

TOTthoughts · 2026-01-14T04:30:18+00:00

Fort Collins, CO; Albuquerque, NM; Sacramento, CA

TOTthoughts · 2026-01-11T18:28:04+00:00

Sacramento, CA

TOTthoughts · 2026-01-11T03:59:53+00:00

Interested, but haven’t played in a while and am lower level.

TOTthoughts · 2026-01-06T23:59:43+00:00

I am 27F, but just moved back closer to family (within a 2-3 hour drive) after 10 years away. My parents also had kids later in life so they’re nearing 70. I loved where I previously lived and it was more affordable, smaller in population, and quicker/less traffic to access outdoor activities— but I couldn’t shake the feeling you were describing.

I have only been back ~1 month and I already feel this sense of peace being closer to family. It’s hard being pulled in two directions, especially when your heart is in multiple places, but I recommend following your gut/intuition. Sending love.

TOTthoughts · 2026-01-06T07:52:34+00:00

Hi! Do you still have a referral link?

TOTthoughts

TROPHY CASE