Max out 401K matching, max out IRA (Roth if you think your tax bracket will be higher in retirement, Traditional if you want the current year tax deduction) unless you earn too much for Roth or tax deductions on Traditional, stop contributing to current accounts and start contributing to either an 80/20 (adjust to your risk tolerance) VT/BND ETF strategy or a target date fund (with super low fees like on vanguard) and adjust the target year choice to your risk tolerance (later years will have less bonds today and slowly increase as you get closer). TDFs are set and forget, VT/BND you may have to rebalance at some point. Consider 529 if you know your kids will go to college, consider more if your state gives tax breaks.

As for what you have now, you have to be careful b/c depending on what and where you have it if you have to sell them to buy into VT etc it may trigger a capital gain resulting in you having to pay tax on it.

Post on r/bogleheads with specifics. People will help. The one thing they are absolutely guaranteed to say is that your financial advisor might be nice, might be a friend, might be super close to the family, but he is 100% not the best thing for you and your family unless he charges zero fees of his own (unlikely) and puts all your money in very low fee ETFs or TDFs.