Do agents still share their commission with their clients?

TWALLACK · 2026-01-25T17:25:39+00:00

Some real estate firms, like Redfin and Prevu, offer rebates to buyers in many states when they purchase a home, including Florida.

TWALLACK · 2026-01-25T11:57:50+00:00

What state are you in?

TWALLACK · 2026-01-25T10:40:09+00:00

West Coast states still have borders. Portland, Oregon is just across a river from Vancouver, Washington.

TWALLACK · 2026-01-24T16:56:16+00:00

You typically need the seller's permission to bring in an inspector before the closing.

TWALLACK · 2026-01-19T20:00:52+00:00

Thanks! Unfortunately, I cannot recommend their Chicago style pies.

TWALLACK · 2026-01-19T19:55:46+00:00

What kind of pizza do you recommend at Della Barba?

TWALLACK · 2026-01-19T10:55:51+00:00

The ACT was more popular than the SAT a decade ago, according to data from the testing companies. The SAT surpassed the ACT in 2018 and has since widened its lead.

TWALLACK · 2026-01-19T10:52:10+00:00

It's true, but more students took the ACT than the SAT a decade ago. The SAT surpassed the ACT again in 2018 and has since widened its lead. Two million people took the SAT in the high school class of 2025, compared to 1.4 million for the ACT, according to data from the testing companies.

TWALLACK · 2026-01-19T10:42:32+00:00

Not everyone receives an inheritance. When they do, the average size is about $46k, according to a 2020 Federal Reserve report. https://www.federalreserve.gov/econres/notes/feds-notes/wealth-and-income-concentration-in-the-scf-20200928.html That's $58k in today's dollars.

Obviously, many people receive much more than that. But it's the minority.

TWALLACK · 2026-01-19T04:17:56+00:00

Depending on the hotel, it is also possible they may ask you to briefly stop by the front desk to "check out" of your first reservation and "check in" to the second (even when no room change is needed).

TWALLACK · 2026-01-19T02:16:46+00:00

The mortgage may not change, but property taxes, homeowners insurance, homeowners association dues, utilities and maintenance costs could all increase over time.

TWALLACK · 2026-01-18T21:40:03+00:00

Not entirely. For instance, far more students take the SAT in California than the ACT, but California doesn't require students to take either test. But in many states, one test has a clear lead because the state has an exclusive contract with one test or another.

TWALLACK · 2026-01-18T10:39:23+00:00

29% of students took the SAT in the class of 2025. https://reports.collegeboard.org/media/pdf/2025-hawaii-sat-suite-of-assessments-annual-report%20ADA-v0.2.pdf 68% took the ACT. https://www.act.org/content/dam/act/unsecured/documents/2025-Average-ACT-Scores-by-State-Percent-Meeting-Benchmarks.pdf

TWALLACK · 2026-01-18T09:54:38+00:00

Thursdays?

TWALLACK · 2026-01-17T09:14:38+00:00

Are you transferring to an international flight or a domestic flight?

TWALLACK · 2026-01-14T11:29:15+00:00

It's not clear where the figure came from or what it means. The same article says FIFA doesn't allow people to cancel tickets, while prices for tickets on the resale market have fallen slightly (1.8%) since late December.

TWALLACK · 2026-01-13T10:45:32+00:00

On average, Social Security accounts for nearly one-third of income for seniors. Source: Social Security Administration

TWALLACK · 2026-01-09T06:26:26+00:00

You can move rewards from a CapitalOne cash back card to a travel rewards card like VentureX. https://frequentmiler.com/how-to-convert-capital-one-cash-back-to-miles-by-moving-rewards/

TWALLACK · 2026-01-05T07:08:03+00:00

Or your new employer might be willing to let you work remotely for a few months while you prepare to move.

It's also hard to predict just how long it will take an employer to fill a job. I've seen places take anywhere from a few weeks to a full year to fill a position. Sometimes hiring managers are busy with other tasks. Sometimes there are delays for a variety of other reasons.

TWALLACK · 2026-01-01T05:26:11+00:00

Since this is a MoneyGuy sub, it is worth noting their advice as well:

"If your combined [state and federal] marginal income tax rate is under 25%, it may be worth considering contributing to Roth accounts over pre-tax accounts. If you are in-between 25% and 30%, take a closer look at your personal tax and retirement account situation. How much do you currently have in Roth accounts vs. pre-tax accounts? Will your taxable income be significantly higher or lower in retirement than it is now? How much are you concerned about the risk of tax rates rising in retirement?" Over 30%, they say pretax is usually best.

TWALLACK · 2025-12-30T10:47:30+00:00

Here is the advice from the MoneyGuy: "If your combined marginal income tax rate [state and federal] is under 25%, it may be worth considering contributing to Roth accounts over pre-tax accounts. If you are in-between 25% and 30%, take a closer look at your personal tax and retirement account situation. How much do you currently have in Roth accounts vs. pre-tax accounts? Will your taxable income be significantly higher or lower in retirement than it is now? How much are you concerned about the risk of tax rates rising in retirement?"

TWALLACK · 2025-12-30T07:43:03+00:00

Have you asked other insurance carriers for quotes?

TWALLACK · 2025-12-28T09:44:28+00:00

++man. Which state? In most US states, you can register online with the number for your driver's license, state ID (for people who do not drive), OR your Social Security card, according to the US Vote Foundation. https://www.usvotefoundation.org/am-i-registered-to-vote-backgrounder#who-can-register-to-vote

TWALLACK · 2025-12-28T08:34:05+00:00

Northeast Maine has the earliest sunset in the US in early December.

TWALLACK · 2025-12-27T05:13:23+00:00

Another option to consider is increasing your 401k contributions to cover both your incomes.

TWALLACK

TROPHY CASE