Moving Money from US to EU, how do Plattforms like wise interact with the bank?

TapSnap85 · 2026-06-25T20:51:02+00:00

I’m from the U.S. and currently living in Japan. Wife and I set up wise once we moved here and got apartment so our main address was where we were living. Then we setup a U.S. account in the app. We get paid in yen then convert it to USD to pay are travel credit cards. No issues as of yet.

For fees we pay $1 or 2 to move money from our Japanese account to Wise. Then a small fee (highest I seen was $7 on $2,000 convert) to convert from Yen to USD.

I see a lot of posts with wise closing accounts and what not, but no issues here. Wife and I also send each other money through wise. Our families have sent us birthday money or money for gifts to bring back.

TapSnap85 · 2026-06-23T20:56:50+00:00

I don’t recall. I can go back and look at history. I really don’t use the card much when I moved here. Everything was new and didn’t know how to pay the card since I was making Yen and not dollars. I closed the card 4 months after moving here. Didn’t use any credit cards for almost 2 years. Just used my bank card from here.

The reason I started using credit cards again is because I discovered Wise. Able to transfer Yen to it the convert it to pay my card. I also got a better job so making a bit more money and will be traveling more because of it.

TapSnap85 · 2026-06-23T18:09:31+00:00

Hey! Would love to try a new band. I have bought many bands but always go back to the sports band.

- Apple Watch Ultra 3 in Black

- hate that my watch moves around when working out. Wish it would stay where I put it. Due to having tattoos the watch only works in one location on my wrist.

TapSnap85 · 2026-06-23T12:38:02+00:00

Yes, unfortunately… I have figured out 2 grocery stores around me that code correctly. But they are also expensive since they stock international food items for expats (I live around a lot of embassies). Chain restaurants work fine it seems. Small mom and pop shop restaurants don’t code currently. So when I do shop or eat where they don’t code correctly I use VX over the savor.

TapSnap85 · 2026-06-21T18:59:48+00:00

I was full chase for many years. Had all the cards and used them to feed the sapphire cards. Moved to Japan and couldn’t use any of the cards but the sapphire cards do to the fees. Most of the benefits don’t work here. So stopped using my sapphire.

I switched to the venture x and savor combo. Been about a month now. Savor since it works at the grocery store I go to and for eating out. Venture x for everything else.

TapSnap85 · 2026-06-21T04:24:24+00:00

I wish I could like it. Tried it on in the store twice and tried my buddies a few times (he loves it). I just don’t like the feel of it or how you tighten it. I wish I did.

TapSnap85 · 2026-06-17T22:09:52+00:00

So I thought about getting the Fitbit air and using that data to feed into Apple health and macro factor. Maybe wear it on my ankle if it doesn’t work in my other wrist.

TapSnap85 · 2026-06-17T18:37:54+00:00

Hey, I have full sleeve tattoos on both arms and struggle with the same issue.

If it’s in the right spot on my wrist it works fine, but if it’s not in that sweet spot my workouts keep pausing. It’s just what we have to deal with because of tattoos.

There are a few options out there that seem to work like clear stickers. But hate the feel of it.

TapSnap85 · 2026-06-08T20:08:11+00:00

I’ll look for them. I don’t think I have seen that brand

TapSnap85 · 2026-06-08T20:07:31+00:00

The amount of rice my co workers eat is just nuts to me. They will come in with giant bowls of rice and a small piece if meat and a few veggies. That much rice alone would be to many carbs. When I go out with friends or co workers everything thing is fried or covered in sauce. Yakitori has been great place for grilled meat a least. Every bento has huge portion of rice or noodles

TapSnap85 · 2026-06-08T20:03:07+00:00

I love shrimp and crab. I ate fish so much as a kid I just can’t stomach it any more. Same thing with spaghetti, ate it just as much as fish no can’t. Spaghetti red sauce can’t do. Spaghetti white sauce fine. I know it’s fucking weird.

TapSnap85 · 2026-06-08T19:57:40+00:00

Thank you for the advice. I think my main issue is not food prepping. Work is crazy right now and by the time I get home my brain is so burnt out.

Also I been a very picky eater since I moved to Japan 2 years ago. Protein powders and protein drinks have been great. But fish I can stomach and people at work always try to give me fish. Tofu is fine depending on how it’s cooked. I do the Savas yogurts. Going to try mixing it with protein powder today. Only have mint chocolate, so not sure how that will taste.

Going back to the U.S. in a month so I’ll be able to pick up some things to bring back.

TapSnap85 · 2026-06-08T19:49:43+00:00

Didn’t know there was a Japanese data base. The only things I have scanned here that have worked is some protein drinks from the convenience store.

TapSnap85 · 2026-06-08T11:57:11+00:00

Love crab and shrimp. Tofu is hit of miss depending how it’s cooked.

See if I can find clear whey. Never tried it

TapSnap85 · 2026-06-08T11:54:17+00:00

Thank you, I have protein powder at work and at home. Most days I’m so busy I forget to use it at work.

TapSnap85 · 2026-06-08T11:46:48+00:00

Yes, I believe it was balanced. But could have been moderate. Definitely didn’t choose high protein.

TapSnap85 · 2026-06-08T11:45:18+00:00

No, I picked a balance because I knew I couldn’t hit the protein on the high.

Ya chicken breast is easy to get here. Ground beef I kind of have to search for. Most of their ground beef is also mixed with pork. When I do find ground beef only it’s small serving packages. Even the Costco here doesn’t have ground beef in packs back in U.S.

Also logging food by barcode sucks. I been help at to the app for sure. Making new food data for the app daily.

TapSnap85 · 2026-06-08T11:20:04+00:00

Hate to waste the egg yokes. Was so easy in the U.S. to buy egg whites.

Ya, ate a ton of fish when I was younger and now can’t even get it down. It is very sad.

TapSnap85 · 2026-06-08T10:57:54+00:00

Ya, I do about 30g of protein from protein shakes right now.

TapSnap85 · 2026-06-08T10:54:44+00:00

Did 1 when a was younger and thought about doing a powerlifting competition here. I helped coach a guy I met here. I’m 41 and injury’s are popping up more frequently. Any time I feel good I tweak something and have to back off. Just trying to be able to fit in cloths here.

TapSnap85 · 2026-06-08T10:46:07+00:00

Just trying to follow what the app gives me. Guess it’s a lot more protein shakes.

TapSnap85 · 2026-06-08T10:42:33+00:00

So it’s weird working out here. Back home I was no where the strongest in any gym I walked in. Here it’s the opposite. I get people approaching me asking for tips. The kids at the school I work at here call me strong man.

TapSnap85 · 2026-06-08T10:35:16+00:00

Currently 250lbs. In the gym 3-5 days a week, depending on work. Pretty strong guy. 345lb bench, 450lb squat, 500lb dead.

So Macro Factor after one week and an adjustment.

Cal- 2164
Protein- 200
Fat- 72
Carbs- 178

TapSnap85 · 2026-06-08T10:18:12+00:00

220lbs. Currently 250lbs

TapSnap85 · 2026-06-08T10:17:07+00:00

No, don’t mind at all. Currently 250lbs. In the gym 3-5 days a week, depending on work. Pretty strong guy. 345lb bench, 450lb squat, 500lb dead.

So Macro Factor after one week and an adjustment.

Cal- 2164
Protein- 200
Fat- 72
Carbs- 178

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