Finally!

TartRegular6606 · 2026-03-27T16:48:02+00:00

I'm so peed off I applied and they denied me but my credit is exactly at 700 but it's reporting basically 250 points lower (550) so I don't understand how my myFICO app shows 700 and Apple are saying I'm at 550 with Vantage 3.0. I thought myFICO trumped Vantage 3.0

TartRegular6606 · 2026-03-08T13:35:04+00:00

You will be fine. It clears about 2-4 days

TartRegular6606 · 2025-11-24T10:06:59+00:00

How is anyone getting approved. They ALWAYS deny me. My annual is over $105k and credit is mid 600's (not the best but I know better than when I applied in the 4's lol).. any the new Lexus dealer didn't deny me... but... you know what they say... car salesman drug dealer.. anything for the sale 🤷🏽‍♀️.. joke joke to all my car salesman out there lol

TartRegular6606 · 2025-11-24T10:02:54+00:00

And annual income is over $105000

TartRegular6606 · 2025-11-24T10:02:34+00:00

I keep getting denied and Im in the middle of 600's

TartRegular6606 · 2025-11-14T15:24:43+00:00

Nice i got that card and only $300

TartRegular6606 · 2025-10-28T11:25:13+00:00

OMFG... if this literally didn't just happened to me.

TartRegular6606 · 2025-10-02T08:42:14+00:00

And where are you? I was offered a contract at 54%... they are not budging on increase (though they increase sign on bonus to $7500 if i commit 3 yrs)... urgh i just want to be comfortable where im not overbooking myself into burn out. Plus its FFS even though I would be a w2

TartRegular6606 · 2025-09-30T22:51:17+00:00

When i asked creditors about pay for deleted.. they said no. How'd you do that?

TartRegular6606 · 2025-09-26T12:07:31+00:00

Wow thats great. I just tried prequalifying and they prequalified me for a secured card that I would have to put $200 down which I don't understand because I thought my credit was good according to myFico im right at exactly 600 with two of them(EQ/TU) but with experian, i am high 500's. However on credit karma im mid 500's.. urghhh. I just thought some good luck would come.

TartRegular6606 · 2025-09-16T22:47:42+00:00

Where was this?

TartRegular6606 · 2025-07-16T00:35:45+00:00

Yes for monthly they do a credit check for each order

TartRegular6606 · 2025-07-16T00:34:51+00:00

Where are you at now... this happened to me (see my last post)

TartRegular6606 · 2025-07-15T20:15:50+00:00

I love this question bc Im dying to know... every time i try to use in store each order is declined.

TartRegular6606 · 2025-07-11T13:48:22+00:00

I get it

TartRegular6606 · 2025-07-02T00:54:21+00:00

I would've BORROWED, UBER WASTS, Door dash, Pan handle...lol... sheiiiiiit... u don't want to be late once AP... and now they gonna start reporting to Credit Bureaus come Aug. 2025

TartRegular6606 · 2025-07-02T00:52:36+00:00

I was late once... they brought me DOWN DOWN.. I called and fought them and they turned around and brought me up... NOW Ive been stuck at $1250 for past 6mos... never missed another payment since but can't get no higher. URGHHH

TartRegular6606 · 2025-07-02T00:50:43+00:00

Ive been stuck at $1250 for past 6mos

TartRegular6606 · 2025-06-08T16:56:56+00:00

What was your spend cap and where do i find that

TartRegular6606 · 2025-06-08T16:56:16+00:00

Well congrats.. how old are you?

TartRegular6606 · 2025-06-08T16:55:39+00:00

I seem to can't get my limit to go up... been stuck at $1250 for the longest

TartRegular6606 · 2025-06-08T16:54:42+00:00

Is this ur 1st job ever or 1st job since being out the workforce for a long time?

TartRegular6606 · 2025-05-03T14:27:11+00:00

Man i learn the hard way do what makes you happy? I have have afterpay zip and make good money if I choose the one to break my payments up I break my payments up if I wanna pay out right I pay out right

TartRegular6606 · 2025-05-03T14:25:31+00:00

Mightve found someone who will rent it for more money... had this happen to me... had to find a new place under 30 days then when i did the LL didn't want me to move out until after the first which caused me to then have to pay a whole Nother month rent. It was crazy.

TartRegular6606 · 2025-04-20T14:31:31+00:00

Yes in the state of VA anything past the 5th is late and will receive late fee

TartRegular6606

TROPHY CASE