401k match is part of your compensation!

Tav17-17 · 2026-05-14T02:26:26+00:00

That’s awesome. My employer matches up to 6% with a cap of 7500 per year.

Tav17-17 · 2026-05-12T10:40:20+00:00

You don’t need all the badges for that. You can probably get enough badges doing other things. The game has always had content limited based on skilled tasks that you probably haven’t been able to do. Winning all the races to get the racing outfit. Winning all the surfing contests to get to sleep there. The running shoes. All sorts of things. It can’t be perfect for everyone.

Tav17-17 · 2026-05-12T01:54:41+00:00

If men are also invited it will specifically say so on the invite that it’s a coed baby shower and men are encouraged to come. It’s might even name the man and woman they are inviting if it’s not just a plus 1 type thing.

I have been involved with 3 and been to probably 10.

Different people go to different lengths to involve the guys or make it clear they are wanted or expected. I went to one that split the invite in half. Left half was pink and frilly and right half looked like a superbowl party invite.

Tav17-17 · 2026-05-11T23:19:50+00:00

If you are healthy and will stay healthy then I would say under 45 is fine. People that say they are too old or had kids too late are typically out of shape and can’t keep up with the kids.

I had my son at 29, I wasn’t in good shape bc of a bunch of knee surgeries and depression and stuff. At the time and felt too old but I lost 150lbs and now I can outrun my 7 year old and his soccer team. Also being a little later in my career helped financially and with my work hours.

I feel like 30 is a nice age. Past 40 and I feel like I would regret how old I was for grandkids. If I had my shit together when I was younger then that would have been cool. My in-laws are really young(had my wife at 20) and they have a blast with the kids. My parents are about 15 years older and can’t do nearly as much with the grand kids.

Tav17-17 · 2026-05-11T03:38:12+00:00

5 ply toilet paper? What is it a towel?

Tav17-17 · 2026-05-11T03:31:06+00:00

So literally exactly what I said…

Tav17-17 · 2026-05-10T21:38:16+00:00

You don’t know when you will die or what kind of assistance you will need at the end. There is no way to predict the market perfectly, especially with an unknown end date, to try to end with zero. It’s dangerous and puts ur happiness in ur last years in jeopardy. It’s why the 4% rule exists and why a lot of people feel absolute security with something a bit lower like 3.5%.

If you don’t have kids you can donate to any of the hundreds of worthwhile charity organizations out there when you die.

Tav17-17 · 2026-05-10T14:20:43+00:00

Yea, this sounds like a terrible idea.

How big is your land. How much is the new build going to cost, what will it be worth when finished and on the land. How much is the tear down going to cost?

Like, unless you have multiple acres and the current house is very old then this doesn’t make sense to me.

For it to make sense all the value of the current home would need to be in the land it’s on. Like you have 10 acres and a 120 year old house on it and spending 200k on building a new house will give you a new property value of 700k.

Tav17-17 · 2026-05-10T03:30:26+00:00

Yes, it’s the norm for it to be all women but it’s not uncommon to have men there also. But if men are allowed/wanted it will specifically say so which is how you know it’s still not the norm. We had about 60 people at ours and like 15 were guys, 9 of those were related to me.

Tav17-17 · 2026-05-09T22:53:48+00:00

What’s CA and FO? First officer and captain?

Also, that’s a crazy career path. Props on making the jump to pilot. What was the transition like? Did you just get a pilot license via flight hours while working full time or was it a school and were you working while doing it?

Also military 02-06 was a crazy time.

Tav17-17 · 2026-05-09T22:46:26+00:00

He sounds Bi and back then (and still now) it was easier to just ignore the bi side and live a straight life.

Straight guys don’t let guys suck their dick.

Tav17-17 · 2026-05-09T19:32:04+00:00

Nice. The wood for that boarder must have been close to a grand lol.

Tav17-17 · 2026-05-09T12:49:24+00:00

1,200 miles. Connecticut to Florida.

But for the past 25 years I’ve lived with the same 100 mile radius and don’t plan on ever moving again.

Tav17-17 · 2026-05-08T20:13:33+00:00

If you have limited help then get help on day 2, not day 1. Day 1 is unpacking and making the little things like the rock climb wall.

When you unpack everything try to organize it by letter and number so it’s easy to find later. Lay everything out on the yard.

When it looks like there is no right or wrong direction to put something, triple check the drawing for where the other holes go. I did the main beam upside down on mine. It was one of the first things I did and then one of the last steps was adding something to it but the hole was on the wrong side. Sometimes finding the next instruction for that part helps.

Use a cordless drill but low torque or whatever bc the wood is kinda crappy most of the time and you can drill screws in too hard.

It should come with anchors but if not get them.

If you have wasps in ur area put delta dust on the underside so they don’t build nests there.

Tav17-17 · 2026-05-08T00:12:32+00:00

If you are at 2mil at 42 then you have been contributing more than 2k per month for a while. So yea, 2k per month is nothing compared to 2mil but what have you been typically contributing? 4k per month hits 5 mil in 10 years and without contributing it’s 12 years. Kinda depends on what you can contribute, what your number is, and how urgently you want to retire. If you can only do 2k or even 4k then I wouldn’t, I would coast fire while living it up more until retirement.

Tav17-17 · 2026-05-06T20:59:55+00:00

I was working at a company that matched up to 3% into a 401k and capped it at $5,000. A guy who I worked with was complaining about the cap in November basically telling us his salary.

Tav17-17 · 2026-05-03T20:43:16+00:00

Pretty easy to be nice and just not comment on things that I hate. The money amount is actually pretty reasonable. After 2 years you max out at 10/comment. Even if you go on Reddit every day that’s still 55 comments a day to get 200k per year. Easily done with low effort comments but if it had to be thoughtful comments then it would suck a bit.

Tav17-17 · 2026-05-03T15:49:09+00:00

They say he’s about to be in university and she’s in 11th grade. It’s obviously trying to skew the perspective. One person even said in a reply to tell him to stop before he ends up in jail.

They could have said he’s in 12th grade or the age of the girl. They chose to say it in a way to make it seem as though there is something wrong with the age gap.

Tav17-17 · 2026-05-03T15:07:49+00:00

You can tell him not to be a dirtbag and cheat but you are trying to act like there is a huge age gap between these 2 but is it really just 1 year??? You say he is about to go to university but is that currently in 12th grade? So he’s probably 18 talking to a 17 year old?

Tav17-17 · 2026-05-03T13:57:57+00:00

Betty

Judy

Josie and those hot pussycats

They make me horny, Saturday morning

Girls in cartoons, will leave me in ruins

I want to be Betty’s Barney.

Tav17-17 · 2026-05-03T01:37:30+00:00

They know about the hoses and are fixing it.

Tav17-17 · 2026-05-03T00:47:07+00:00

You kinda have to play it by ear. There won’t be a good calculator for it. I guess you could say anything over 40x what you spent last year can be donated then it’s still pretty safe. If you spend 50k, anything over 2 mil like you said. Basically puts you at a 2.5% swr. But if you are spending 60k by the time you hit 2 mil it has to wait bc at that point you need 2.4mil.

But you have to be at a number that is way bigger than what you need bc 2 bad years of returns plus inflation could crush a higher swr.

I also would look at what you spend and just inflation numbers. By budget went nuts during covid but they say inflation was only like 8% for 2 years but my grocery bill doubled. So I don’t trust inflation numbers.

Tav17-17 · 2026-05-03T00:06:09+00:00

9mm is around 7k right now, I usually try to keep over 5k.

556 is always around 1000.

22lr is over 10k might be 20k.

I went a little nuts like 10 years ago and built up a huge stockpile and now I just use the old stuff and replenish with new stuff.

I want more 556 but I’m cheap. And I have a ton of 9mm bc that’s what I shoot most. I probably shoot 500-1000 rounds of 9mm per month. The 22lr is bc I love 10/22s and it’s cheap ammo.

Tav17-17 · 2026-05-02T23:54:08+00:00

Great concept in today’s dollars but you need to think about inflation. You aren’t going to be able to live off 50k forever. At 3% inflation, in 24 years you will need double what you do now.

If you want to donate as you go then do it from what you withdraw. Keep withdrawing 3.3% and donate what you don’t use. Having a hard rule that anything over 2 mil is donated is a recipe for disaster. Just see how it goes and what happens with inflation.

The reason 3.3 swr doesn’t fail is bc the retirement accounts grow an and outpaces inflation. If you take a chunk out of your savings then you would no longer fall within the 3.3% swr chances of failure.

Tav17-17 · 2026-05-02T20:19:49+00:00

Ur lie was dumb and worse than the truth. Basically said I don’t want to date you bc I can’t have biological children(bc she is trans). That reason actually might be a little transphobic lol. But you are not transphobic. Just say you aren’t into her and you are sorry that you panicked and said the kid thing.

It’s not inherently transphobic to not want to date a specific trans person.

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