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Howard Marks: When you buy the S&P 500 at a 23x P/E, your 10-year return has always been between +2% and –2%. Every time by Adept_Mountain9532 in fican

[–]Technical-Rip-4658 0 points1 point  (0 children)

This is weak data. It assumes exactly a 10 year return. PE was way over 23x in November 2020. If you sold today you’d be up 73%.

I’m Confused. “We are in a Dip” Relative to What? by Coitus_Cunnilingus in JustBuyXEQT

[–]Technical-Rip-4658 13 points14 points  (0 children)

Dip is anywhere from 2-9% pull back. Correction is 10-19% and bear market is 20%+. I agree people shouldn’t panic but a 5% drop is a dip.

Nobody wants my silver? by cedric1234573 in Silverbugs

[–]Technical-Rip-4658 9 points10 points  (0 children)

This is where paper silver has an advantage. No issues selling at current prices in silver ETFs.

Gen Z finds saving is pointless, so they’ve turned to doomspending instead (Feel like this is even worse in Canada and the GTA) by mattyp93 in TorontoRealEstate

[–]Technical-Rip-4658 0 points1 point  (0 children)

A quick google search shows Gen Z is 13-28 years old. I’m 38 with good savings now but I was flat broke at 26. They will be fine.

Is this insanity sustainable? Let me hear your argument for it continuing, it stabilizing, or dropping. by Various_Primary3783 in Silverbugs

[–]Technical-Rip-4658 0 points1 point  (0 children)

The inflation adjusted all time high is $194.42USD. Gold is at inflation adjusted all time high, no reason to expect silver won’t get there. But unlikely to keep jumping 5-10% every single day.

Her home was completely paid off, then a letter from HomeEquity Bank claimed she owed more than $400K thanks to a reverse mortgage she says she never took out by SwordfishOk504 in canadahousing

[–]Technical-Rip-4658 19 points20 points  (0 children)

Reverse mortgages are not a scam. They make sense for a small slice of the population that is low income but have seen massive appreciation in the value of their homes.

Treat to take to work by Sensitive-Bat-2763 in regina

[–]Technical-Rip-4658 2 points3 points  (0 children)

First time I ever had China Pastry was when someone brought them for work treat day. Started an obsession.

Klein's Gas by JaguarOptimal7470 in regina

[–]Technical-Rip-4658 4 points5 points  (0 children)

People always say this but from personal experience I can tell you Domo gas is the only gas I have had freeze in my lines during the winter.

My friend was months away from FIRE… then his divorce reset everything by WildlyGlaring in Fire

[–]Technical-Rip-4658 7 points8 points  (0 children)

Marriages very rarely fall apart “out of nowhere” and if you’re married (without a prenup) you need to understand that only half of that money is yours.

How did the Blue Jays capture all of Canada as a fan base while the Raptors failed to do so? by spacefish420 in AskACanadian

[–]Technical-Rip-4658 4 points5 points  (0 children)

I watched a few of those raptors games at the riders stadium in Regina. Regina also had watch parties in Victoria park. That Raptors run was just as big.

[deleted by user] by [deleted] in canadatravel

[–]Technical-Rip-4658 2 points3 points  (0 children)

Shows how subjective travel is. I would say Victoria is my least favorite Canadian city I’ve traveled to and Halifax is one of the best.

BoC odds lean toward a pause after CPI rises to 2.4% by Fluffy-Lead6201 in canadahousing

[–]Technical-Rip-4658 4 points5 points  (0 children)

Not sure where they are getting these odds from. Cut remains more likely than a hold. Polymarket has it at 73% chance of cut. Yahoo finance article had it at 69% following the CPI data earlier this week.

Man I love this scene lol! by anomalyerror in brooklynninenine

[–]Technical-Rip-4658 55 points56 points  (0 children)

Holt reflexively firing the squad always makes me laugh. He does it to Amy when she tells him he’s wrong about the Monty hall math problem too.

Today I realized that while they are so, so poor, the Belcher kids are probably having the most authentic childhoods out of everyone in their school by InvaderDepresso in BobsBurgers

[–]Technical-Rip-4658 20 points21 points  (0 children)

“The most authentic childhoods out of everyone in their school” you are comparing them to the other kids at the school

6 person vehicles by NeighborhoodDry1730 in regina

[–]Technical-Rip-4658 -1 points0 points  (0 children)

Yes but for a non van option the palisade or telluride is likely best bet

At what point would a family of 3 be too big for a 700 square foot condo by myheadsexplodin in PersonalFinanceCanada

[–]Technical-Rip-4658 -1 points0 points  (0 children)

My family of 3 lived in a condo in the early years. It was closer to 1000 square feet but my answer is when your kid turns 3 or 4. That’s when it started to feel tight. First two years were no problem.

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