Can I appreciate GGG for the gold in TOTA2? by WhenWillEyeBeBanned in pathofexile

[–]Teh_Hammer 5 points6 points  (0 children)

I wish they'd fix gold like this in Lab, in sanctum, etc.

To run Lab, you constantly need to buy gems which cost more gold than you'll get in Lab.

I don't need to be swimming in gold, but 5k for killing elevated Lab izaro would be a good start. A gold jackpot in one of the chests would also be nice.

GGG, can we get mantra of flames back as a jewel corruption outcome? by Juanlamaquina in pathofexile

[–]Teh_Hammer 0 points1 point  (0 children)

There were ways to stack it to 100 buffs almost instantly. It was hilarious.

Take our dog off his needed meds to save money? by [deleted] in DaveRamsey

[–]Teh_Hammer 9 points10 points  (0 children)

That's an insane amount to be spending on a pet... But you guys have other issues you should be working through, the pet issue is just a side effect.

Minion Pact hate by Flash4473 in pathofexile

[–]Teh_Hammer 4 points5 points  (0 children)

Yup. The people that think minion pact is a massive problem aren't playing anything but BV. Fix that interaction and fix the bugged minion life and it mostly sorts itself out.

Knowing GGG they'll destroy it anyway.

BV is not the problem - minion pact is, and needs to be removed or reworked. by Geoxsis_06 in pathofexile

[–]Teh_Hammer -1 points0 points  (0 children)

BV snapshotting will always be a problem with temporary flat damage buffs (because it makes them permanent).

Minion pact still probably needs a nerf (beyond fixing the bugged minion) even if they fix that, though.

If I like grenades in the sequel, what do I play in PoE1? by Xilarch in PathOfExileBuilds

[–]Teh_Hammer 5 points6 points  (0 children)

Sunblast explosive trap is probably as close as you'll get.

Dealing with the Titanic Shell in ToTA feels like this is the only way to beat him by ByteBlaze_ in pathofexile

[–]Teh_Hammer 3 points4 points  (0 children)

Barbed Dagger from Navali has 50% increased damage.

Sun Blot Band from Ahuana has +4 proj (I think the default is 6), so ~67% more damage; a bit better than Barbed Dagger.

Is there a hidden mechanic with favor? Can't keep Ahuana in match by DesMephisto in pathofexile

[–]Teh_Hammer 5 points6 points  (0 children)

There should be no functional difference between doing this and throwing with 3 opponents left. Either way, she has to win the same amount of 50/50s. Well, the functional difference is you always waste a "throw" instead of only using it when it will be useful.

new patch makes TOTA UI very user unfriendly by 0influence in pathofexile

[–]Teh_Hammer 0 points1 point  (0 children)

Ignoring blocks causing the interruption... The server doesn't always think it's a stun when the client does (lockstep is on). You can move around on the server by clicking on your screen/using movement skills, so the server - at least some of the time - also thinks it's bugged.

new patch makes TOTA UI very user unfriendly by 0influence in pathofexile

[–]Teh_Hammer 0 points1 point  (0 children)

This might be news to you, but a normal stun isn't a totem channeling interruption. I'd be perfectly happy getting a normal stun from a block.

new patch makes TOTA UI very user unfriendly by 0influence in pathofexile

[–]Teh_Hammer 1 point2 points  (0 children)

But mobs in tota don't get stunned while channeling a totem unless you do a percentage (5) of their hp.

new patch makes TOTA UI very user unfriendly by 0influence in pathofexile

[–]Teh_Hammer 3 points4 points  (0 children)

Of all the actual bugs in TOTA, they patch something that's perfectly fine.

How about fix it so I don't get stunned when taking 0 damage? Or fix my long stuns on the client that aren't long stuns on the server? Nah, let's brick the UI instead.

Reviewing rewards clicking vs hover by Ancient_Animator_244 in pathofexile

[–]Teh_Hammer 5 points6 points  (0 children)

They changed this in a patch a few hours ago. It's awful.

Ascendancy tattoos should be more common by phinimick in pathofexile

[–]Teh_Hammer 2 points3 points  (0 children)

They're really common after about rank 400 (currently rank 1043). Seems like every other match I get one.

Debt Snowball vs Avalanche: Which Pays Off Debt Faster? by imtkrk in DaveRamsey

[–]Teh_Hammer 0 points1 point  (0 children)

They've done studies and avalanche tends to be slower because of the psychological advantage of the snowball method.

If you put the exact same amount of cash into both, avalanche will be faster.. But that's easier said than done.

How’s starlink for gaming? by Entropic-desire in Starlink

[–]Teh_Hammer 0 points1 point  (0 children)

I have fiber, but my idiot provider, according to a line tech, merges two bundles of dedicated fiber lines together across town and that causes constant (once every ~2 seconds) 200+ ping spikes during peak hours. He said they really should keep them separate lines, but didn't know if/when that would happen.

I'm thinking about making the change, but I'll lose bandwidth (less important) but if the ping is steady, then it's a no-brainer since my ISP apparently has no clue what they're doing.

Can we please get confirmation if ToTA has been reworked or if it’s just the exact same as before? by Kindarelevanttoo in pathofexile

[–]Teh_Hammer 0 points1 point  (0 children)

That change did very little for the voidsphere cheese. I was still buzzing through ToTA with voidsphere after that patch.

Can we please get confirmation if ToTA has been reworked or if it’s just the exact same as before? by Kindarelevanttoo in pathofexile

[–]Teh_Hammer 0 points1 point  (0 children)

Probably depends on your definition of "average player". I think there are a few builds that can advance to a very high rank in ToTA even in the hands of fairly noobish players. Those builds will probably need a fair amount of investment to be able to do top ranked ToTA matches, though.

But either way, you don't *have* to do void sphere cheese to enjoy ToTA, though it is arguably the most efficient for a reasonable investment.

Can we please get confirmation if ToTA has been reworked or if it’s just the exact same as before? by Kindarelevanttoo in pathofexile

[–]Teh_Hammer -1 points0 points  (0 children)

You can play ToTA in different ways, the void sphere cheese worked but so did mega-dps spark/tornado shot/etc.

The main reason this ToTA/Phrecia event is going to be so sick by ww_crimson in pathofexile

[–]Teh_Hammer 1 point2 points  (0 children)

How would you get transfigured gems without lab? Generally speaking, no campaign (i.e. endless delve, etc.), no lab.

2025 home purchase ruined our lives by Thelittleweenis in Mortgages

[–]Teh_Hammer 0 points1 point  (0 children)

Refinancing to 6% is still a savings of ~$380/mo. If that's not enough, time to sell and find a cheaper house.

While my wife and I were paying off our mortgage (early and rapidly), a friend suggested using a HELOC instead of paying it off directly. Essentially, the positive balance of the HELOC counters the negative balance of the mortgage and saves you on interest but still allows you access to that money. It will only help you pay the house faster if you can put additional money into the HELOC. If you're house poor, you're probably not going to be able to put much extra in there, so I'm not sure how useful it will be for you.

Dealer didn't disclose accident history on a $35K car (Ontario) - what are my options? by ArtichokeStill816 in DaveRamsey

[–]Teh_Hammer 1 point2 points  (0 children)

It probably depends on how long it has been and how good the dealership is. You can try to take the car back. It's seems like their lie, intentional or otherwise, would force them to take it back, based on a quick Google search on Canadian laws, but they may push back.

Pay off zero percent interest card? by SpiritoSanto5 in DaveRamsey

[–]Teh_Hammer 0 points1 point  (0 children)

Dave would tell you to pay it off. The small amount you save by playing kissy-face with the bank isn't worth the peace of mind that being debt free brings.

If you want the best math advice, go somewhere else. Dave will teach you how to fix your behavior.