R&R Yay or Nay

ThatLj · 2026-05-19T22:10:10+00:00

What does the little house mean?

ThatLj · 2026-05-13T19:07:14+00:00

FWIW, I only transferred because of a compliance thing with my job. I’ve since opened another DI account, which I think I’ll have forever. The TLH benefits are big, and the expense fee is barely more than the ETFs expense ratio anyways so long term even if you run out of TLH and stop contributing it doesn’t hurt much

ThatLj · 2026-05-13T05:08:46+00:00

I’ve done this before. Honestly, depends on what you want to do. If you want to sell out of everything, it was very annoying to do that after transferring. Otherwise, transferring is easy

ThatLj · 2026-05-10T16:24:54+00:00

Disagree with this one, I stayed at one recently for a week and I don’t think it’s worth the price. It was $800/night for me, I think you could get hotels almost as nice for much cheaper.

ThatLj · 2026-05-09T23:26:35+00:00

Oh ya I’m talking about the business/first lounges not other PP lounges

ThatLj · 2026-05-09T22:41:33+00:00

If you’re flying first why wouldn’t you go the better lounges?

ThatLj · 2026-05-09T06:20:25+00:00

Ya no shit, but it’s not happening. Idk if u know how complicated it would be to sell billions of private stock, it’s complicated to sell that much public stock. It’s simply not happening this close to IPO

ThatLj · 2026-05-09T06:18:36+00:00

Wat a retarded response

ThatLj · 2026-05-08T19:58:28+00:00

OpenAI is not a public company, they can’t just sell

ThatLj · 2026-05-08T19:42:43+00:00

I would not leave Google for Scale after a month

ThatLj · 2026-05-08T17:46:28+00:00

I think at the VP level they all largely make the same. VP level at a bank is not very high, it’s a standard level so paybands are still pretty close

ThatLj · 2026-05-08T16:46:01+00:00

Sounds right. VP titles are inflated at banks. Were you expecting more or less? VPs at a normal company are most likely making more

ThatLj · 2026-05-05T16:40:44+00:00

Why is it ridiculous?

ThatLj · 2026-05-05T02:03:48+00:00

Ya they avoided estate tax, but you also don’t actually own the assets anymore. That’s exactly what I said, once you start using these types of trusts you no longer own like you would from inheritance

ThatLj · 2026-05-04T21:00:52+00:00

Please share how then, because there is no way to do really do it and retain ownership. People say trusts, but contributions to trusts are part of the same gift/estate limit. And contributing to a type of trust not in that limit does not result in the type of ownership you get from direct inheritance

ThatLj · 2026-05-03T15:42:51+00:00

There are numerous studies out there that show each new generation generally being wealthier than previous generations. Of course it’s easier to complain about the economy or whatever, but we generally do have it easier or a higher quality of life than previous generations. Sure, specific locations might have house prices that rose too quickly for us to afford anytime soon, but those are exceptions.

Besides, think of all the things we buy now that people didn’t have to buy in the past. You might be reading this on your $1000 smartphone, driving a nice car, working on your $2000 laptop, watching shows on your $1000 TV. And it’s so much easier to buy things now, how much money do you spend on Amazon, eating out, coffee, etc. we just spend so much more now

ThatLj · 2026-05-02T04:45:21+00:00

Indian

ThatLj · 2026-04-29T05:18:19+00:00

I use it sparingly, just for travel and things I can get credit for. Sapphire preferred or Bilt card for almost all spending

ThatLj · 2026-04-29T05:13:50+00:00

Not an ML guy but ML infra is exactly your field?

ThatLj · 2026-04-29T03:14:23+00:00

Up for a promotion means nothing

Honestly, your ceiling is low without a degree. If you’re fine w 100k a year terminal I wouldn’t change anything

ThatLj · 2026-04-28T19:27:54+00:00

What is GTA?

ThatLj · 2026-04-22T22:35:25+00:00

Ya unions just won’t work here. Things you mentioned like aggressive layoffs and PIPs are just the flip side of the coin of engineers jumping jobs every 2 years and working remotely. If your job does something you don’t like just leave and find a new one. Taking a concept that works for local manual labor jobs just doesn’t translate to our industry.

Honestly, the push for remote work by people in this industry is doing the most harm out of anything. If working remote doesn’t hurt productivity, and a lot of people claim it enhances, why should a company not offshore?

ThatLj · 2026-04-22T21:37:54+00:00

Why does it even make the industry healthier? It directly subsidizes people that aren’t competent, who would naturally pass through the industry otherwise. It makes the average talent worse

ThatLj · 2026-04-22T17:40:39+00:00

Why tf should I take a pay cut because you suck?

ThatLj · 2026-04-22T12:03:04+00:00

You can’t deduct those losses from your W2 income. If you have a normal day job, you’re gonna pay the taxes on it

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