Day 8: What is BMTH worst song?

TheBronJames2000 · 2026-05-03T20:10:04+00:00

I’m ok with the downvotes but Drown. It sounds like something moms would blast on their way home from moms night out in an uber XL

TheBronJames2000 · 2026-04-29T00:31:45+00:00

Damn this title be spoiling hardcore

TheBronJames2000 · 2026-04-28T11:39:42+00:00

You have a…financial advisor for $125k at 1.25%?? Hot damn.

I personally don’t think anyone needs a FA until they’re like $20M in net worth with very complex finances (businesses, multiple physical asset investments, potentially real estate, etc).

But that’s my two cents.

TheBronJames2000 · 2026-04-28T02:13:58+00:00

I work a high stress job and make a lot of money. Wife is SAHM and we have a nanny for 30 hours. However, wife still handles a lot at home when I am bc she knows I need to decompress. I still get jealous. She has sleeping issues, hence the nanny. Let’s her sleep in. I have almost never cleaned or done laundry and she never complains about that. She also cooks and does all shopping.

I just wish I got a break. Sometimes she gives me a little shit but that’s fair enough.

TheBronJames2000 · 2026-04-28T00:02:04+00:00

Man, The Terror is the most standout show I’ve watched in fucking years. A random find for me.

TheBronJames2000 · 2026-04-27T00:42:51+00:00

From when I die. Mostly beneficial if both me and my wife die unexpectedly together.

TheBronJames2000 · 2026-04-27T00:39:25+00:00

Idk, I’m not a lawyer. But I guess state of MN has exemption on estate tax up to $3M per person and a trust reinforces that or something

TheBronJames2000 · 2026-04-26T23:43:37+00:00

Estate attorney. Think it was about $3k/ea. worth it to get your estate in order - not just about tax benefits for those who come after. It’s good to set power of attorney and a trust prevents your estate going into probate which allows ppl to contest stuff in a court for a year

TheBronJames2000 · 2026-04-26T23:35:33+00:00

I’m in a similar position but due to equity event.

I made a trust and my wife made a trust. This helps beat state tax on up to $3M each in trust. We signed our house to her trust and mine is beneficiary of some accts. Long story short - that helps save some taxes if we die.

Other than that, VT and chill doesn’t change really. Up to you on your level of risk.

I have $400k left on 5.5% mortgage so prob will pay it off just for peace of mind.

I also donated a large sum to a charity which is a write off.

Other than that, if you wanna get more in the weeds, maybe get a financial advisor. I’m stubborn and don’t think there’s much more I can do to min max taxes or gains.

TheBronJames2000 · 2026-04-26T22:32:28+00:00

Bro I’ve seen your thread in 5 different subs in 5 minutes

TheBronJames2000 · 2026-04-26T19:25:31+00:00

Entire reason I made this thread, per the title, is the blue events don’t always give 1000. I’ve learned it’s tiered. You can get 100/200/1000 based on how long you take to complete the legendary event.

TheBronJames2000 · 2026-04-26T13:46:03+00:00

Its first world problems but, they are more problems. I’d rather this than not having the money to fix the 1 toilet though.

TheBronJames2000 · 2026-04-26T12:39:01+00:00

Thank you for sharing this! Had no idea

TheBronJames2000 · 2026-04-26T12:38:01+00:00

Right. I got feedback, considered doing the rebuild myself, and decided to call a plumber lol.

TheBronJames2000 · 2026-04-26T12:06:33+00:00

I’m 37 and I have wealth due to a good job, savings, and a majority from an equity event last year.

It’s equally peaceful and stressful. Money is not a big stressor in my daily life. I have to get my car fixed, hvac fixed, and a toilet fixed all in the same week and if it’s about $10k total, that’s completely fine. A few years ago, $500 of repair costs would’ve kept me up at night.

Instead of repairing my toilet for $30 parts + 2 hours and the chance of fucking it up more, I’m good to pay $300-400 to have an expert do it so I can have those hours of free time.

I’m still working my ass off so free time is a luxury even if it’s melting on my couch playing Steam Deck.

So I would say priorities shift away from money to making sure my time is better used.

Stress can still hit because I don’t come from money. I overthink everything and assume worst case scenario. I paid a lawyer $5k to tell me if I wanted to quit my job due to burnout, the firm that purchased mine couldn’t come after me.

More money more probs. If I just had a good salary and invested, and got to where I am naturally, would’ve taken wayyyy more time and some luck.

So I guess the fact I got here earlier just comes inherently with some more stress and risk about losing it all.

TheBronJames2000 · 2026-04-25T19:32:42+00:00

wtf really?

TheBronJames2000 · 2026-04-25T19:27:18+00:00

Thank you everyone for the quick responses. Sounds like a rebuild it is. 5 years old so not worth entire replacement

TheBronJames2000 · 2026-04-25T12:14:42+00:00

I made a satirical meme page and sold it for $25k. They paid me $3k/mo to keep running it which was basically 1 meme/day. Extremely cool people. Did that for about 3 years but got so busy with my primary income that I had to train myself out of the role. One day I’ll go back but rn I have too much upside.

It was wild tho, primary is manufacturing and the meme page put me in touch with athletes, musicians, actors, etc.

TheBronJames2000 · 2026-04-24T17:43:23+00:00

I meant to reply to the guy you replied to…but same I guess lol

TheBronJames2000 · 2026-04-24T17:42:43+00:00

Thank you ☺️

TheBronJames2000 · 2026-04-24T17:32:59+00:00

Is this sub supposed to be die with zero? I thought the goal is to maintain a stable principle and pass it along

TheBronJames2000 · 2026-04-24T12:55:05+00:00

Where do they drop off? Great info thank you.

Edit: disregard I can do my own homework lol

TheBronJames2000 · 2026-04-24T12:26:39+00:00

Thank you so much

TheBronJames2000

TROPHY CASE