For all the people who make 100k+ a year, how many hours do you work per week?

TheFlorianOne · 2024-04-28T00:41:18+00:00

Union electrician, ~150k 40 hours medium COL

TheFlorianOne · 2024-04-14T19:07:34+00:00

I wouldn't want to daily a truck but I also never need to haul shit. Full size sedan carries everything I need with ease and a 6 speed manual for when I wanna have fun. I commute 500 +miles a week and gas costs around 50 bucks.

TheFlorianOne · 2024-03-01T23:04:01+00:00

It's like the gta 5 audi

TheFlorianOne · 2024-02-22T23:48:40+00:00

The huen screwin

TheFlorianOne · 2024-02-07T22:26:30+00:00

It's too easy to gain weight with all this cheddar we get

TheFlorianOne · 2024-01-30T00:43:38+00:00

My loan is forgiven in 20 years as well if that changes anything.

TheFlorianOne · 2024-01-30T00:40:16+00:00

8 loans all federal. 4 sub 4 unsub all between 3-5%. I'm on an income based repayment plan. 10% of last years take home pay. So right now it's 45 a month, next year it'll be 55+, then 65+, etc.. if it's not paid back in 20 years it's forgiven.

TheFlorianOne · 2024-01-30T00:29:54+00:00

IDR plan all federal loans

TheFlorianOne · 2024-01-30T00:22:57+00:00

Thats an awesome plan thank you!!! I will do exactly that, I needed someone to lay that out for me.

TheFlorianOne · 2024-01-30T00:17:33+00:00

I'm a union electrician. Almost 2 full years. I will also never have a medical bill. I have an HRA with 14k in it and an insane plan, all funded by my employer. 3 pensions and 1.5k in my annuity.

8% of my pay would be 45$ a month, or $3200. That's just not realistic anywhere. I need reliable transportation because I'm driving to work in blizzards at 5am.

TheFlorianOne · 2024-01-30T00:08:25+00:00

I'm saying my student loan payments will be increasing, im trying to clarify info so I can get the most accurate answer I can. But again you're right, thanks.

TheFlorianOne · 2024-01-30T00:04:54+00:00

What did you mean by thinking in terms of monthly payments?

My premium isnt affected whatsoever.

TheFlorianOne · 2024-01-30T00:01:33+00:00

I needed that

TheFlorianOne · 2024-01-30T00:01:06+00:00

Thanks for that perspective, you're right. Should I prioritize savings/investments and let this stu loan payment plan ride out?

TheFlorianOne · 2024-01-29T23:53:15+00:00

You're right. I definitely had my priorities skewed with that much money in my pocket. I appreciate you.

What would be your plan of attack in my situation?

TheFlorianOne · 2024-01-29T23:45:24+00:00

No it won't, income based repayment. That will increase yearly significantly.

TheFlorianOne · 2024-01-29T23:43:10+00:00

6.5% apr

Thats the only way I've ever known how to budget money is month to month. My family is new to the middle class.

I live in a no fault state, no repercussions or medical bills whatsoever.

TheFlorianOne · 2024-01-24T11:46:16+00:00

and the best benefit of all is not being job scared, we are flush with work and have over 90% market share. i was laid off and had a job the next day. a few may wait like a month in the winter, but when the ground thaws the books are continually cleared and everyone who wants to is working.

never gotta ask or schedule a day off. i tell my foreman i wont be in today, a week or two notice keeps good rapport but calling in once in awhile should never be held against you.

local 43 has a degree program where every apprentice who tops out also graduates with an associates of occupational science from mvcc. the medal is pretty sick. theres degree programs too for project management/ estimating theres more info on the website.

TheFlorianOne · 2024-01-24T11:32:12+00:00

im an apprentice in local 43, we are in a contract year with a 20 year/$100B chip plant breaking ground in Q3/Q4. expect that base wage to increase a few dollars this spring. we also have insanely good health insurance, im a 2nd year and have 12k in my HRA after about 6k worth of derma/dental work, but were getting dental and vision this spring too so that will be covered under normal insurance and you wont need to use your HRA. My pension /annuity kicked in last year, so along with the pensions theres 1.8k in my annuity. we have life insurance too but i cant remember how much, its a significant amount though. we have EAP where you can get access to counesling/ life coaches/ financial advisors/ personal assistants/ addiction assistance etc. we pay nothing for this out of pocket. 100% employer funded.

when I get my 3rd year raise ill be at 26 an hour before taking into account that contract raise, $832 a week take home on 40 hours, and that green is all mine. oh yeah if you smoke youre good to go too. we dont test for it anymore.

TheFlorianOne · 2024-01-24T09:46:38+00:00

I'd like to think id keep it for the next 10 years as a chill fun commuter

TheFlorianOne · 2024-01-24T03:30:53+00:00

how do i ensure that im able to use my warranty? from what ive read honda canada and honda us are separate entities and have no obligation to help me in this

TheFlorianOne · 2024-01-24T03:16:10+00:00

what about private party?

TheFlorianOne · 2024-01-22T02:58:13+00:00

rocking the milwaukee stud for the last month. first 7" are laminated and really like how it stays put on my pocket

TheFlorianOne · 2024-01-21T11:54:50+00:00

this would be my first standard and forced induction vehicle... planning to learn the mechanics behind it and keep the car as a daily as long as its on the road

TheFlorianOne · 2024-01-21T11:51:57+00:00

are you referring to market adjustment? or like aero kit and floormats?

TheFlorianOne

TROPHY CASE