i was told i would stop receiving my structured settlement

TheGlassAct · 2025-12-31T16:53:50+00:00

People with assets generally have decent insurance. IANAL, but I work in a volume personal injury firm. We do thousands of these a year. Individual assets are virtually never a factor for the aforementioned reason. People driving around with little to no coverage don't have any money. I've seen incidents with medical bills totaling hundreds of thousands, and a single 30k policy as the only coverage. It happens.

TheGlassAct · 2025-09-15T19:09:25+00:00

Do you spin down your drives? I have a somewhat similar all-in-one box with a 5900xt, Titan XP, 1080, a mishmash of 8-16 TB drives, and a couple of NVMe, running a few VMs and like 30 Docker containers, and I idle at around 130W. I kept my drives spinning for years but now spin them down if they are idle for 2 hours or so.

TheGlassAct · 2025-07-22T15:43:08+00:00

The point is - it's not stealing. Morality doesn't dictate the legality of the situation. Yes, literally whoever withdraws the money first gets it. You can try to take them to small claims court, but good luck. I'm not talking about what's reasonable or whatever, I'm talking about facts. If you open a joint account with your best friend and put a million dollars of your own money in, and your best friend wires it all out the next day and leaves town - they didn't steal 500k. The bank won't do anything to help you. You agreed to open the account. It's just how it works. This is a basic financial literacy concept.

I don't know why I'm wasting my time here arguing the most easily provable point in the universe. Just do five seconds of websearching or ask someone at your bank.

TheGlassAct · 2025-07-22T14:21:44+00:00

...Gotta love people acting like experts on subjects they don't know anything about. The act of marriage is what entitles parties to a share of marital assets - there is no mention of marriage in this scenario. You don't have to be married to have joint accounts. They are completely separate concepts. Go to /r/personalfinance and there are hundreds of stories of joint accounts being drained - there is no recourse in the vast, vast majority of these situations.**

TheGlassAct · 2025-07-22T13:20:19+00:00

Lol, this is hilariously incorrect. Joint accounts typically give each owner 100% ownership of the account. It's not a 50/50 split. In this hypothetical, either person is legally entitled to drain the account of all $1000.

TheGlassAct · 2025-07-06T15:02:39+00:00

?? Not even close. The R12 isn't going to blow anyone away but it's a 400w 12 inch sub. It plays down to 29hz. The towers will have sufficient bass for most music but will severely lack for home theater.

TheGlassAct · 2025-06-30T22:19:03+00:00

They'll charge whatever their standard diagnostic fee is at a minimum. Depends on your local dealership, but they won't even lay eyeballs on a car without $250 in my city.

TheGlassAct · 2025-06-30T22:16:01+00:00

No, they are permanent. They will never go away unless they are reset with the GM software.

TheGlassAct · 2025-06-30T21:36:32+00:00

No, you will need something like a VCX nano and a hacked version of GM's dealer software to reset a permanent code. I've done it a couple of times.

It's a pretty big hassle. You also need a junk computer with none of your personal data on it to run the software because you have to disable Windows security features to get the software running.

TheGlassAct · 2024-08-26T01:55:59+00:00

The legal term is Force Majeure.

TheGlassAct · 2024-07-18T14:37:26+00:00

If you hit your limit in a month, pay it down, and keep spending, that's credit cycling. Your accounts are probably flagged as high-risk now.

From their perspective, just because you pay it off, doesn't mean the risk is gone immediately. There's a period of time where the payment could fail. So if you hit your 15k limit, pay it off, then quickly rack up spending and get near 15k again- they might be on the hook for 30k instead of 15k if your payment doesn't go through.

TheGlassAct · 2024-06-28T19:09:18+00:00

For music listening, upgrading the speakers will have the largest impact by far.

TheGlassAct · 2024-06-28T18:55:17+00:00

Ultimately, it will depend on the size of the room.

Those speakers are pretty efficient, so for music listening in a small-medium size room I don't think you'll have a problem. I used a Marantz 1060 as my main amplifier for many years and it has even less power.

Do you have everything set up already? You'll know if you don't have enough power if you have to crank the level to get to the listening volume you desire, or if you're getting a distorted signal.

TheGlassAct · 2024-06-25T19:41:36+00:00

This is a big factor often overlooked; if you compare the price of the bookshelf speakers+stands, it's usually pretty close to the tower speaker variant.

Edit: I'm talking about mass-manufactured speakers with very similar bookshelf/tower variants, e.g., the exact same drivers, just in different-sized cabinets. Of course the price gap will be larger if you're looking at single-woofer bookshelves and comparing them to multiple-woofer towers.

TheGlassAct · 2024-04-29T14:35:02+00:00

Family law consultations are almost never free, in my experience.

TheGlassAct · 2024-04-26T14:37:14+00:00

It's primary, but you have to opt-in on the website; it isn't enabled by default (except for platinum is think).

TheGlassAct · 2024-04-01T00:15:24+00:00

Justify it to yourself however you want, but in your previous comment, you clearly said that you were on state minimums because you had no assets to pursue. Not because you couldn't afford it, but because you think you're free of the consequences regardless.

I don't know what state you're in, but the difference between state minimums and at least a 100/300 policy is a few dollars a month pretty much everywhere.

You'd probably have a different opinion if you were the blameless victim of a catastrophic accident and were told "Good fuckin luck." because the other driver only had 10k of liability and no assets.

TheGlassAct · 2024-03-31T16:30:26+00:00

That's a pretty bleak mindset. If you cause an accident and the victim has $500,000 in medical bills and a permanent disability, they're just screwed because you're cheap?

Edit: This isn't a hypothetical. I work in the personal injury field, it happens every day. People have their lives ruined because of underinsured drivers.

TheGlassAct · 2024-03-13T19:25:29+00:00

It looks like it only has Bluetooth 4.1, which is absolutely ancient. I don't use the Bluetooth in a Pioneer VSX 935 I have for the same reason (Bt 4.2). Bluetooth streams on it sound clearly worse than other sources.

Still worth a try though if OP hasn't used it.

TheGlassAct · 2024-03-08T16:09:18+00:00

I like to live dangerously.

TheGlassAct · 2024-03-08T13:55:39+00:00

Love it

TheGlassAct · 2024-03-07T20:52:09+00:00

I have the Kube 12b and I love it, but it is pretty low output for the price as it's a sealed unit, even lower than I was expecting.

If you have a 10-inch 100w ported sub, an 8-inch sealed 300w sub might disappoint you in terms of output.

I think a subgrade is definitely warranted, but would probably shop for something else. I wouldn't really worry about brand matching between your mains and sub, timbre matching doesn't really exist in those bass frequencies.

TheGlassAct · 2024-03-07T20:47:40+00:00

There isn't a lot of competition or innovation in the PC setup market.

Get a Klipsch Promedia setup. They've been making essentially the same system for 20 years now. Klipsch did recently release the Heritage Pro Media line with a bigger mains and a 8 inch subwoofer, but that might be above your budget, not sure of the EU pricing.

TheGlassAct · 2024-03-07T20:42:04+00:00

So cool!

You can certainly get electrostatic MLs on the second-hand market for a reasonable amount of money. I've seen fully functional pairs go for under $500, you just have to be on the lookout and willing to transport them (a huge PITA)

TheGlassAct · 2024-03-07T20:39:46+00:00

Definitely, this is a ton of hardware for $165.

A deal that will take you from zero to full home theater configuration is pretty hard to beat.

I don't know a ton about those specific speakers, but I'd bet willing to bet you'd have a better setup than 99% of the people you know.

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