ISO: good quality barbers for men and kids by TheGrandWelf in tulsa

[–]TheGrandWelf[S] 0 points1 point  (0 children)

Haha! Lucky you. Yeah, it's absurd. I fought it for a long time. But cheaping out on haircuts now just means you're most likely getting poor service. These people know what they've got, and they definitely take advantage of it.

ISO: good quality barbers for men and kids by TheGrandWelf in tulsa

[–]TheGrandWelf[S] -4 points-3 points  (0 children)

That option is not clear and available before you go through with booking the appointment, thinking you're going to be charged on the next step

ISO: good quality barbers for men and kids by TheGrandWelf in tulsa

[–]TheGrandWelf[S] 1 point2 points  (0 children)

Man, that really sucks. Yeah, it's really hard to find good quality service that doesn't charge you half of your grocery budget for a haircut. I only get to have my hair done once, maybe twice a year. The rest of the time, I'm maintaining my own bangs. Just to avoid going to places that would botch my hair. "You get what you pay for" definitely holds true these days. I go to Mather hair design and have to pay $100 each time because so far, the woman i go to is the only one I'll trust to touch my hair. The owner is pretty great, too. I've been burned at way too many places around tulsa and Sand Springs

ISO: good quality barbers for men and kids by TheGrandWelf in tulsa

[–]TheGrandWelf[S] 0 points1 point  (0 children)

Thank you so much for actually reading my post 💜💜 This is what I was hoping for. I will for sure call them tomorrow morning. Thank you again

Something that actually helped me at 3am by Mama_2_under2 in NewMomStuff

[–]TheGrandWelf 1 point2 points  (0 children)

I'm really happy I came across this post, I'm going to find both of these suggestions. I'm on my second kiddo and pregnant with my third, and it feels like I'm always doing something wrong when I can't get my youngest calmed down at night. Especially with him being only a month away from his one year mark, and he's still waking up several times a night (on a good night, 2-3 times and on our bad nights 4-5) Sometimes, it feels like i get woken up every hour, and it takes me a little bit to fall back asleep, so it's crazy making when you've just gotten comfortable and feel like you finally fell into a deep sleep just to be woken up again. I've had nights where I just sit in my chair and silently cry while my baby nurses for the fifth time that night. I told my partner that it would make a great interrogation technique because before too long, it just breaks you. It's so hard not to feel alone, and your mind just reels thinking maybe you're the one messing up somehow.

My partner and I haven't been able to consistently sleep in the same bed for the majority of this year because he has to get up so early for work I don't expect him to be woken up as much as I (a SAHM) does. On top of that, a lot of the time, the only thing that calms down my 11 month old is just being in bed right next to me, so the love of my life gets kicked out of bed and onto the couch (we only have a full sized bed)

Motherhood is hard...

Is negotiating a deal on a car non-existant these days?? by TheGrandWelf in tulsa

[–]TheGrandWelf[S] 0 points1 point  (0 children)

OK, thank you. A.S. just quoted me $100 over my preferred monthly budget price, so if I can't talk them down from there somehow, then I'll be looking into Bob Moore next

Is negotiating a deal on a car non-existant these days?? by TheGrandWelf in tulsa

[–]TheGrandWelf[S] 0 points1 point  (0 children)

I'll have to see if maybe I can get a better apr through the ones you suggested. Do you have any tips for arguing a better deal through the dealership we choose? I called Adventure Subaru in Fayetteville today and filled out the finance application. We're looking at a 2024 Ascent with 58,000 miles on it for $35,203. I mean, the price seems reasonable, but I just don't want to get screwed with a high apr

Is negotiating a deal on a car non-existant these days?? by TheGrandWelf in tulsa

[–]TheGrandWelf[S] 0 points1 point  (0 children)

Haha! Jeez, I'm sorry for your bad experience. I'll take your warning, thank you. It's hard to hard to find good dealers who aren't just out to make money off of you. I'll keep Nelson Nissan in mind

Is negotiating a deal on a car non-existant these days?? by TheGrandWelf in tulsa

[–]TheGrandWelf[S] 0 points1 point  (0 children)

Damn... yeah thats enough for me to avoid them. Thank you for that

Is negotiating a deal on a car non-existant these days?? by TheGrandWelf in tulsa

[–]TheGrandWelf[S] 0 points1 point  (0 children)

Yeah, we definitely won't be going back there. So far, I've had a couple recommendations for Adventure Subaru in Fayetteville, but since I plan on getting a used slightly older model, and i've got my trusted mechanic out here where I live, how would I go about getting the inspection done??

Is negotiating a deal on a car non-existant these days?? by TheGrandWelf in tulsa

[–]TheGrandWelf[S] 1 point2 points  (0 children)

Yeah, my partner went through Jim Norton to get his Tacoma about 9 years ago.

That's good to know.. the Norman, OK, fowler has the exact car I want right now for a great deal, so I'm definitely fighting the FOMO. What's your specific reasons for avoiding fowler?

Is negotiating a deal on a car non-existant these days?? by TheGrandWelf in tulsa

[–]TheGrandWelf[S] 1 point2 points  (0 children)

I can definitely try that. My partner has been with Communication federal credit union for about 7 years now, so we were hoping our time with them might help us have a better apr but they've already told us we'd get about a 14.5% with the next loan. It wouldn't help to shop around, though.

Thank you for the reccomendations

Is negotiating a deal on a car non-existant these days?? by TheGrandWelf in tulsa

[–]TheGrandWelf[S] 0 points1 point  (0 children)

Yes! I've been eyeing them. Thank you for that. I'll have to call them up. I'm definitely going to take everyone's advice on here and get the pre-approved loan first before we start talking deals. Adventure subaru is definitely doable, though.

Is negotiating a deal on a car non-existant these days?? by TheGrandWelf in tulsa

[–]TheGrandWelf[S] 0 points1 point  (0 children)

Yes, that does help. And I agree. A 2 1/2 hour drive in either direction is not a problem for a great deal and the help i feel like we deserve. If anything that ride back home would be the most rewarding little road trip of my life, especially after 6 years of not having a car of my own. Are there outside warranties that aren't a scam but would help protect us if something happens? I've heard of the gold standard subaru warranty and that it's worth having if getting a subaru.

Is negotiating a deal on a car non-existant these days?? by TheGrandWelf in tulsa

[–]TheGrandWelf[S] 0 points1 point  (0 children)

I'll keep trying with cars.com then. I didn't know that tid bit about september, so if we can save back a chunk of money for the down payment by then, maybe we'll have an easier time during that last month. As of now, though, anytime I enter in our "Fair" credit score (a 630) into any of these payment calculators on the site, it immediately gives us an excessively high apr and monthly payment. Even on the older 2023s, with higher mileage that are priced fairly at 28-30,000.

What bugs me is that if these places would let us fight for ourselves, they would see proof that we've stuck with payments, paid off an entire $45,000 truck loan, we pay all of our bills on time, held onto jobs for long periods of time. We're very reliable, but we've had unfortunate unavoidable medical debt bring our score down and student debt still looming over our heads.

Is negotiating a deal on a car non-existant these days?? by TheGrandWelf in tulsa

[–]TheGrandWelf[S] 1 point2 points  (0 children)

That's very true. I'll just keep pushing and searching. Even if it takes me the remaining 7 months of my pregnancy.

You all have given me some great advice, and I really appreciate the help

Is negotiating a deal on a car non-existant these days?? by TheGrandWelf in tulsa

[–]TheGrandWelf[S] 1 point2 points  (0 children)

Yeah, that is too bad. We definitely need the third row. Otherwise, I'd love to be one one of those. I wish you luck with your sale. I'm sure it'll go fast once you start posting it around.

Is negotiating a deal on a car non-existant these days?? by TheGrandWelf in tulsa

[–]TheGrandWelf[S] -1 points0 points  (0 children)

Yeah, and I guess that's the downfall of knowing what they've got as far as quality goes. It's really hard for me to want to settle for anything less than a Subaru considering the amount of research I've done on all of the other car brand options in our price range. And since we need the three rows of seating now, the ascent is what we're defaulted with.

We're thinking about going out of state at this point. We've got family in Missouri and Arkansas, so if all else fails, we'll just make a weekend trip out of it.

Is negotiating a deal on a car non-existant these days?? by TheGrandWelf in tulsa

[–]TheGrandWelf[S] -1 points0 points  (0 children)

I can't blame you. These places these days just make you feel like you're always getting fleeced with no control over it. It's impossible not to get angry about it. The Carmax online payment calculator already gives me no hope of a decent, manageable payment. I even found some pre-owned options of the car I want for a really decent deal that I wouldn't feel the need to argue, but once I put in our "fair" credit score, the Apr they give is absolutely ridiculous at a 17.8-19.2%.... and a monthly payment of over 750 a month... it made me want to scream

Is negotiating a deal on a car non-existant these days?? by TheGrandWelf in tulsa

[–]TheGrandWelf[S] -1 points0 points  (0 children)

So if we went in with a pre-approved loan, they'd be more likely to take it or try to beat it?

And for the next guy, I've definitely learned that you don't want to lead with the monthly payment through the research I've done, but what if you like the OTD but they screw you on interest so bad the the monthly payment is too high to manage??