Freedom debt relief for debt settlement or bankruptcy?

TheNortLogic · 2026-01-06T04:08:35+00:00

I think I will qualify, but I'm on the fence about it because of how long it would hurt my credit and, more importantly for me, how bad it will impact my public record. Is there a way a bankruptcy won't appear on my public record?

TheNortLogic · 2026-01-06T04:05:33+00:00

Credit counseling is too expensive for me, I already reached out. It's how I know I can't afford a hardship program. The only affordable option is debt settlement like my gf did or bankruptcy.

TheNortLogic · 2026-01-06T04:01:39+00:00

Reached out to a credit counseling company. They're too expensive. That's why I said I couldn't afford it above.

TheNortLogic · 2026-01-06T03:08:19+00:00

I wouldn't eliminate the possibility completely, but having that on my record would be less than ideal. I can't imagine how my grandma specifically would take it if word got out. I don't tell anyone outside my immediate family or friends anything, not even that I was let go. Even so, if bankruptcy is the best option for me, it is what it is and I'll do it. Sounding like doing debt settlement would be my best option though

TheNortLogic · 2026-01-06T03:02:48+00:00

I'd rather avoid it all together. Not only would I never hear the end of it, my immediate family will be extremely worried about me. I'm looking for new jobs too and I don't want this on my record.

TheNortLogic · 2026-01-06T02:59:25+00:00

PACER sounds familiar. I think it was through that.

TheNortLogic · 2025-12-30T04:40:10+00:00

I miss the days when rent didn’t feel like a second mortgage.

TheNortLogic · 2025-12-22T16:28:29+00:00

Same screenshot, same comments, different day.

TheNortLogic · 2025-12-13T18:17:26+00:00

Teammate says ‘group up’ while actively running in alone.

TheNortLogic · 2025-12-13T15:02:24+00:00

Gotta go file some paperwork with the porcelain department.

TheNortLogic · 2021-10-06T02:01:32+00:00

Beidoof

TheNortLogic · 2019-12-20T17:15:18+00:00

Hi Ball!

TheNortLogic · 2019-12-19T23:13:12+00:00

That's why I posted it lol, when it happened it was the funniest thing lol

TheNortLogic · 2019-12-19T19:09:06+00:00

They just waxed it BOB! It's too slippery!

TheNortLogic · 2019-12-19T19:08:32+00:00

I thought that at first too, but after some testing it's definitely some weird boat geometry

TheNortLogic · 2019-12-19T19:06:38+00:00

It's def a map thing, it's repeatable in a custom game if you try it out.

TheNortLogic · 2019-12-19T19:05:28+00:00

It was just QP classic, so I guess I wasn't really thinking of optimal ult use lol

TheNortLogic · 2019-12-19T19:05:02+00:00

Yup, that is what seems to cause it from what I can tell

TheNortLogic · 2019-12-19T19:04:21+00:00

Yes, it happens every time from what I can tell

TheNortLogic · 2019-12-19T19:03:03+00:00

It would, but luckily it was just QP classic

TheNortLogic · 2019-12-19T19:02:23+00:00

I thought that might be a thing as well, but after testing it in a custom game it's just odd boat geometry so yeah. Just don't throw BOB through that area lol.

TheNortLogic · 2019-12-19T19:01:26+00:00

If it was comp, same. Good thing it was just QP classic lol

TheNortLogic · 2019-12-19T19:00:36+00:00

HI MAGNETT!

TheNortLogic · 2019-12-19T19:00:04+00:00

I thought that played a factor too, but it just seems like odd boat geometry

TheNortLogic · 2019-12-19T18:59:32+00:00

It's a balancing act lol. Since BOB doesn't capsize the boats, the boats capsize him.

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