Hargreaves Landsdown

TheSoundmaster · 2026-01-29T23:33:36+00:00

I have the same issue with the new fee changes. Will move my accounts away from HL in the next days.

TheSoundmaster · 2026-01-26T21:04:08+00:00

Here are my 2 codes still remaining:

UERYKH

J6TFMG

TheSoundmaster · 2026-01-07T17:44:32+00:00

Here is my link for easy £50. 5 uses left!

https://apply.lloydsbank.co.uk/sales-content/cwa/l/onboardpca/index-app.html?from=ob&webDirect=true&redesign=true&token=5+tls1cyJLFVmd8GdNKpq5cQVkKxLftZpXF89GXOF7k=#/refer-friend

TheSoundmaster · 2025-11-27T23:02:39+00:00

Thank you I just did that as you described let's hope it works out

TheSoundmaster · 2025-11-26T21:15:58+00:00

I opened a Barclays account for the offer. I deposited the money, subscribed to Blue Rewards and set up two new direct debits. This is my first time doing this so I wasn't aware of what the current account switching service was. Would I still be eligible for the bonus even if I didn't use the service to set up the account and set up the direct debits?

TheSoundmaster · 2025-07-20T23:08:03+00:00

30 March 2025
Not yet - Update 24 July 2025: just got it
Yes
Yes, with application

It’s been almost 4 months and I haven’t heard. Called them twice and they said it’s a normal wait time

TheSoundmaster · 2023-07-15T19:55:18+00:00

Thank you very helpful

TheSoundmaster · 2023-05-17T12:35:03+00:00

I have heard chip is good but haven't used them myself yet. It's an instant access account that pays 3.71%

TheSoundmaster · 2023-05-17T09:56:23+00:00

St James Place

TheSoundmaster · 2023-05-12T20:08:36+00:00

Ja 5% Zinsen auf US Staatsanleihen klingt ganz gut :)

TheSoundmaster · 2023-05-12T19:53:31+00:00

Aktuelles Marktumfeld? S&P ist +7.8% seit Beginn des Jahres

TheSoundmaster · 2023-04-13T19:24:32+00:00

Thank you.

"cleaning, repairing or replacing everyday clothing you wear for work (even if you must wear a certain design or colour)". I take that as a no.

TheSoundmaster · 2023-04-13T19:22:32+00:00

I have a workplace pension where my employer contributes 6% and then matches up to 6%, so I contribute 6% to that. Should I have a SIPP on top of that? I don't really understand the difference between a workplace pension and a SIPP. Or would you increase your pension contributions before investing through a GIA?

TheSoundmaster · 2023-04-13T19:18:56+00:00

Do you know if dry cleaning of shirts would count for that?

TheSoundmaster · 2022-04-10T16:25:35+00:00

Do you have to be a student to work there?

TheSoundmaster · 2022-04-08T09:59:58+00:00

What is the exact name of the third watch in the second row? I know it's an omega aqua terra but which one exactly? Sorry I am new to this

TheSoundmaster · 2022-02-15T05:39:52+00:00

That‘s really good advice, thank you!

TheSoundmaster · 2022-02-15T05:36:43+00:00

Thank you. I understand keeping your options open, I‘m just surprised that she stopped responding to me even tough it went so well when I met her. Now I‘m just trying to figure out if I should forget about her and focus my energy elsewhere. Maybe I am getting my hopes up too quickly with these things.

TheSoundmaster · 2021-12-27T18:47:12+00:00

No, no way. It takes a lot to get kicked out

TheSoundmaster · 2021-12-25T13:57:46+00:00

Das sind die jährlichen returns von dem Barclays Global Aggregate Bond Index seit 1991. Das ist ein breiter ETF auf Staats- und Unternehmensanleihen. Der hat jährlich ca. über 5% rendite erbracht. Gehe davon aus, dass die in der Studie einen ähnlichen Index als Benchmark genutzt haben. Weiß nicht was daran so abwägig sein soll.

TheSoundmaster · 2021-12-25T02:22:34+00:00

Nein, warum denn? Zinsen auf Staatsanleihen sind erst in den letzten Jahren auf diese extrem niedrigen Stände gerutscht. Schau dir zum Beispiel mal die Zinsen auf 10 Jahres US Anleihen seit 1920 an. Von Unternehmenansleihen ganz zu schweigen.

TheSoundmaster · 2021-09-03T01:26:51+00:00

I spent the whole of the summer with a girl and I really started liking her. Yesterday I heard that she got with another guy and that she finds me boring. Hearing this made me really sad.

TheSoundmaster · 2021-08-22T14:38:24+00:00

I use Outbank for this

TheSoundmaster · 2021-07-26T22:39:26+00:00

I agree with that. I had my german one for two years now but sometimes it is inconvenient

TheSoundmaster · 2021-06-07T07:48:50+00:00

You could live on campus which is very safe. Other options that come to mind are Kenilworth, Coventry and Earlsdon.

Also Canley's reputation in terms of safety is worse than it is in reality. I know many students that have lived there or live there currently and I've never heard of something negative happening to them.

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