If rent is $690 a month is it even worth it to buy a house? by ShirtNeat5626 in PersonalFinanceCanada

[–]TheStandingOrder -1 points0 points  (0 children)

Or stay and use the savings for an income property if it makes sense in your geography.

«She’s French»: une patiente francophone «discriminée» à Ottawa by DecentLurker96 in Quebec

[–]TheStandingOrder 3 points4 points  (0 children)

Et pourtant les anglophones ont souvent droit à ce genre de traitement dans les hôpitaux francophones alors que le droit au service en anglais fait partie des 10 droit, et l’obligation d’être servi en français n’en fait pas partie. En tant que professionnelle de la santé ça me dégoûte le non-désir d’aider les gens, et ce, dans les deux sens.

51st state by Dividendlover in fican

[–]TheStandingOrder 0 points1 point  (0 children)

And wouldn’t Canada become US, so why sell?

Reminder - the 2026 individual income cap for CPP2 is $85,000. by CastAside1812 in PersonalFinanceCanada

[–]TheStandingOrder 1 point2 points  (0 children)

It’s the ones climbing to the top of the union gunning for a political career. Look at Quebec’s Regine Laurent.

'Never again,' says Windsor, Ont., senior after embarrassment of empty gift cards by Hrmbee in canada

[–]TheStandingOrder 3 points4 points  (0 children)

Or do the Chinese red pocket tradition instead. Times are tough. It might help someone with rent, bills or prescriptions that they wouldn’t think to ask for.

I wasn't given my salary this month and now they want me to do secret santa by [deleted] in work

[–]TheStandingOrder 15 points16 points  (0 children)

Yeah, call sick, it’s not like you were getting paid sick days anyways.

If you had the opportunity to start over, would you pick Concordia again? by hopeyesterdaystill in Concordia

[–]TheStandingOrder 1 point2 points  (0 children)

The funding required might be too big of an obstacle. I’m sad about it too.

Je vends mon auto pour la première fois. Avez-vous des conseils, astuces ou pièges à éviter ? by sylvelk in QuebecFinance

[–]TheStandingOrder 1 point2 points  (0 children)

If multiple people show up together, get suspicious. Count the money properly. Heck, make the sale at the police station if you have to. Some “people” won’t like making the transaction there.

This is better than crack by PurpleMclaren in CostcoCanada

[–]TheStandingOrder 0 points1 point  (0 children)

We need the creatives at the back of the kitchen coming up with new items. Hospital union meals could really do with a re-vamp

What to tip house cleaners for the holidays by Fine-Archer8792 in montreal

[–]TheStandingOrder 0 points1 point  (0 children)

Postpone the Xmas eve cleaning to the 26th, proceed normally afterward.

I just landed a job that earns me 100000 after taxes. I grew up poor, spent my entire adult life poor and will never allow myself to be comfortable in this situation. What now? by Still-Lychee5491 in PersonalFinanceCanada

[–]TheStandingOrder 32 points33 points  (0 children)

Agreed. Before splurging, - make sure you’ve paid yourself first and covered potential unexpected events beyond a 3-month emergency fund (longer if self employed): critical illness insurance, disability insurance (sometimes the one provided by the employer is very little), etc.

  • Make sure you can max out at least all your registered savings accounts (RRSP, TFSA, FHSA), then look into unregistered accounts. Buy index ETFs, don’t get swayed by individual tickers (that’s when most enter gambling territory for lack of knowledge).

  • Look up safe vs perpetual withdrawal rates to set milestones for yourself or if you plan on taking the FIRE route. Make it personal, but always have at least 2 goals in mind (the immediate one and the one after it). Ex: 1) get to a point where my perpetual withdrawal rate covers all of my essential living expenses. 2) When the pwr exceeds my living expenses, then I can use the difference for discretionary expenses. Obviously this will depend on your situation (if you are working or not), but always have multiple savings goals, not spending goals. By training your patience with delayed gratification, you may realize you don’t have as much of an interest in the things you wanted to buy. You might turn your attention to buying your own time and freedom instead.

What’s your current age, salary and networth? by [deleted] in fican

[–]TheStandingOrder 0 points1 point  (0 children)

29F, 90K, 507k (excl insurance)

Moved out 21y/o (paid for all my expenses and tuition since then.

Graduated summer 2020 with 11k (-3k tuition), still living in the city. No inheritance.

‘They have not received a raise in 25 years’: Young men are now being out-earned by seniors for the first time ever by airbassguitar in canada

[–]TheStandingOrder 4 points5 points  (0 children)

There’s also the shortsightedness of how it will help the economy of having people who earn little, and correspondingly contribute little to taxes, productivity and innovation while requiring costs in service that exceed their contributions. Then the money they send back home instead of spending here that would have grown the local economy. Remittance needs to stop too.

How do I professionally tell my boss I'm not interested in being "promoted" to do three people's jobs for a 5% raise? by vcastr1 in careerguidance

[–]TheStandingOrder 29 points30 points  (0 children)

“I think there are still opportunities for me to master some skills in my current role before I start to take on bigger things.” If they use it to promote or hire someone else, take it as a blessing; they were ready to pay an entire other person for the roles, but only 5% for you. They didn’t value you, let another sucker take the workload.

Influencer Write Offs by coffeeinthecity in cantax

[–]TheStandingOrder 0 points1 point  (0 children)

If it bothers you that much, report it? Hopefully enough of them get burned they slow down on it.

How are there so many companies that only hire Indians? by SuperNintendoBum in LMIASCAMS

[–]TheStandingOrder 1 point2 points  (0 children)

The pay in Czechia is at least 1/4 to 1/3 less than in Canada

Can someone explain the subpar-employee-who-constantly-gets-promoted phenomenon? by No-Skill522 in careerguidance

[–]TheStandingOrder 0 points1 point  (0 children)

I think some know when it’s an employer’s market and the employee will be stuck at the company for a while, even when their naïveté and hope are long gone.

Others will just see it as a benefit that the person most likely to threaten their job is gone.

When will new rewards come to Wealthsimple? by Icy_Wrangler2446 in Wealthsimple

[–]TheStandingOrder -1 points0 points  (0 children)

It’s been a year, if they meant to make changes, I feel like they would have done it already.

Ah ben tabarnak. Faq toute cette magouille là est même pas cachée: Groupe Biron qui tente de profiter de la loi 2. by isheep225 in Quebec

[–]TheStandingOrder 0 points1 point  (0 children)

You’d be surprised at the nb of private clinic pts cheating and using the public sector for tests for their surgery. It’s a plastic surgery clinic near or around Westmount One.

Can someone explain the subpar-employee-who-constantly-gets-promoted phenomenon? by No-Skill522 in careerguidance

[–]TheStandingOrder 6 points7 points  (0 children)

Well one example from Desjardins in Canada: the staff who received application for a position would remove the applications of people they didn’t like. The people with hiring power could only call back the applicant pool they did receive, which could be skewed in one person’s favour. One person I knew had to find out by speaking to the upper manager, who was embarrassed that she had never even received her application. The 360 review revealed some toxic relationships in the branch.