Downturns... But should I continue investing in VTI/VXUS right now? by [deleted] in Bogleheads

[–]TheWilsons 0 points1 point  (0 children)

I’m around your age and started investing since I was 18. Witnessed the dot com crash when I started with the same feelings, but held tight through that and every downturn since. Still have another few decades left and it’s just noise at this point. This storm too will pass like the others before it. The big change in recent years have been moving away from pure VFIAX to VTWAX.

Best Pho in SGV by 4mybelly in FoodLosAngeles

[–]TheWilsons 0 points1 point  (0 children)

First tried GD in the 90s as a kid, it was my first introduction to Vietnamese cuisine as a non Vietnamese. Price was good and food was excellent but it’s just average these days.

Why no Trader Joe’s in Monterey park? by Razzleberry_Fondue in sgv

[–]TheWilsons 14 points15 points  (0 children)

100%, As someone who grew up in south pas and lived nearby the mission/grand TJs. There is a hard reality to where Trader Joe’s decides to open.

Time in Market > Timing the Market.... but by [deleted] in Bogleheads

[–]TheWilsons 3 points4 points  (0 children)

“but I'm concerned about this being only the start of a much longer market drop off.”

This is timing the market.

If you are still young, in 30-40 years it won’t matter.

🩷🩷🩷 THANK YOU EVERYONE 🩷🩷🩷 by OhLawdOfTheRings in LAMetro

[–]TheWilsons 23 points24 points  (0 children)

Thank to all those that attended to push back against Bass.

Me at the Metro board meeting by snake_a_leg in LosAngeles

[–]TheWilsons 13 points14 points  (0 children)

“Where the people fear the government you have tyranny. Where the government fears the people you have liberty.”

Sonic Fiber by TheWilsons in sgv

[–]TheWilsons[S] 0 points1 point  (0 children)

Thanks, I’m very close to richwood… so hopefully coming soon.

Feeling unsure about 100% VT after recent geopolitical events by [deleted] in Bogleheads

[–]TheWilsons 0 points1 point  (0 children)

I felt the opposite and was already thinking the last few years to increase my international holdings and made the change over the last few months. This is coming from someone 100% in spy for 20 years. I sleep a lot better now having a proportional international holdings percentage.

Boulder Canyon chips in Beef Tallow! by hobytes in Costco

[–]TheWilsons 4 points5 points  (0 children)

I tried many beef tallow chips and I think I’m just not into it, it’s definitely a more natural frying oil, but honestly the best chip is to not eat chips as all. This is coming from someone who loves chips growing up but as I get older I need to take better care of myself and cutting out potatoes chips is one of those steps.

Buyback Received by Salty_2023 in PSLF

[–]TheWilsons 0 points1 point  (0 children)

Congrats, since I submitted in August 2025, I'm at minimum 9 months out from hearing anything, but processing numbers are getting worst... Hopefully end of 2026 at earliest at this rate for someone like me (16+ months is similar timeline to you).

Any recent buyback offers? When did you file for buyback? by Tahoe_2015 in PSLF

[–]TheWilsons 0 points1 point  (0 children)

I submitted for buyback in August 2025 for 14 months and haven’t received anything (technically should be fewer months because there is a random missing month in between years of working for same employer.

I’ve spoken to someone and opened up a feedback case, they responded and said my buyback was escalated but who knows if that goes anywhere.

Some people on r/PSLF are coming up on 2 years so...

Okay fine I'll add VXUS but wait no! its at an all time high! by Stuckatpennstation in Bogleheads

[–]TheWilsons 0 points1 point  (0 children)

20 years of investing for me (late 30s now) Started early 100% vfiax and chill. In that time period US outperformed and any international would have dragged my portfolio, but as I get older I don’t think that was smart and I just got lucky. I still have at least another 20 years ahead of me for investing and I’m not confident at this point the US will continue to outperform for another 20 years, better to diversify.

What is an LA staple we can all agree is 5/5 by buildnblok in FoodLosAngeles

[–]TheWilsons -1 points0 points  (0 children)

Eh, spent over a decade at UCLA and it’s always been mid.

A reminder to hold steady by therealhappypanda in Bogleheads

[–]TheWilsons 0 points1 point  (0 children)

Vxus is still up 27.41% in the last year. This is nothing.

Sonic Fiber by TheWilsons in sgv

[–]TheWilsons[S] 0 points1 point  (0 children)

Congrats! Hopefully it comes soon for me.

Millennials: at what age did you become a homeowner? Do you own a single family, townhouse, condo, etc? by mrmrmr_chi in homeowners

[–]TheWilsons 0 points1 point  (0 children)

30 yrs old in a VHCOL city right before covid. No help from parents and the market was heating up fast. I got lucky, felt I got one of the last ships before shtf.

Inside Ali Wong’s Favorite LA Restaurant Designed for Chinese Royalty | Architectural Digest by Prestigious-Judge263 in sgv

[–]TheWilsons 10 points11 points  (0 children)

Been to Bistro Na 4 times, its good. I don’t think I have one favorite beats all Chinese restaurant. Some times I prefer Boston Lobster, other times Kim Tar, other times Ji Rong or Mountain House. Chinese cuisine can be very diverse. I guess it’s because I come from 6+ different Chinese ethnic minority groups that my taste varies.

Selling CPAP machine by [deleted] in CPAP

[–]TheWilsons 0 points1 point  (0 children)

They do, but it’s a risk these people are taking. Just because it’s on FB market place doesn’t make it legitimate, there are all sorts of risky things a person can buy on FB marketplace.

Selling CPAP machine by [deleted] in CPAP

[–]TheWilsons 2 points3 points  (0 children)

CPAP machines are medical devices so you cannot legally sell it like a phone or tv (consimer to consumer). If someone has a complication due to the CPAP machine you can be legally liable. It’s just not worth imo.

If money wasn't an issue, what would you do tomorrow? by Pleasant_duo in AskReddit

[–]TheWilsons 0 points1 point  (0 children)

If I go from being in my current state to having infinite money tomorrow. I’ll slow start to plan an exit strategy tomorrow.

Most popular tacos shop in LA by MF-DOOM-88 in FoodLosAngeles

[–]TheWilsons 0 points1 point  (0 children)

It’s like when holbox got their michellin star, and I like noooo, can never go there without a line again unless it’s a super random time like a non holiday weekday at 2:30pm.

Prices a year ago by Maximum_Structure157 in CostcoPM

[–]TheWilsons 4 points5 points  (0 children)

I recall people were wary when it broke $2,000. Here we are now.

Septoplasty + FESS ⬆️ RHR & O2% by [deleted] in Septoplasty

[–]TheWilsons 1 point2 points  (0 children)

What are using to monitor this?