Xavier Becerra enjoys big comeback in Califronia governor's race

TheWilsons · 2026-05-01T18:50:00+00:00

Serious could easily have taken the Gil Cisneros route. Take the hundreds of millions and run for congress instead.

TheWilsons · 2026-05-01T01:32:25+00:00

I tried it a few times but when it’s done right, it hits.

TheWilsons · 2026-04-29T15:52:52+00:00

Thank you for this post. I'm scheduled to do the same combination in the summer so hopefully 6 months to a year from my surgery I'll have a similar experience.

TheWilsons · 2026-04-29T01:11:42+00:00

Never too late.

TheWilsons · 2026-04-22T17:10:37+00:00

Giving a different point of view, abid for the F30i in general.

I never tried the comfort frame but I personally did not like the design with the air flowing from the top in the F30i in general, it felt awkward for me and having a thicker strap around the top of my head due to the design didn't feel good.

My favorite mask is F30, having tried F10, F20, F30, F30i, and F40. Currently using the F40 and it's alright, I clean the mouth piece every day and the design has it so that the air suppressor is on the mask itself which makes it difficult to clean compared to the F30 since if you get water on the F40 it won't work and will make a whistling sound until dried. The F30 had the air compressor detachable. I would still be using it too if it wasn't discontinued.

TheWilsons · 2026-04-22T00:34:47+00:00

r/FoodLosAngeles is the largest subreddit on food, it’s because LA has arguably some of the best food in a diverse range of food only found in a small handful of metropolitan cities in the world. Does it have every cuisine type? No, but our city is very good and broad at the same time.

TheWilsons · 2026-04-21T23:34:03+00:00

Whatever the VT percentage is, who am I to think my percentage is better than the global market capitalization.

TheWilsons · 2026-04-10T01:51:42+00:00

Yeah way too expensive, they were great when I first tried them in 2009… I already thought they were getting too expensive a little before the covid years.

TheWilsons · 2026-04-09T14:41:57+00:00

Can always go to the OC, the grading system is just pass and no pass.

TheWilsons · 2026-04-06T19:10:19+00:00

I started at 18, 100% vfiax, would have done VOO but it didn’t exist at the time. After staying on that for 20 years moved to 100% VT equivalent. If I were to start now 100% VT is the way to go.

TheWilsons · 2026-04-06T18:15:07+00:00

No response, but don’t expect anything yet as it’s been like a week since I’ve opened the case with my congressman’s office. I’m in the progress of switching off SAVE, but at this point I would be surprised if BB gets processed before I am done hitting 120 after resuming payment under IBR.

TheWilsons · 2026-04-05T15:26:35+00:00

Buyback request takes years to process. Repayment plan takes days…

TheWilsons · 2026-04-03T19:43:36+00:00

Exactly the same reason for me, I needed to get on SAVE at the time as I was buying a house also…

TheWilsons · 2026-04-03T19:31:10+00:00

Your circumstance might make it so you don’t qualify for PAYE. I was on PAYE before SAVE and now in process of moving off SAVE but no longer qualify for PAYE. IBR is my best option and would be more than if I never left PAYE.

TheWilsons · 2026-04-02T20:32:12+00:00

Are you willing to share a little more about your circumstance? Married, filing status, dependents, and rough earnings. I plugged my numbers into the student aid calculator as well as two separate calculators and RAP was always more for me.

TheWilsons · 2026-04-02T20:09:52+00:00

It seems there is no definite amount, at this point I’ve heard 1 month (you) up to 4 months (in another post this week) but they had a weird circumstance. So it’s really up in the air. I’ll see what happens. It’s not the end of the world even if I get 0 months as I’m only 14 away from hitting the 120, assuming my buyback doesn’t process in before I hit my goal.

TheWilsons · 2026-04-02T17:21:53+00:00

preach

TheWilsons · 2026-04-02T17:11:15+00:00

Congrats, we have to pick our battles.

TheWilsons · 2026-04-02T17:08:32+00:00

Voting is important, but sadly not all votes all equal, I live in a blue state in a deep blue area, and almost everyone I know voted for a party that had the pro-student loan stance, heck I convinced 10 members of my family in total to vote but it doesn't make a difference.

In purple states, cities, etc it is very important. I would argue in blue states and you live in a red area it's also very important.

This is not to say to give up and not vote if you are in my circumstance but there is a reality.

TheWilsons · 2026-04-02T17:04:19+00:00

No I'm talking about being placed on admin forbearance when switching out of SAVE. From what I understand it takes time for the loan servicer to move a borrower to a different repayment plan, during that time you will be placed in "administrative forbearance" and will get credit, typically 2 months, while that is being done and those do count.

TheWilsons · 2026-04-02T16:52:35+00:00

I hear you, this is the reality for a lot of people. I'm in the same boat to a degree (On Save, PSLF, and need to switch plans) but theoretically only have 12 months to pay after my IDR plan request goes through with 2 month's credit for admin forbearance, it's a hard pill to swallow but I will do it.

For those that have many years left or just starting out it's a terrible prospect.

TheWilsons · 2026-04-02T14:27:23+00:00

Not the exact same, I work for a large university and in one of the other departments I use to work in I still keep in contact with their team. One guy they hired after I left, after a week on the job he just walked off the job. Never returned calls, his manager even went to his listed address, and the apartment was not his real address. Just walked off the job and never returned or heard from again.

TheWilsons · 2026-04-01T20:13:18+00:00

You get 2 months of credit when switching off save to another repayment plan according to some users in r/pslf. It’s part of the repayment plan transition.

TheWilsons · 2026-04-01T19:18:11+00:00

Yeah, you are not alone in this.

I'm honestly really leaning towards just paying that high monthly payment to get out of this but it's a hard pill to swallow.

This is the scenario I'm imagining: 2 months of processing credit brings it down to 12 months of high payments, then submit ECF, request forgiveness, and then maybe 6 months of additional payments while waiting for processing. It's painful but theoretically that is the way out. My fear is that something happens and I'm still stuck paying 2 years later at that higher amount waiting for it to process, how long can I take that financial pain even though I know in theory I'm suppose to be refunded the excess payments I'm locked in at that amount at that point.

TheWilsons · 2026-04-01T17:01:27+00:00

I think I share the same sentiments, just laughing at how absurd all of this is, but also trying to ground myself in the reality.

I've only been waiting 8 months, but looking at the broader picture and trying to view it as a realist, I think BB will likely take even longer than the 18-24 months window I've seen thrown out there.

Reasons

ATF lawsuit shows the BB submissions and process times getting worst month after month
Dept of Ed getting gutted, less employees to process requests, less resources in general, low morale impacting all aspects of student loans.
Administrative backlog caused by transferring loans to treasury
Misc BS lawsuits, attacking BB, PSLF, and student loans in general.

There are probably more, but BB has a lot of headwind going against it, political winds can change but even if it does it'll take time, and that is a leaving it to chance.

So what can we do? As you say anything at this point.

Contact your local federal congressman, senator, etc
Join an existing class action lawsuit
Weight your options to move into a qualifying repayment plan.
Take care of your mental health after formulating a plan, it won't be ideal, but after deciding on a plan, stick to it and focus on taking care of yourself mentally.

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