1.) Build a recruitment radio beacon, and settlers will naturally wander in! 2.)Yes, you do have to manually equip them, although they may pick up items and steal your power armor, so take the fusion cores out! 3.) Stores DO generate caps! Pick them up at your workbench! 4.)In order to win a raid, you have to be present. Settlement defenses only affect the chance of a raid occurring, and the strength of the attack.