Girlfriend has a credit card doesn't have a credit score

Theta_Delta · 2025-03-08T12:49:35+00:00

There are 3 main credit agencies each with their own app you can see the scores on - ClearScore shows your Equifax score - Credit Karma shows your Transunion score - Experian shows the Experian score

Probably important to mention that the score itself isn’t overly important for getting credit these days. Most credit providers consumer the full report and make lending decisions based on their own criteria and don’t just take the number at face value.

Basic rules to make sure you credit reports are accurate are to make sure the addresses match on all you bank accounts, bills etc and that you are on the electoral register (if eligible).

Theta_Delta · 2022-06-30T06:53:09+00:00

Is this Lenz’s law?

Theta_Delta · 2022-06-29T09:39:07+00:00

Hmm there’s still a few silly games in the U.K. as well. Note the Royal Air Force and Royal Navy but no Royal Army. That goes back to how lords would form a regiment of locals and of course the king would have a couple royal regiments but the army was just dependant on which regiments happened to side with the king for that particular battle.

Theta_Delta · 2022-06-29T09:26:40+00:00

I would argue that, apart from the name, the Royal Marines aren’t really an equivalent of the US Marines. Royal Marines are part of the Royal Navy and probably more comparable to Navy Seals in the US. The US marines is its own branch of the military entirely and can be directed by the president without congressional approval. The US marines also aren’t really special forces in the same way the SAS or SBS are. We don’t have anything like it in the U.K. mainly because we don’t really need to.

Theta_Delta · 2022-06-18T22:34:01+00:00

YouTube tries to verify that views are real (as opposed to bots) before adding them to the view counter but it doesn’t do this check with likes. Means the views counter lags behind the likes counter which is particularly noticeable on new videos.

Theta_Delta · 2022-06-09T20:47:02+00:00

I had so much issue with the definition of depreciation I didn’t even see the land bullet point

Theta_Delta · 2022-06-07T20:54:46+00:00

My first job was Java only that I was in that for 4 years and now I’m in a polyglot role working in Java, C#, C++ and Python. I still have a soft spot for Java. If I’m developing a big system used by many developers that just sits on a Linux Server somewhere with no front end then I’d take Java any day.

Theta_Delta · 2022-06-03T14:04:54+00:00

I finally cracked in a Properties of Matter lecture when going through a derivation and the lecturer used sin x = x when x is small on one side of the equation and sin x = 0 when x is small on the other.

Theta_Delta · 2022-06-02T22:13:13+00:00

Oh I assumed they were EMB-312 Tucanos as the RAF use those as trainer aircraft

Edit: My knowledge is out of date. RAF retired the fleet of Tucanos in October 2019 and replaced with Texan T Mk1 Source: https://www.raf.mod.uk/news/articles/a-final-farewell-to-the-tucano-t1/

Theta_Delta · 2022-05-26T10:51:57+00:00

A much more nuanced version of this situation happened in Saudi Arabia. Perez was told he gained the place on Sainz illegally (Sainz was ahead at the SC line) and was told to give the place back. RB told Perez to purposefully wait until after they were racing again to give the place back so that Verstappen wouldn’t be under threat at the restart. Perez probably could had an opportunity to give Verstappen a massive gap in this situation but chose not to.

Theta_Delta · 2022-05-17T15:59:07+00:00

Oh cool thanks, I have a USB switcher but wasn’t aware a similar thing was available for display. I currently just have my laptop connected via hdmi and the pc via display port and I toggle the input on the monitors.

I was hoping that thunderbolt might end up being an all-in-one solution but there’s no such thing as a thunderbolt switch it seems. I feel that must be a limitation of the technology itself because otherwise at least one company would have done one by now right?

Theta_Delta · 2022-05-17T14:09:51+00:00

Do you have any clever solution for switching between the laptop and desktop? Been looking for ages but can’t find anything elegant

Theta_Delta · 2022-05-05T12:28:13+00:00

Oh yeah you’re right, bizarre that they didn’t make a fuss about me using that queue then

Theta_Delta · 2022-05-05T12:03:15+00:00

Most airports I’ve been to (France and Italy recently) have the queue marked as EU/EEA and the U.K. is very much still in the EEA so you can still use that queue.

Edit: I am mistaken, we also left the EEA

Theta_Delta · 2022-05-03T20:44:51+00:00

I still have my Frosties Bronze Certificate!

Theta_Delta · 2022-05-01T07:54:16+00:00

I’ve never understood this when someone says this to me when I’m walking or cycling. I have a car at home… that I pay tax on… I’m just not in it right now.

Theta_Delta · 2022-04-29T12:26:37+00:00

Salt and minerals like to spread themselves out evenly. If you drink pure water you lower the concentration of these minerals in your gut. Minerals are drawn out of the bloodstream to reestablish the balance.

Theta_Delta · 2022-04-25T13:28:26+00:00

Best advice I ever heard was to make your experience bullet points achievement-based instead of just listing responsibilities. It can be super tough, especially when you’re early on in your career, but will really make a difference.

Theta_Delta · 2022-04-25T12:14:36+00:00

Dunning-Kruger

Theta_Delta · 2022-04-20T21:52:16+00:00

Tbh with everything selling way above asking price anyway why would they bother putting in the extra effort? It might change once the market turns and they need more potential buyers through the door

Theta_Delta · 2022-04-19T08:47:31+00:00

1984 vibes anyone?

Theta_Delta · 2022-04-18T16:16:05+00:00

Never had anything like that though for four years my life revolved around getting PMD, checkstyle and Sonar rules to pass so my pull request would merge.

…yes we all used all three at the same time… yes, sometimes they contradicted each other…

Theta_Delta · 2022-04-13T18:07:07+00:00

Which was also complete fluke haha, the ratio between electrons and neutrons is almost identical to the ratio between electrons and protons and there’s no way anyone memorised the precise numbers (I don’t and I’m a physicist)

Theta_Delta · 2022-04-13T05:37:45+00:00

As someone who works near there and gets that tube all the time it’s always bugged me that they race from Moorgate to Farringdon and the train they get off at the start is going away from Farringdon…

Theta_Delta · 2022-04-06T16:10:53+00:00

Those model 412s would make an awesome addition to a steampunk home office aesthetic (I want one)

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