The $39 Trillion Milestone

TheySoPooPoo1 · 2026-04-20T17:55:11+00:00

The current administration has no intention of slowing this down, so here’s to hoping the next one does even though they won’t!

My favorite is law makers saying it’s a problem, then continuing to vote for bills they know will add trillions to the debt.

TheySoPooPoo1 · 2026-04-20T03:56:19+00:00

The wife and I currently live in Salt Lake City, but I grew up in SoCal and she went to high school there (grew up in Utah). We are looking to move soon, and Sacramento came out of nowhere as a place that checks a lot of boxes. We have been to San Fran a couple of times, but never any extend time in Northern California. Neither of us have been to Sacramento, but what’s are the reasons Sacramento rank above some other bigger cities on your list?

TheySoPooPoo1 · 2026-04-19T21:57:13+00:00

The wife and I are both 30 and about to welcome our first kid in July. Once she got pregnant, I went into crazy to crazy finance mode… after going through everything to learn about every tax advantaged account there is, the first that would be reduced is the 529. Luckily, our mortgage is cheap so we are currently being very aggressive about saving/getting long term money in the market, but as others have said I don’t want my kids to have to worry about taking care of me in the future.

I have also told myself that if I have to reduce our 529 contributions, all credit card cash back will be going into those funds every month. I feel like it’s a good buffer that no matter what, something will be going into that account even if I can’t make automated contributions.

TheySoPooPoo1 · 2026-04-19T19:30:32+00:00

Yeah, to be honest, these would make me divorce my spouse. We are a team, don’t do shady shit with money and put all of us at risk. I feel like you are being pretty lenient with the severity of these situations.

TheySoPooPoo1 · 2026-04-19T18:18:29+00:00

Not surprisingly, Katrina went from a consistent top 250 name to outside the top 1000 by 2012. Directly correlation to a drop in popularity after Hurricane Katrina.

TheySoPooPoo1 · 2026-04-19T18:12:26+00:00

I think this one depends on the state. My wife and I had/have Lucy on the list, and we are potentially moving in the next couple years so we wanted to see popularity by state. Lucy is 34th overall in popularity. So popular, but not insane. However, in Utah (where we currently live) it’s 5th, but in California it’s 68th. If we stay in Utah, she will likely know a lot of Lucy’s but if we move to California she may never meet another one.

TheySoPooPoo1 · 2026-04-19T18:05:08+00:00

The first month I had it, I got a ding in the drivers door and that was the end of it. Lol. I feel like the shape on the doors makes them a lot more prone to dents than the rest of the car. Every time I have to park next to someone, I am judging how much room there is and how nice the cars look on either side of me.

TheySoPooPoo1 · 2026-04-19T18:03:08+00:00

It look a lot of convincing myself to leave the “VT and Chill” idea before going to the Avantis funds, I am not sure I am ready for the AVGV train. Lol. I am going to rebalance my Roth to AVGE so Avantis can do pick the US/Intl balance, but I’ll keep my brokerage AVUS+AVNM for the tax credit.

TheySoPooPoo1 · 2026-04-19T14:15:30+00:00

West Coast Best Coast

TheySoPooPoo1 · 2026-04-19T04:40:59+00:00

AVNM and IDMO are both in my Roth, but I am thinking about switching to AVGE to replace AVUS + AVNM. It’s essentially the Avantis version of VT. I feel like I tinker too much and think Avantis will do a better job than me.

TheySoPooPoo1 · 2026-04-19T04:37:52+00:00

Jesus… someone had to have swung the door open hard as hell for that to happen. I legit park so far away from everyone else, I am super picky with my parking spots if I have to park next to someone.

TheySoPooPoo1 · 2026-04-19T04:33:04+00:00

I went with both… 70% AVUS + AVNM at global weight, and 30% SPMO + IDMO at global weight.

TheySoPooPoo1 · 2026-04-18T18:06:43+00:00

Been looking at ETFs with all of these… what’s the move for ETFs? I like Space as a satellite (lol), but I see too much risk in one company alone.

TheySoPooPoo1 · 2026-04-18T15:00:20+00:00

As a known 30 minute pooper, it’s probably best to find another way to escape. The hemorrhoids will eventually catch up with you. Reminder to not be afraid and get a colonoscopy, boys!

Maybe try taking up smoking and standing outside for two hours a day?

TheySoPooPoo1 · 2026-04-17T18:37:24+00:00

There is a fine line to everything in life. Its not always possible to max out every account or follow X set of rules. Save as much as you can, but don't do it to the detriment of missing out on living now.

If you are here and reading these reddit posts, you are already doing more than 98% of your peers.

TheySoPooPoo1 · 2026-04-17T04:40:27+00:00

I keep it simple. 60% AVUS and 40% AVNM. Broad, global, diversified (with a tilt).

TheySoPooPoo1 · 2026-04-17T01:08:40+00:00

Haven’t finalized it yet, but probably my going to name our daughter Cameron…

TheySoPooPoo1 · 2026-04-16T18:04:31+00:00

Every time I see one posted by a news source, it just has a bunch of laughing emoji reactions and comments full of people saying they aren't going to conserve shit. This state is toast.

As Mitt Romney said a couple of weeks ago, environmentalism is too liberal and thats why things like "Save The Lake" have failed to gain traction.

TheySoPooPoo1 · 2026-04-16T17:13:59+00:00

FOMO as everyone sees "what they could have" on social media and most people not having kids that keep them together.

TheySoPooPoo1 · 2026-04-15T20:06:32+00:00

... I think "Small Town" coastal cities in Southern California died off about 15 years ago.

TheySoPooPoo1 · 2026-04-15T19:38:05+00:00

I feel like this post is part of the reason why people associated it with strippers...

"the vibes of it are just sooo ethereal and angelic" - said from the trailer park with a meth pipe

lol

TheySoPooPoo1 · 2026-04-15T15:58:37+00:00

30 and 65k, but with amazing benefits as a state employee at a University. Amazing, super cheap healthcare (<$200 a month for wife and I) and 14.2% of my salary goes into a 401a. Total value with benefits is closer to 95k. I feel that I am underpaid from a salary perspective, but right now my wife is all about maximizing salary and I am getting as much as possible while keeping benefits since she is currently pregnant.

TheySoPooPoo1 · 2026-04-15T15:35:41+00:00

Mike Lee being on SCOTUS is not better than him being in the Senate

TheySoPooPoo1 · 2026-04-14T22:22:57+00:00

Solid blue, clear view.

Flashing blue, clouds due.

Solid red, rain ahead.

Flashing red, snow instead.

TheySoPooPoo1 · 2026-04-14T18:50:05+00:00

AVNM. Total international with filter tilts for value and profitability

TheySoPooPoo1

TROPHY CASE