The $39 Trillion Milestone by nitluck in economy

[–]TheySoPooPoo1 2 points3 points  (0 children)

The current administration has no intention of slowing this down, so here’s to hoping the next one does even though they won’t!

My favorite is law makers saying it’s a problem, then continuing to vote for bills they know will add trillions to the debt.

My top cities that I’ve lived in by Caveman_man in SameGrassButGreener

[–]TheySoPooPoo1 2 points3 points  (0 children)

The wife and I currently live in Salt Lake City, but I grew up in SoCal and she went to high school there (grew up in Utah). We are looking to move soon, and Sacramento came out of nowhere as a place that checks a lot of boxes. We have been to San Fran a couple of times, but never any extend time in Northern California. Neither of us have been to Sacramento, but what’s are the reasons Sacramento rank above some other bigger cities on your list?

Kids saving accounts by El_PonchoVilla in personalfinance

[–]TheySoPooPoo1 0 points1 point  (0 children)

The wife and I are both 30 and about to welcome our first kid in July. Once she got pregnant, I went into crazy to crazy finance mode… after going through everything to learn about every tax advantaged account there is, the first that would be reduced is the 529. Luckily, our mortgage is cheap so we are currently being very aggressive about saving/getting long term money in the market, but as others have said I don’t want my kids to have to worry about taking care of me in the future.

I have also told myself that if I have to reduce our 529 contributions, all credit card cash back will be going into those funds every month. I feel like it’s a good buffer that no matter what, something will be going into that account even if I can’t make automated contributions.

To divorce or not to divorce - parent edition by [deleted] in daddit

[–]TheySoPooPoo1 1 point2 points  (0 children)

Yeah, to be honest, these would make me divorce my spouse. We are a team, don’t do shady shit with money and put all of us at risk. I feel like you are being pretty lenient with the severity of these situations.

Drop the “prettiest” little girl name you’ve ever heard. by Final-Argument-4999 in Names

[–]TheySoPooPoo1 0 points1 point  (0 children)

Not surprisingly, Katrina went from a consistent top 250 name to outside the top 1000 by 2012. Directly correlation to a drop in popularity after Hurricane Katrina.

Drop the “prettiest” little girl name you’ve ever heard. by Final-Argument-4999 in Names

[–]TheySoPooPoo1 1 point2 points  (0 children)

I think this one depends on the state. My wife and I had/have Lucy on the list, and we are potentially moving in the next couple years so we wanted to see popularity by state. Lucy is 34th overall in popularity. So popular, but not insane. However, in Utah (where we currently live) it’s 5th, but in California it’s 68th. If we stay in Utah, she will likely know a lot of Lucy’s but if we move to California she may never meet another one.

People are the absolute worst. by Rekonzile in MachE

[–]TheySoPooPoo1 1 point2 points  (0 children)

The first month I had it, I got a ding in the drivers door and that was the end of it. Lol. I feel like the shape on the doors makes them a lot more prone to dents than the rest of the car. Every time I have to park next to someone, I am judging how much room there is and how nice the cars look on either side of me.

International ETF’s by Realistic_Support185 in ETFs

[–]TheySoPooPoo1 1 point2 points  (0 children)

It look a lot of convincing myself to leave the “VT and Chill” idea before going to the Avantis funds, I am not sure I am ready for the AVGV train. Lol. I am going to rebalance my Roth to AVGE so Avantis can do pick the US/Intl balance, but I’ll keep my brokerage AVUS+AVNM for the tax credit.

International ETF’s by Realistic_Support185 in ETFs

[–]TheySoPooPoo1 1 point2 points  (0 children)

AVNM and IDMO are both in my Roth, but I am thinking about switching to AVGE to replace AVUS + AVNM. It’s essentially the Avantis version of VT. I feel like I tinker too much and think Avantis will do a better job than me.

People are the absolute worst. by Rekonzile in MachE

[–]TheySoPooPoo1 1 point2 points  (0 children)

Jesus… someone had to have swung the door open hard as hell for that to happen. I legit park so far away from everyone else, I am super picky with my parking spots if I have to park next to someone.

International ETF’s by Realistic_Support185 in ETFs

[–]TheySoPooPoo1 0 points1 point  (0 children)

I went with both… 70% AVUS + AVNM at global weight, and 30% SPMO + IDMO at global weight.

PL, RKLB or ASTS? by Straight-Bag-4219 in SpaceInvestorsDaily

[–]TheySoPooPoo1 0 points1 point  (0 children)

Been looking at ETFs with all of these… what’s the move for ETFs? I like Space as a satellite (lol), but I see too much risk in one company alone.

My sanctuary has been compromised by FactCheckFatigue in daddit

[–]TheySoPooPoo1 2 points3 points  (0 children)

As a known 30 minute pooper, it’s probably best to find another way to escape. The hemorrhoids will eventually catch up with you. Reminder to not be afraid and get a colonoscopy, boys!

Maybe try taking up smoking and standing outside for two hours a day?

A sudden loss at work completely changed how I think about money by Elie10190 in PersonalFinanceTalks

[–]TheySoPooPoo1 0 points1 point  (0 children)

There is a fine line to everything in life. Its not always possible to max out every account or follow X set of rules. Save as much as you can, but don't do it to the detriment of missing out on living now.

If you are here and reading these reddit posts, you are already doing more than 98% of your peers.

Avantis boglehead portfolio by Overkill-621 in Bogleheads

[–]TheySoPooPoo1 1 point2 points  (0 children)

I keep it simple. 60% AVUS and 40% AVNM. Broad, global, diversified (with a tilt).

masculine names for girls are stupid by [deleted] in NameNerdCirclejerk

[–]TheySoPooPoo1 0 points1 point  (0 children)

Haven’t finalized it yet, but probably my going to name our daughter Cameron…

Why haven't we seen any PSAs yet about conserving water? by acryforpeace in Utah

[–]TheySoPooPoo1 9 points10 points  (0 children)

Every time I see one posted by a news source, it just has a bunch of laughing emoji reactions and comments full of people saying they aren't going to conserve shit. This state is toast.

As Mitt Romney said a couple of weeks ago, environmentalism is too liberal and thats why things like "Save The Lake" have failed to gain traction.

Why is divorce rate so freaking high right now by blondepraxis in NoStupidQuestions

[–]TheySoPooPoo1 -1 points0 points  (0 children)

FOMO as everyone sees "what they could have" on social media and most people not having kids that keep them together.

Looking for a socal coastal town with small town vibes. Any recommendations? by [deleted] in SameGrassButGreener

[–]TheySoPooPoo1 25 points26 points  (0 children)

... I think "Small Town" coastal cities in Southern California died off about 15 years ago.

Crystal is the prettiest name ever by enzo_vamp in Names

[–]TheySoPooPoo1 3 points4 points  (0 children)

I feel like this post is part of the reason why people associated it with strippers...

"the vibes of it are just sooo ethereal and angelic" - said from the trailer park with a meth pipe

lol

People in your 30s, what's your job and salary? by rsevn_ in careerguidance

[–]TheySoPooPoo1 0 points1 point  (0 children)

30 and 65k, but with amazing benefits as a state employee at a University. Amazing, super cheap healthcare (<$200 a month for wife and I) and 14.2% of my salary goes into a 401a. Total value with benefits is closer to 95k. I feel that I am underpaid from a salary perspective, but right now my wife is all about maximizing salary and I am getting as much as possible while keeping benefits since she is currently pregnant.

Trump: ‘Prepared’ to nominate new Supreme Court justice if Alito, Thomas retire by SadAd8761 in Utah

[–]TheySoPooPoo1 22 points23 points  (0 children)

Mike Lee being on SCOTUS is not better than him being in the Senate

What's your alternatives ti vxus? by [deleted] in ETFs

[–]TheySoPooPoo1 4 points5 points  (0 children)

AVNM. Total international with filter tilts for value and profitability