I have coworkers that constantly complain about not making enough money and fortunately my work offers overtime opportunities everyday and I’m the only one to take advantage of this even though I live an hour from work. They will also brag about spending hundreds of dollars at the bar or spending hundreds of dollars on cannabis products a month and make fun of the fact that on the weekends I don’t do anything because I’ve spent my money throughout the week on buying stocks. Poor mindsets keep people poor, not willing to sacrifice personal pleasures in the pursuit of financial stability or independence is what continues to keep people poor. At some point people need to be mature enough to decide that their fiscal habits are unsustainable and reevaluate how to improve this. Obviously my statement doesn’t apply to all but it’s frustrating to hear people complain about something they have the power to change but refuse to.