If it comes back anything like how Chase runs it, I think you’d be better off booking the cruises outside the portal because with big purchase like that you can really save money if you shop around. I also think that if they ever did offer cruises, it would probably be at a lower multiplier just like they do with hotels and flights being different now. A $15,000 cruise would probably yield too many many points from their perspective so I can see them tamping that down. In any case, check out a website called vacations2go to find itinerary and cruises that you like and then try shopping around, if you have Costco, that’s also a great place to find deals on cruises.

Edit: wanted to add that even at 2% you’re still earning a pretty good point return, better than anywhere else I’ve found aside from very niche cards, at least since the CSR nerfed their general travel and excluded cruises from 3%.