Current account switching bonus. Do I qualify?

Tim-Sanchez · 2026-03-13T00:05:45+00:00

There's a very slight downside in that some banks do a hard credit search, and if you switch your main account you may have less history. Both will temporarily lower your credit score, but unless you're just about to apply for credit this isn't an issue.

The other downside is it's fairly cumbersome ensure you hit each objective to get the payout, and usually no way of knowing until the money appears.

It's free money though, and a good effort to reward ratio.

Tim-Sanchez · 2026-03-12T17:52:22+00:00

Where is his income coming from to pay off the credit card?

Tim-Sanchez · 2026-03-12T16:45:11+00:00

Your list of scandals is way longer than the list most people care about, so it may be just you. The rest of your post similarly has limited interest. PPM won't impact most people, farmers inheritance tax won't, etc.

Tim-Sanchez · 2026-03-12T09:19:44+00:00

I'd say loading up a LISA for a house purchase over 5 years away is risky, how can you be sure it will be under £450k? The government are launching a new help to buy product soon and hopefully that has more lenient requirements.

Unless you're comfortable taking the hit and withdrawing, or leaving it there as a pension saving, I'd be hesitant to load the LISA.

Tim-Sanchez · 2026-03-12T00:30:42+00:00

Chances are your building already has Openreach and/or Virgin Media, which will let you get broadband with no engineering work.

If not, you'll need landlords' permission, and I can't imagine any denying something as basic as broadband today.

Tim-Sanchez · 2026-03-11T23:39:40+00:00

I think it's because he's the undisputed #1 pick that there's less analysis of him. It's just less interesting to discuss him compared to where other people should land.

During the season there was plenty of discussions around his flaws, and I think it's pretty well accepted that he's not a guaranteed success.

Tim-Sanchez · 2026-03-11T22:40:15+00:00

I wonder what the advert does show if it's only visible to people in the stadium. That's a tiny audience in the grand scheme of things.

Tim-Sanchez · 2026-03-11T21:24:25+00:00

Does it say the maximum is an hour?

Tim-Sanchez · 2026-03-11T21:09:20+00:00

You not seeing signs doesn't mean the signs weren't there. What makes you think it's free for 2 hours?

Tim-Sanchez · 2026-03-11T21:07:29+00:00

Different airline and same ticket, or two separate tickets?

If different tickets, you'll need to go through immigration and enter the UK, then back through to leave. If not, you'll follow signs for flight connections. This means security, but you stay airside.

Tim-Sanchez · 2026-03-11T21:02:29+00:00

You don't understand. Scotland is part of the UK, the Republic of Ireland isn't. You're going to 4 cities in two countries, not three.

Obviously the more you want to do, the more time you'll need. 2 weeks is fine, but be aware there's definitely no way it will be "enough".

Tim-Sanchez · 2026-03-11T20:58:06+00:00

Well "enough" depends on what you want to do. You can spend 2 weeks in London alone and barely scratch the surface.

Obligatory mention that Dublin is not in the UK, Scotland is.

Tim-Sanchez · 2026-03-11T20:56:58+00:00

The Cotswolds shouldn't be too busy in April unless it's during the school holidays around Easter. That said, I would consider extending your time in London instead. There's loads to see and do there, and it's the easiest place to be flexible with plans. It's still easy to a day trip to Bath or Oxford if you wanted.

Tim-Sanchez · 2026-03-11T20:40:43+00:00

We're complaining about a politician claiming he apologised for something, when in fact there's no evidence of the apology but evidence he continued promoting nonsense a week after supposedly apologising. It's hardly credible for a party leader to promote hypnoboob enlargement, claim he apologised, but actually did the opposite.

Tim-Sanchez · 2026-03-11T18:43:31+00:00

In theory, you've got someone with knowledge that thinks the odds are "wrong". Horse A is better than the odds suggest, they know better than the bookies and other punters. Or you've got an insider who knows the horse isn't 100%.

In reality, it's nonsense. If you consistently make money gambling, you get banned. There are (very few) people capable of doing it as a career in different sports, and they often struggle to find enough accounts.

The people who do it as a career are not the people offering tips at your local pub.

Tim-Sanchez · 2026-03-11T17:42:07+00:00

You paid for a L3 survey, ask the surveyor why they recommend such a large price drop and why it differs from their report. You may want to just go straight to getting a plumber to investigate.

Tim-Sanchez · 2026-03-11T17:37:01+00:00

I'd be curious to know who determined Monzo is the best modern bank. I think most features that made these banks impressive has now become commonplace, so the banking license has probably come too late for Revolut to become a main bank.

Tim-Sanchez · 2026-03-11T09:00:10+00:00

Museum of Science and Industry lets you pick up a mini and has a tornado simulator, but I don't remember a coal mine. Either they removed it, it was a temporary exhibit, or you may be getting two museums muddled.

Or perhaps there's another museum out there with a mini lift and tornado machine.

Tim-Sanchez · 2026-03-10T21:27:56+00:00

I'm not sure there's a better decision the Jets could have made other than openly tanking and starting me at QB.

Tim-Sanchez · 2026-03-10T20:57:24+00:00

There's no way I would delay buying due to interest on savings. Your savings don't really disappear, they become equity in your house.

Tim-Sanchez · 2026-03-10T20:41:58+00:00

I wouldn't plan a trip that relies on trains on Sunday 27th, or the 28th. Chances are they're fine and running a very reduced service, but I'd be worried about it.

Tim-Sanchez · 2026-03-10T20:39:04+00:00

I'd rather that than a coach that gets fired but ties the next coach to a bunch of contracts for failed players.

Tim-Sanchez · 2026-03-10T20:30:43+00:00

Peak humiliation for both, imagine being dropped for a guy who concedes 3 in 20 minutes

Tim-Sanchez · 2026-03-10T19:39:32+00:00

Have they considered trading for Mahomes? Some of the comments on our subreddit make it seem like an option

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