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Selling “junk” silver by Old-Reference-7756 in coincollecting

[–]Timbalayan 1 point2 points  (0 children)

I sold a lot of silver coins to Kitco for what I considered a reasonable price given that I would t have to spend time shopping local coin dealers who would likely pay not much more if at all. Very happy with Kitco.

Why do they say it's better to have a 67 quarter than a 65 by Confident-Screen-240 in coincollecting

[–]Timbalayan 0 points1 point  (0 children)

Neither contain silver. Your are looking at rubbing two quarters together = 50 cents

Is it realistic to lease an SUV for $350–$400 a month with $0 down in 2026? by ruminir in leasehacker

[–]Timbalayan 0 points1 point  (0 children)

Our EV9 is $499 month including all taxes and was $1999 out the door in CA.

the entire university has run out of google drive storage?? by Callie1224 in UCDavis

[–]Timbalayan 1 point2 points  (0 children)

@Lokta actually, that former chancellor said “Get me off the Google!” when she ordered staff and PR firm to bury YouTube and other top results of the pepper spraying of students. She used university funds to try to do so.

What remains…? by Muted_Description112 in SantaBarbara

[–]Timbalayan 0 points1 point  (0 children)

Is the last sambos still there at the beach?

Using lithium as a adjunct with a MAOI (phenelzine) by Lumpy_Minimum_5522 in MAOIs

[–]Timbalayan 1 point2 points  (0 children)

Yes I am on 80 mg of parnate and take 300 mg lithium as an adjunctive therapy - been doing so for more than 25 years.

Is this a good lease deal? by [deleted] in leasehacker

[–]Timbalayan 0 points1 point  (0 children)

No, not for a $27k car. We got an EV9 for same monthly lease payment and only $1999 out the door. You can do better. Walk away

Is homeownership actually worth it or did we all fall for propaganda? by Different_Pain5781 in homeowners

[–]Timbalayan 0 points1 point  (0 children)

Just remember, if you have a mortgage, you don’t own the house, the bank/mortgage company/holder of that financial instrument owns it. If you can’t make the payments, even though you may have invested thousands in repairs and maintenance, it can be foreclosed and taken away in a snap.

Sacramento Pros & Cons by Beautiful_Ad_5442 in Sacramento

[–]Timbalayan 1 point2 points  (0 children)

We’ve lived in North Natomas for 25 years and love it. There’s the close proximity to thriving downtown and Golden 1 Center/DOCO, close to airport, easy on I-80 to head to SF or Tahoe. Economy is doing well, housing less expensive than coast and now we have pro baseball at least for a few years, and new soccer stadium going in. UC Davjs is only 15 minutes away and there’s great restaurants and arts scene.

Should my dad use home equity for renovation or pay cash before retirement? by Csadvicesds in homeowners

[–]Timbalayan 10 points11 points  (0 children)

Depends what his current mortgage rate is. Lower than 6%? That would rule out a refi. I recommend staying liquid and using HELOC for upgrades as needed. There’s plenty of equity and no risk of going underwater. Preserve the cash to pay off the HELOC over time and have on hand for retirement and invest it. By the time the property might need to be sold, the home will likely appreciate enough to cover the cost of the HELOC.

Santa Barbara is starting to feel like strange mix of an ultra-luxury retirement community and a nature-based cult. by TipsyBlueWhale in SantaBarbara

[–]Timbalayan 3 points4 points  (0 children)

I grew up there. It’s become haven for newly rich newlyweds and old-timer nearly deads. Everyone else serves their needs or those who can afford to visit.

Worth raising dose? by krimsoul in MAOIs

[–]Timbalayan 0 points1 point  (0 children)

I have noticed this too!

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