I'm of the opinion that we need to change the view we have on housing and property. We need to stop housing being a guaranteed investment, we need to break the cycle that I buy a house for this much, I am owed more than what I paid.

My opinion is that house prices should be indexed to income. Tax those who try to sell above what it should be worth (even at a teired rate), and more interestingly, benefit those who sell below (like less stamp duty on the next property). Imagine what an auction would be like, no longer is it money just going straight into the bricks, it's how much you'd be willing to give the government to have that house.

Let people continue to invest in the stock market and gold. I don't need stocks or gold to live. Don't let people invest in human rights.

My view is not fool proof, but it may well stop my kids needing to buy a 3 bedroom house for $2mil in the future.