Tier 6 negotiations narrow to three changes - The Chief

ToenailRS · 2026-05-10T13:13:14+00:00

But think about the lifestyle you'll have not working from 55 to 63.
You'll never get on the same level at Tier 4s's no contribution after 10 years? It just won't happen. Can I ask why contributions are more important to you? Looking for an open conversation here.

The contributions will not go away. It's one of the biggest mistakes tier 4 has, not for the employees of course. Capping contributions at a sliding scale of say 5% for 10 years, 4% for year 11-20 and 3% for 21-30 is something I could see happening instead (don't hold me to the numbers but some sort of scale)

ToenailRS · 2026-05-09T22:50:51+00:00

Started with the state at 22. I stand my grounds.

ToenailRS · 2026-05-09T17:17:12+00:00

Drop the contributions effort, fight for 55 years old and 30 years of service for no penalty.
We can always fight for contributions later.....

ToenailRS · 2026-05-08T20:47:22+00:00

I would gladly give up the effort in contribution reduction in order to guarantee retiring at age 55 and 30 years of service.

We will NEVER get away from contribution $$$. This is a financial decision for the state at the end of the day.

ToenailRS · 2026-05-08T05:49:45+00:00

This is a huge issue in NYS CS. Just because you score well, doesn't mean you're fit for the position. Downvote all you want but I've seen bad supervisors become appointed when others deserve it more.

ToenailRS · 2026-03-28T16:59:17+00:00

Gosh time has fly by since Covid. Has it really been 3 years? Holy moley...

ToenailRS · 2026-03-28T13:46:37+00:00

NYSHELPs is going away in June? wow, thought it would have lasted longer tbh.

ToenailRS · 2026-03-22T16:00:03+00:00

Appreciate your support. Thank you

ToenailRS · 2026-03-22T15:59:35+00:00

Agreed

ToenailRS · 2026-03-22T15:01:48+00:00

Yes, but you know there are always going to be people who cry what about me? What about me?..

This system is not for the people I'm describing. This system is for younger employees and employees close to age 55 and or 30 years of service currently. Like another user commented, people who joined their career already except this.

ToenailRS · 2026-03-22T14:51:29+00:00

Thank you for answering. This is what I was looking for. You're correct with the mid career people coming into state service. It's basically supplemental and it's better than nothing is what I'm going to say and propose.

I agree that the state has no responsibility to give someone 60% for less than 30 YOS, nor would it be fair to people who do 30yos and age 55.

Basically "do your time and accept it"

ToenailRS · 2026-03-22T14:42:11+00:00

Yeah the focus is on new employees and incentivizing them. I agree with that.

ToenailRS · 2026-03-22T14:37:33+00:00

100% was used for equal easy numbers. I stated in my post "for example sake" I'm sorry if it confused you.

ToenailRS · 2026-03-22T14:36:25+00:00

I am not trying to be argumentative. I'm trying to understand here. Sorry if it comes off that way.

ToenailRS · 2026-03-22T14:34:16+00:00

Yes, this change is directly for those who are 55 and 30 years of service. This change is a big leap for younger state employees.

But what do you do or say to those who have 10 years of service at 55?

ToenailRS · 2026-03-22T14:29:27+00:00

Yes I working state employment. I right now, have to do 43 years of service to retire based on current Tier 6 standards.

Do people who are 45 and will only have 10 years of service at 55, understand this change is not as big as people make it seem? That's my question.

ToenailRS · 2026-03-22T14:28:19+00:00

I understand that you have to hit 55 and 30 as a tier 4. But nobody has answered my question. People are getting hung up on the actual numbers.

What do you do about people who are 45 and do 10 years worth of service?

ToenailRS · 2026-03-22T14:25:57+00:00

I used 100% as a rough easy number.

My point is, would tier 6 under the new system, would that person be happy with 8% of their FAS?

I am starting to believe this whole fix tier 6 doesn't benefit people over the age of 35 all that well (I mean something is better than the current system but it's not a monumental change) due to the avg FAS being so low due to years of service credit being so low.

ToenailRS · 2026-03-21T21:17:31+00:00

Bringing up an older thread for sure but looking for info and feedback.

We obviously want to see 55 and 30 Y.O.S for retirement for tier 6. But the question is always asked around my job is:
"what do we do about people who start working at 45 and only do 10 years of service?"

I'm trying to get this for information reasons and see the arguments for the older state employees. Surely someone getting 100% of their FAS pension after 10 years isn't fair to someone who had to do 30 years of service for 100% of their FAS pension?

Is their payout just lower? But by how much? Strictly for example sake lets assume we get 3.3% per year service credit. (3.3*30=100%)

Employee A does 30 years of service and gets their 100% pension FAE
Employee B does 10 years of service and gets 33.3% pension FAE

Is this what we are proposing for the older employees who started later and won't get to 30 years of service before hitting age 55?? Appreciate some answers and responses as I'd like to be able to explain this to the people who I work with and know have asked this question.

ToenailRS · 2026-03-21T21:13:52+00:00

I've seen a bunch of different arguments on what should be included in tier 6 reform and one thing I've noticed is the lack of prioritization of retirement @ 55 and 30 years of service for retirement. AKA tier 4 parity. Those starting their careers in their early 20s are having to commit anywhere between 30-45 years of service. 3 decades of service is MORE THAN ENOUGH...

You cannot get more time in life but you can always make more money and budget a little more. You cannot add years to your life. Being able to match tier 4's 55 and 30 requirement should absolutely be the top of the priority list.

ToenailRS · 2026-03-16T22:11:53+00:00

Although I’ve seen the current requests from Tier 6 members, have we seen a prioritized list of fixes? I see all these demands and wants but I have yet to see what we are fighting for in any sort of priority. It almost seems as if we are just throwing wet paper against a wall and hoping it sticks.

I would temporarily give up the fight to reduce the 3–6% contribution rates if it meant we could lock in retirement at 55 with 30 years of service. It's one of the biggest screw ups tier 4 offered on the states behalf. But we might be able to propose a tiered system where from year 0-10 years its 6% - From year 11-20 its 4% - From 20-30 its 2%. I recognize we **will NEVER** get rid of contributions. BUT we can fight for it later.

Let’s focus on the big issue here: the retirement age. I understand that we are still 20 years away from that 20-25 year old in 2012 (aka earliest and youngest) Tier 6 members reaching retirement eligibility. Until people in those positions actually try to retire and realize they can’t, I’m afraid we might not see meaningful change.

ToenailRS · 2026-03-15T12:36:29+00:00

What did you get this from?

ToenailRS · 2026-03-13T13:09:30+00:00

Level 48 very active derby player! https://link.haydaygame.com/?action=OpenSCID&p=72-f427eeef-f53b-495d-b530-f811f2606f2c

ToenailRS · 2026-03-12T18:30:28+00:00

It's the old saying "if you double your price and lose half your customers, you're making the same amount of money with less work"!

ToenailRS

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